West Virginia Forms

Wirt County Deed of Trust and Promissory Note Form

Wirt County Deed of Trust Form

Wirt County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/2/2025
Wirt County Deed of Trust Guidelines

Wirt County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/14/2025
Wirt County Completed Example of the Deed of Trust Document

Wirt County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 8/18/2025
Wirt County Promissory Note Form

Wirt County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 8/25/2025
Wirt County Promissory Note Guidelines

Wirt County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/24/2025
Wirt County Completed Example of the Promissory Note Document

Wirt County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 8/7/2025
Wirt County Subordination Agreements

Wirt County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/9/2025
Wirt County Annual Accounting Statement

Wirt County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 8/12/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Wirt County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Wirt County Clerk
Address:
1 Court Square / PO Box 53
Elizabeth, West Virginia 26143

Hours: Monday - Friday 8:00 am - 4:30 pm

Phone: (304) 275-4271

Recording Tips for Wirt County:
  • Bring your driver's license or state-issued photo ID
  • Double-check legal descriptions match your existing deed
  • White-out or correction fluid may cause rejection
  • Documents must be on 8.5 x 11 inch white paper
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Wirt County

Properties in any of these areas use Wirt County forms:

  • Brohard
  • Creston
  • Elizabeth
  • Palestine

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Wirt County

How do I get my forms?

Forms are available for immediate download after payment. The Wirt County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Wirt County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wirt County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Wirt County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Wirt County?

Recording fees in Wirt County vary. Contact the recorder's office at (304) 275-4271 for current fees.

Questions answered? Let's get started!

There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."

Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.

(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.

Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".

Terms:
A- Principle Owed and Maturity Date of Loan

B- Payments - Traditional Installment or installments with a Balloon Payment.

C- Late Payments: So much $ owed after X number of days, plus $ for each day after.

D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.

E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.

F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.

G- Venue: If legal action is required, Lender provides the County of such actions.

This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.

(West Virginia DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Wirt County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Wirt County.

Our Promise

The documents you receive here will meet, or exceed, the Wirt County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Wirt County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4581 Reviews )

Mark R.

September 30th, 2022

All documents were site specific and up-to-date. Not recorded yet but have high hopes.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Kevin B.

May 28th, 2023

Easy to use and very helpful

Reply from Staff

Thank you for taking the time to give us your feedback Kevin. Hope you have an amazing day.

Sharla B.

November 25th, 2019

Was very helpful it helped me find out everything I needed for the deed.

Reply from Staff

Thank you!

Penny S.

July 18th, 2020

Was very simple to use and the email communication was very efficient. Appreciated getting my document recorded in a timely manner. Thank you deeds.com

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Angela L.

November 2nd, 2020

AWESOME!

Reply from Staff

Thank you!

Craig L.

October 14th, 2020

Fast and easy and saved me $240. What's not to like? Five stars.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Flordeliza R.

February 6th, 2023

Once I was able to get my scanner working and provide good quality scans, the turnaround was quick and my documents were recorded and returned to me the same day with the Recorder's Stamp for download. Deeds.com staff was able to guide me to make sure my package was complete. Thank you!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Clint E.

September 3rd, 2020

Good value. I like not only getting the forms, but also the instructions and examples the forms came with

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Deb F.

July 16th, 2022

The county clerk accepted your mineral deed. It was a blessing finding your deed and instructions for filling it out online. Thank you

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Anne-Marie B.

December 30th, 2020

This was the first time I have ever e-recorded a document. The process was smooth and simple. I loved being informed at each step along the way. I am glad I chose deeds.com and plan to use them in the future for all my electronic recording of legal documents.

Reply from Staff

Thank you!

Elizabeth J.

May 17th, 2019

It is very good and I would use the site again.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Nancy C.

January 15th, 2021

Simple and easy to download. After reading the instructions/sample pages I did still have some questions regarding the beneficiary deed for the state of MO.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Andrew M.

March 20th, 2021

Very easy to find the Quitclaim Deed form I needed. It was correct format and was accepted by my bank.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Shirley G.

March 8th, 2019

Excellent so far. Quick response!

Reply from Staff

Thank you!

DON O.

December 16th, 2020

needs to be more user friendly

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!