Tuscaloosa County Mortgage Form

Tuscaloosa County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Tuscaloosa County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Tuscaloosa County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Tuscaloosa County Promissory Note Form
Note that is secured by the Mortgage. Can be used for traditional installments or balloon payment.

Tuscaloosa County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Tuscaloosa County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Tuscaloosa County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Alabama and Tuscaloosa County documents included at no extra charge:
Where to Record Your Documents
Tuscaloosa County Probate Judge
Tuscaloosa, Alabama 35401-1891 / 35402
Hours: 8:30 to 5:00 M-F
Phone: (205) 464-8204
Mail to: Tuscaloosa County Commission
Tuscaloosa, Alabama 35402
Hours:
Phone:
Recording Tips for Tuscaloosa County:
- Documents must be on 8.5 x 11 inch white paper
- Verify all names are spelled correctly before recording
- Ask about their eRecording option for future transactions
- Avoid the last business day of the month when possible
- Bring multiple forms of payment in case one isn't accepted
Cities and Jurisdictions in Tuscaloosa County
Properties in any of these areas use Tuscaloosa County forms:
- Abernant
- Brookwood
- Buhl
- Coaling
- Coker
- Cottondale
- Duncanville
- Echola
- Elrod
- Fosters
- Kellerman
- Northport
- Peterson
- Ralph
- Samantha
- Tuscaloosa
- Vance
Hours, fees, requirements, and more for Tuscaloosa County
How do I get my forms?
Forms are available for immediate download after payment. The Tuscaloosa County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Tuscaloosa County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Tuscaloosa County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Tuscaloosa County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Tuscaloosa County?
Recording fees in Tuscaloosa County vary. Contact the recorder's office at (205) 464-8204 for current fees.
Questions answered? Let's get started!
The short definition of a mortgage is that it's a loan used to purchase real property. In Alabama, the mortgage is comprised of two parts: the security instrument and the promissory note. A security instrument is a specific type of document that provides security for the lender and contains terms (agreements) that apply until the buyer (borrower) repays the lender according to terms defined in an attached promissory note.
While the lender holds legal title to the property during this time, the borrower holds equitable title, which means they may occupy the property as if they hold legal title, but until the loan has been repaid, the lender actually owns it. This is because mortgages involve a lien against the property, held as security, that ends when the debt is repaid, and the owner assumes legal title (after recording a release of mortgage).
The buyer must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender and must be completed at the same time as the security instrument. Many lenders retain the promissory note for the duration of the mortgage and return it to the borrower after the debt is repaid.
The Code of Alabama sets forth the rules for mortgages in that state at Title 35 Section 10 but does not provide a statutory form for security instruments. A typical mortgage includes the names of all borrowers (and their spouses, if applicable), information about the lending institution, the date the borrower signed the promissory note, the property county and address, and a legal description of the property. The borrower must indicate if the security instrument includes any riders, or attachments that amend or supplement a document.
The mortgage must be signed by each borrower and acknowledged by an authorized individual. Alabama requires spouses' signatures for mortgages of single-family owner-occupied dwellings ("homestead mortgages"), even if they are not borrowers (Ala. Code Sec. 6-10-3). A homestead is defined in Alabama as a single-family owner-occupied dwelling.
Security instruments must meet standards of form and content for recording documents relating to real property. Record the completed mortgage at the local probate office.
Secured Promissory Notes in Alabama
At the same time the buyer fills out the mortgage form, they must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender.
Promissory notes can be secured or unsecured. Unsecured notes set forth the terms and conditions associated with repayment, but there is no mention of collateral to protect the lender's interest. These are more common with personal property. Mortgages, which are real property transactions, use secured promissory notes. The borrower offers the property as security (collateral) to guarantee the loan and agrees that a failure to repay the loan could cause the lender to foreclose on it.
The borrower must complete a promissory note, but it is rarely recorded with the mortgage. Many lenders retain the note for the duration of the mortgage and return it to the borrower after the debt is repaid. If the situation demands a recorded promissory note, ensure that it meets all state and local standards for submitting documents.
Use these forms to finance residential property, condominiums, planned unit developments, vacant land, small commercial and rental property up to 4 units (more than 4 units add our "Assignment of Rents and Leases" form). This mortgage contains a power of sale clause, allowing for a non-judicial foreclosure, saving time and expense for the lender. A Promissory Note secured by a Mortgage that include stringent default terms can be beneficial to the lender.
