Desha County Mortgage Secured by Promissory Note Form (Arkansas)

All Desha County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Desha County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Desha County compliant document last validated/updated 4/16/2025

Mortgage Guide

Desha County Mortgage Guide

Line by line guide explaining every blank on the form.
Included Desha County compliant document last validated/updated 4/3/2025

Completed Example of the Mortgage Document

Desha County Completed Example of the Mortgage Document

Line by line guide explaining every blank on the form.
Included Desha County compliant document last validated/updated 5/22/2025

Promissory Note Form

Desha County Promissory Note Form

Fill in the Blank Form.
Included Desha County compliant document last validated/updated 5/13/2025

Promissory Note Guidelines

Desha County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Desha County compliant document last validated/updated 5/23/2025

Completed Example of the Promissory Note Document

Desha County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Desha County compliant document last validated/updated 6/12/2025

Annual Accounting Statement Form

Desha County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Desha County compliant document last validated/updated 6/13/2025

When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Desha County. The executed documents should then be recorded in the following office:

Desha County Circuit Clerk

604 President Ave, Arkansas City, Arkansas 71630

Hours: 8:00am to 4:00pm M-F

Phone: (870) 877-2411

Local jurisdictions located in Desha County include:

  • Arkansas City
  • Dumas
  • Mc Gehee
  • Pickens
  • Snow Lake
  • Tillar
  • Watson

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Desha County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Desha County using our eRecording service.
Are these forms guaranteed to be recordable in Desha County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Desha County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Secured by Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Desha County that you need to transfer you would only need to order our forms once for all of your properties in Desha County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Arkansas or Desha County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Desha County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

("Mortgage" means the grant of an interest in real property to be held as security for the performance of an obligation by the mortgagor or other person.) (18-50-101 (4))

Once (filed in the recorder's office) the mortgage becomes a (lien on the mortgaged property). (The filing shall be notice to all persons of the existence of the mortgage.) (18-40-102)

The (Mortgagor)/ Borrower grants (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (8))

The (Mortgagee)/Lender holds (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (7))

The borrower must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender (interest rates, default rate, late payment fee, etc.), and must be completed at the same time as the security instrument. Many lenders retain the promissory note for the duration of the mortgage and return it to the borrower after the debt is repaid.

Use these forms for real property, land, single family, condominiums, small commercial and rental units (up to 4). The promissory note can be used for traditional installment and balloon payments. In Arkansas, the Mortgagor/Borrower has the right to redeem the property if it is sold through decree of the circuit court/foreclosure. (This may be done at any time within one (1) year from the date of sale). [The mortgagor may waive the right of redemption in the mortgage so executed and foreclosed.] In this form the Mortgagor/Borrower releases their right of redemption. They also relinquish their rights of homestead (if any). These terms can be beneficial to the Mortgagee/Lender if default occurs. (18-49-106 (2)) [18-49-106 (b)]

(Arkansas Mortgage Package includes forms, guidelines, and completed examples) For use in Arkansas Only.


Our Promise

The documents you receive here will meet, or exceed, the Desha County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Desha County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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May 2nd, 2019

You're service saved the day! I had gone to several lawyers and title companies who all said, at a Minimum, preparing a deed costs $1000...
Through your service and some work reading about the requirements as well as calling my county clerks office, I was able to complete the deed and it read accepted and recorded today!
Thanks so much.

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March 3rd, 2020

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December 9th, 2022

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May 18th, 2023

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June 18th, 2020

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June 28th, 2022

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Marc T.

August 31st, 2021

Walked the document through our county offices today. the directions to fill out the document were awesome and we had no issues, We now have a TOD property. Beats paying an attorney $200.00

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February 22nd, 2021

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