Columbia County Deed to Secure Debt and Promissory Note Forms (Georgia)
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Form Package
Deed to Secure Debt and Promissory Note
State
Georgia
Area
Columbia County
Price
$27.97
Delivery
Immediate Download
Payment Information
Included Forms
All Columbia County specific forms and documents listed below are included in your immediate download package:
Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 3/26/2024
Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/13/2024
Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.
Included document last reviewed/updated 12/12/2023
Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.
Included document last reviewed/updated 12/20/2023
Promissory Note Form
Note that is secured by the Deed to Secure Debt
Included document last reviewed/updated 2/29/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/17/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included document last reviewed/updated 2/23/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 4/3/2024
Included Supplemental Documents
The following Georgia and Columbia County supplemental forms are included as a courtesy with your order.
Frequently Asked Questions:
How long does it take to get my forms?
Forms are available immediately after submitting payment.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Georgia or Columbia County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
How do I get my forms, are they emailed?
Forms are NOT emailed to you. Immediately after you submit payment, the Columbia County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.
What type of files are the forms?
All of our Columbia County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Can the Deed to Secure Debt and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Columbia County that you need to transfer you would only need to order our forms once for all of your properties in Columbia County.
Are these forms guaranteed to be recordable in Columbia County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Columbia County including margin requirements, content requirements, font and font size requirements.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Areas Covered by These Deed to Secure Debt and Promissory Note Forms:
- Columbia County
Including:
- Appling
- Augusta
- Evans
- Grovetown
- Harlem
What is the Georgia Deed to Secure Debt and Promissory Note
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Our Promise
The documents you receive here will meet, or exceed, the Columbia County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Columbia County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
Reviews
4.8 out of 5 (4317 Reviews)
Dyanna B.
April 23rd, 2024
Got what I needed. Easy access.
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Gina G.
April 17th, 2024
This service is fantastic! Took a few tries to scan the document correctly, but their patience and quick turn around made this a far better experience than going to the County myself.
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Michael M.
April 17th, 2024
Great service that satisfied all my needs. Great prices too.
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March 30th, 2022
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July 30th, 2022
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March 20th, 2022
Oh my that was so easy. I love it. Awesome.
If someone needs help use the deeds.com
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Lucille F.
December 9th, 2019
Instructions very detailed and clear.
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February 14th, 2022
easy to download and use. this document. thank you
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Alexandra M.
April 28th, 2021
Needed a Limited Power of Attorney form for a real estate transaction in another state. Proper form came up immediately and was fairly easy to complete. I think the sample completed form should have been more completely explained in layman's language instead of legalese (such as person granting permission instead of grantor or something like your name and address and the person who will be signing on your behalf) but since the form was one price no matter how many ways it was printed out, it was fine. I just filled it out several ways and had it notarized and sent it to my sister. Whichever combination is appropriate she and the lawyer will have. I found the site easy to navigate
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RICHARD H.
October 29th, 2020
Wonderful
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Deirdre M.
January 10th, 2019
Good documents good price saved me a lot of money and time.
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ROBERTA G K.
May 21st, 2023
I have looked and finally found a reliable source of updated legal documents that are current with local and state law that I can be readily downloaded for review, reference and use.
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Daniel S.
August 28th, 2019
Fast. Easy. More than I expected. Hope it all works with MD bureaucrats.
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Rebecca M.
December 28th, 2021
This was pretty easy to fill out. The directions on all of the forms was very good. This should make life much easier at the County Recorder.
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Robert L.
February 24th, 2021
Very easy to use and I had no issues submitting my deed.
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