Section 35-10-1 - Power of Sale Constitutes Part of Security; by Whom Executed; Effect of Conveyance; Index of Foreclosure Deeds. Where a power to sell lands is given to the grantee in any mortgage, or other conveyance intended to secure the payment of money, the power is part of the security, and may be executed by any person, or the personal representative of any person who, by assignment or otherwise, becomes entitled to the money thus secured; and a conveyance of the lands sold under such power of sale to the purchaser at the sale, executed by the mortgagee, any assignee or other person entitled to the money thus secured, his agent or attorney, or the auctioneer making the sale, vests the legal title thereto in such purchaser. Probate judges shall index foreclosure deeds by the names of the original grantor and grantee in the mortgage, and also by the names of the grantor and grantee in the foreclosure deeds.
This article is provided for informational purposes only and is not a substitute for the advice of an attorney.
(Alabama Mortgage Package includes forms, guidelines, and completed examples) For use in Alabama only.
Important: Your property must be located in Tuscaloosa County to use these forms. Documents should be recorded at the office below.
This Mortgage meets all recording requirements specific to Tuscaloosa County.
Our Promise
The documents you receive here will meet, or exceed, the Tuscaloosa County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Tuscaloosa County Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4573 Reviews )
janitza g.
July 31st, 2020
It was easy!!! The example for completing a quickclaim deed form was very helpful!!
Thank you!
Sara P.
February 1st, 2019
Wonderful response time, and patient with me. Thank you.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Laurie R.
August 31st, 2022
FIVE STARS !!! Clear instructions Easy to navigate Thanks for making this easy for those of us who are not tech savvy
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jason B.
May 9th, 2019
Providing .doc versions would be much easier than trying to jam information into a non-editable PDF.
Thank you for your feedback. We really appreciate it. Have a great day!
Kathleen S.
September 30th, 2020
The process was easy and the Staff was very helpful. Document was recorded quickly.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Title H.
July 27th, 2023
THIS SERVICE IS DIFFICULT TO USE AND TROUBLESOME, IN MY PROFESSIOBAL OPINION; a true NUGHTMARE! As a Title / Petroleum Land Professional (Landman), I use a wide variert of online title research tools and services. Mist are EXTREMELY COMPREHENSIVE, and relatively easy to perform one’s research. I am beginning to beliece that there is no search intrrfaxe here; just a long list of instructions full of circular references that simply tuns the researcher around and around to the same pages repeatedly. This service takes users NOWHERE. Good luck to those seeking to waste their time reading a vast set of redundant words and NO INTERFACE FOR CREATING OR EXECUTING AN AXTUAL SEARCH.
Thank you for sharing your feedback with us. We're genuinely sorry to hear about the difficulties you faced while using our service. As a Title / Petroleum Land Professional, your experience is invaluable to us, and we regret that our website did not meet your expectations.
We are committed to making the necessary changes to enhance our platform and provide a better experience for all users, including professionals like yourself.
Mike M.
October 27th, 2020
Get Rid of the places to initial each page on the Trust Deed. The Co. Recorder (Davis) does not require that each page be initialled... If I and the "borrower" had initialed each page, then I would have to use US Mail to get the form from AZ to UT because scans of initials are not acceptable, but only a notarized signature from the borrower is...
Thank you for your feedback. We really appreciate it. Have a great day!
Barbara E.
March 19th, 2024
Love the accessibility to all counties. Save money and time using Deeds for all our recording needs!
Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!
Michael M.
November 3rd, 2020
This company gets it right! All the forms you need for your jurisdiction along with guides, and more
Thank you for your feedback. We really appreciate it. Have a great day!
Lynd P.
January 14th, 2019
Good
Thanks Lynd.
DEBORAH H.
December 9th, 2023
I found everything I needed
Your feedback is valuable to us and helps us improve. Thank you for sharing your thoughts!
Donna J.
May 22nd, 2019
what do you do with it once filled out. doesn't tell you
Generally, once the documents are completed and executed they are recorded with the recorder where the property is located.
JoAnn T.
October 7th, 2022
Very happy! This was a very easy to use web site, the form came with directions and an example, both were very helpful. I will absolutely use Deeds.com in the future.
Thank you for your feedback. We really appreciate it. Have a great day!
Gene L.
August 5th, 2020
Worked perfect. Thanks.
Thank you!
jen k.
June 15th, 2022
I tried to use the free stuff you find on the internet. You quickly find out that free is rarely ever (never) free. Even worse, the long term cost can be immeasurable. Glad I realized that before I got too far in. Do yourself a favor, spend a few bucks up front to get the right forms.
Thank you!