Illinois Forms

Mercer County Contract for Deed Form

Mercer County Contract for Deed Form

Mercer County Contract for Deed Form

Fill in the blank Contract for Deed form formatted to comply with all Illinois recording and content requirements.

Document Last Validated 8/20/2025
Mercer County Contract for Deed Guide

Mercer County Contract for Deed Guide

Line by line guide explaining every blank on the Contract for Deed form.

Document Last Validated 6/5/2025
Mercer County Completed Example of the Contract for Deed Document

Mercer County Completed Example of the Contract for Deed Document

Example of a properly completed Illinois Contract for Deed document for reference.

Document Last Validated 8/6/2025
Mercer County Real Property Disclosure Form

Mercer County Real Property Disclosure Form

An executed installment sales contract shall include a statement acknowledging that the seller provided the buyer with the installment sales contract disclosure

Document Last Validated 6/23/2025
Mercer County Lead Based Paint Disclosure Form

Mercer County Lead Based Paint Disclosure Form

A Contract for Deed is subject to the Lead Poisoning Prevention Act

Document Last Validated 6/10/2025
Mercer County 3-day Cancellation Notice Form

Mercer County 3-day Cancellation Notice Form

Illinois State law requires a 3-day cooling-off period for installment sales contracts

Document Last Validated 4/23/2025

All 6 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Mercer County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Mercer County Clerk/Recorder
Address:
Courthouse - 100 SE Third St / PO Box 66
Aledo, Illinois 61231

Hours: 8:00 to 4:00 M-F

Phone: (309) 582-1137

Recording Tips for Mercer County:
  • Check that your notary's commission hasn't expired
  • Recorded documents become public record - avoid including SSNs
  • Bring extra funds - fees can vary by document type and page count
  • Check margin requirements - usually 1-2 inches at top
  • Mornings typically have shorter wait times than afternoons

Cities and Jurisdictions in Mercer County

Properties in any of these areas use Mercer County forms:

  • Aledo
  • Alexis
  • Joy
  • Keithsburg
  • Matherville
  • New Boston
  • New Windsor
  • North Henderson
  • Preemption
  • Seaton
  • Sherrard
  • Viola

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Mercer County

How do I get my forms?

Forms are available for immediate download after payment. The Mercer County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Mercer County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Mercer County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Mercer County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Mercer County?

Recording fees in Mercer County vary. Contact the recorder's office at (309) 582-1137 for current fees.

Questions answered? Let's get started!

In Illinois, ("Installment sales contract" or "contract" means any contract or agreement, including a contract for deed, bond for deed, or any other sale or legal device whereby a seller agrees to sell and the buyer agrees to buy a residential real estate, in which the consideration for the sale is payable in installments for a period of at least one year after the date of sale, and the seller continues to have an interest or security for the purchase price or otherwise in the property.) ((765 ILCS 67/5) Sec. 5. Definitions)

Key requirements and considerations for a Contract for Deed in Illinois:
1. Written Agreement: The contract must be in writing and signed by both parties. It should include all the terms of the sale, such as the purchase price, payment schedule, interest rate, and responsibilities for taxes and maintenance.

2. Disclosure Requirements: The seller is required to provide certain disclosures to the buyer, including:
o Property Condition: Any known material defects in the property.
o Installment Payment Terms: Detailed terms of the installment payments, including interest rates and payment schedules.

3. Recording the Contract: The buyer should ensure the contract is recorded with the county recorder’s office to protect their interest in the property. This helps in providing notice to third parties and securing the buyer’s interest.

4. Equitable Title: While the seller retains legal title, the buyer receives equitable title, giving them the right to occupy and use the property.

5. Default and Forfeiture: The contract should outline what constitutes a default and the consequences, which may include forfeiture of the property. Illinois law provides some protections for buyers, such as requirements for notice and an opportunity to cure the default before forfeiture.

6. Interest and Fees: (The interest rate being charged, if any, expressed only as an annual percentage rate.) (765 ILCS 67/10) (5))


7. Compliance with Local Laws: Ensure the contract complies with all relevant local, state, and federal laws, including consumer protection laws.

8. Legal Description of Property: The contract should include a legal description of the property being sold.

9. Transfer of Title: The contract should specify that the seller will transfer the legal title to the buyer once all payments have been made and the terms of the contract are fulfilled.

10. Insurance and Taxes: The contract should specify who is responsible for paying property taxes and maintaining insurance on the property during the installment period.

11. Right to Prepay: (Prepayment penalties prohibited. The seller may not charge or collect a prepayment penalty or any similar fee or finance charge if the buyer elects to pay the outstanding principal balance of the purchase price under the contract before the scheduled payment date under the contract.) (765 ILCS 67/60)Sec. 60.)

12. (An amortization schedule, as defined in Section 5.) (765 ILCS 67/10)(23.)
[As used in this Act, unless the context otherwise requires:
"Amortization schedule" means a written schedule which sets forth the date of each periodic payment, the amount of each periodic payment that will be applied to the principal balance and the resulting principal balance, and the amount of each periodic payment that will be applied to any interest charged, if applicable, pursuant to the contract.] [765 ILCS 67/5] Sec. 5. Definitions]

13. A versatile Contract that can be used for installment payment and/or with ballon payment option. Use for residential, condominiums and rental properties. Residential property has additional requirements, a 3 day notice of Right to Cancel, RESIDENTIAL REAL PROPERTY DISCLOSURE REPORT, residential homes built before 1978 require a Disclosure of Information and Acknowledgement-Lead-Based Paint and/or Lead-Based Paint Hazards. Included for your convenience.

Important: Your property must be located in Mercer County to use these forms. Documents should be recorded at the office below.

This Contract for Deed meets all recording requirements specific to Mercer County.

Our Promise

The documents you receive here will meet, or exceed, the Mercer County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Mercer County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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