Independence County Mortgage Secured by Promissory Note Form (Arkansas)
All Independence County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Independence County compliant document last validated/updated 4/16/2025
Mortgage Guide
Line by line guide explaining every blank on the form.
Included Independence County compliant document last validated/updated 4/3/2025
Completed Example of the Mortgage Document
Line by line guide explaining every blank on the form.
Included Independence County compliant document last validated/updated 5/22/2025
Promissory Note Form
Fill in the Blank Form.
Included Independence County compliant document last validated/updated 5/13/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Independence County compliant document last validated/updated 5/23/2025
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Independence County compliant document last validated/updated 6/12/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Independence County compliant document last validated/updated 6/13/2025
The following Arkansas and Independence County supplemental forms are included as a courtesy with your order:
When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Independence County. The executed documents should then be recorded in the following office:
Independence County Circuit Clerk
Courthouse - 192 E Main St, Batesville, Arkansas 72501
Hours: 8:00am to 4:30pm M-F
Phone: (870) 793-8833
Local jurisdictions located in Independence County include:
- Batesville
- Charlotte
- Cord
- Cushman
- Desha
- Floral
- Locust Grove
- Magness
- Newark
- Oil Trough
- Pleasant Plains
- Rosie
- Salado
- Sulphur Rock
- Thida
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Independence County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Independence County using our eRecording service.
Are these forms guaranteed to be recordable in Independence County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Independence County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Secured by Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Independence County that you need to transfer you would only need to order our forms once for all of your properties in Independence County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Arkansas or Independence County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Independence County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
("Mortgage" means the grant of an interest in real property to be held as security for the performance of an obligation by the mortgagor or other person.) (18-50-101 (4))
Once (filed in the recorder's office) the mortgage becomes a (lien on the mortgaged property). (The filing shall be notice to all persons of the existence of the mortgage.) (18-40-102)
The (Mortgagor)/ Borrower grants (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (8))
The (Mortgagee)/Lender holds (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (7))
The borrower must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender (interest rates, default rate, late payment fee, etc.), and must be completed at the same time as the security instrument. Many lenders retain the promissory note for the duration of the mortgage and return it to the borrower after the debt is repaid.
Use these forms for real property, land, single family, condominiums, small commercial and rental units (up to 4). The promissory note can be used for traditional installment and balloon payments. In Arkansas, the Mortgagor/Borrower has the right to redeem the property if it is sold through decree of the circuit court/foreclosure. (This may be done at any time within one (1) year from the date of sale). [The mortgagor may waive the right of redemption in the mortgage so executed and foreclosed.] In this form the Mortgagor/Borrower releases their right of redemption. They also relinquish their rights of homestead (if any). These terms can be beneficial to the Mortgagee/Lender if default occurs. (18-49-106 (2)) [18-49-106 (b)]
(Arkansas Mortgage Package includes forms, guidelines, and completed examples) For use in Arkansas Only.
Our Promise
The documents you receive here will meet, or exceed, the Independence County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
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Get your Independence County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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February 19th, 2019
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September 11th, 2020
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