Otero County Deed of Trust and Promissory Note Form (Colorado)

All Otero County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Otero County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Otero County compliant document last validated/updated 3/27/2025

Deed of Trust Guidelines

Otero County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Otero County compliant document last validated/updated 2/17/2025

Completed Example of a Deed of Trust Document

Otero County Completed Example of a Deed of Trust Document

Example of a properly completed form for reference.
Included Otero County compliant document last validated/updated 7/8/2025

Promissory Note Form

Otero County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Otero County compliant document last validated/updated 5/8/2025

Promissory Note Guidelines

Otero County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Otero County compliant document last validated/updated 6/16/2025

Completed Example of the Promissory Note Document

Otero County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Otero County compliant document last validated/updated 6/3/2025

Annual Accounting Statement Form

Otero County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Otero County compliant document last validated/updated 5/1/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Otero County. The executed documents should then be recorded in the following office:

Otero County Clerk and Recorder

13 W Third St, La Junta, Colorado 81050

Hours: 8:00 to 5:00 Monday through Friday

Phone: (719) 383-3020

Local jurisdictions located in Otero County include:

  • Cheraw
  • Fowler
  • La Junta
  • Manzanola
  • Rocky Ford
  • Swink

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Otero County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Otero County using our eRecording service.
Are these forms guaranteed to be recordable in Otero County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Otero County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Otero County that you need to transfer you would only need to order our forms once for all of your properties in Otero County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Colorado or Otero County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Otero County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Deeds of Trust are the preferred method of securing debt on property in Colorado, if the Deed of Trust includes a proper power of sale clause the lender can pursue a public trustee foreclosure in the case of default. The borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of the their default.
("Deed of trust" means a security instrument containing a grant to a public trustee together with a power of sale.) ( 38-38-100.3(7))

A promissory note is a promise to pay and includes things such as interest rates, default rates, late fees, penalties, etc. The Deed of Trust makes the promissory note a debt secured by a lien on the subject property. In Colorado a promissory note must include the loan amount, payment schedule and time frame. Both borrowers and lenders must sign.

For use in Colorado only on residential property, rental property, condominiums, vacant land, second homes and planned units.

(Colorado Deed of Trust Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Otero County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Otero County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4564 Reviews )

Michael G.

July 14th, 2025

Very helpful and easy to use

Reply from Staff

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JAMES D.

July 10th, 2025

Slick as can be and so convenient.rnrnWorked like a charm

Reply from Staff

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MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

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HELENA M.

March 19th, 2021

Quick, super easy and very reasonable charge!!

Reply from Staff

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Mary H.

January 31st, 2019

Your site was very informative and I was able to instantly and easily download the documents that I needed. I could not be happier with your service. Thank You
Mary Harju

Reply from Staff

Thank you Mary, we really appreciate your feedback.

Gerald C.

May 25th, 2019

Pros, quick purchase and document availability including instructions and examples.

Cons, For the cert. of trust, the form would not accept the length of our trust name with no way to get around. The pdf file printing did not meet the requirements for 2.5" top margin and .5" other margins as well as the 10pt font size as the form information was shrunk down even when normal printing.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Joseph D.

July 1st, 2022

Exellent and easy! Thqanks!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Michael F.

May 12th, 2021

I'm not too bright and I made a mess of things when I tried to create my own deed. It was lucky that I found the forms here after so many of my personal failures. It's good that the pros know what they are doing.

Reply from Staff

Such kind words Michael, thank you.

Vallie D.

February 22nd, 2021

Very easy to navigate website. Quick filing, great communication. Saved me hundreds of dollars vs. filing through the escrow service

Reply from Staff

Thank you for your kind words Vallie, glad we could help. Have an amazing day!

Ronald C.

January 31st, 2019

My goal was to find the Covenant, Conditions, and Restrictions for my HOA. From what I can read, these documents should be attached to our Deed (single family, patio home in New Hanover County). I am not sure if I have a copy of my Deed. I would need to check my Safe Deposit Box.

Unfortunately, I was not successful at finding these documents from your Website.

If you can help me find them, I would appreciate that.

Reply from Staff

It is most common to obtain a copy of CC&Rs directly from the HOA. Alternatively, they are also usually a matter of public record recorded with the local recorder and you can obtain a copy there.

Kevin M.

April 1st, 2020

Easy to navigate. Comprehensive

Reply from Staff

Thank you!

Lacina B.

July 25th, 2020

Forms were appropriately priced, easy to download

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Carlos M.

January 4th, 2023

so far so good. thanks

Reply from Staff

Thank you!

Lori W.

January 24th, 2020

Disclaimer letter was just what I needed. Download worked without a hitch.

Reply from Staff

Thank you for your feedback Lori, we really appreciate it. Have a fantastic day!

Vita L.

January 28th, 2021

A coworker recommended this service to me and I was hesitant to try it. Turned out to be a life saver, they filed my document in 24 hours. No standing in line and no confusing government websites to navigate.

Reply from Staff

Thank you!