Illinois Forms

Stephenson County Memorandum of an Installment Sales Contract Form

Stephenson County Memorandum of an Installment Sales Contract Form

Stephenson County Memorandum of an Installment Sales Contract Form

Fill in the blank Memorandum of an Installment Sales Contract form formatted to comply with all Illinois recording and content requirements.

Document Last Validated 9/4/2025
Stephenson County Memorandum of an Installment Sales Contract Guide

Stephenson County Memorandum of an Installment Sales Contract Guide

Line by line guide explaining every blank on the Memorandum of an Installment Sales Contract form.

Document Last Validated 6/26/2025
Stephenson County Completed Example of the Memorandum of an Installment Sales Contract Document

Stephenson County Completed Example of the Memorandum of an Installment Sales Contract Document

Example of a properly completed Illinois Memorandum of an Installment Sales Contract document for reference.

Document Last Validated 8/8/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Stephenson County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Stephenson County Clerk and Recorder
Address:
50 West Douglas, Suite 500
Freeport, Illinois 61032

Hours: 8:30 to 4:30 Monday through Friday

Phone: (815) 235-8289

Recording Tips for Stephenson County:
  • Ensure all signatures are in blue or black ink
  • Check that your notary's commission hasn't expired
  • Check margin requirements - usually 1-2 inches at top
  • Recording fees may differ from what's posted online - verify current rates

Cities and Jurisdictions in Stephenson County

Properties in any of these areas use Stephenson County forms:

  • Cedarville
  • Dakota
  • Davis
  • Eleroy
  • Freeport
  • German Valley
  • Kent
  • Lena
  • Mc Connell
  • Orangeville
  • Pearl City
  • Ridott
  • Rock City
  • Winslow

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Stephenson County

How do I get my forms?

Forms are available for immediate download after payment. The Stephenson County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Stephenson County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Stephenson County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Stephenson County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Stephenson County?

Recording fees in Stephenson County vary. Contact the recorder's office at (815) 235-8289 for current fees.

Questions answered? Let's get started!

The seller has the option of recording the Contract for Deed, or a Memorandum of Contract (within 10 business days of the date of sale of any residential real estate subject to an installment sales contract, and prior to any subsequent sale or other transfer of any interest in the residential real estate or contract by the seller, the seller shall record the contract or a memorandum of the contract with the county recorder of deeds. A memorandum of the contract shall be titled "MEMORANDUM OF AN INSTALLMENT SALES CONTRACT") ((765 ILCS 67/20(a))

In short an ("Installment sales contract" or "contract" means any contract or agreement, including a contract for deed, bond for deed, or any other sale or legal device whereby a seller agrees to sell and the buyer agrees to buy a residential real estate, in which the consideration for the sale is payable in installments for a period of at least one year after the date of sale, and the seller continues to have an interest or security for the purchase price or otherwise in the property. "Installment sales contract" does not include a financing arrangement that for religious or cultural reasons does not allow the imposition or collection of interest and that is offered by a person, partnership, association, limited liability company, or corporation doing business under and as permitted by any law of this State or the United States relating to banks, savings and loan associations, savings banks, credit unions, or third-party religious or cultural lenders.) ((765 ILCS 67/5)

Why record a Memorandum instead of a Contract?
Memorandum of Contract: This is useful when you want to protect certain details of the agreement while still providing public notice of its existence. It is appropriate for maintaining some level of privacy and avoiding the recording of lengthy or sensitive contract details.

Original Contract: Recording the original contract is beneficial when you need full legal protection and clarity. It ensures that all terms are public and enforceable, providing comprehensive protection against disputes and claims.

Important: Your property must be located in Stephenson County to use these forms. Documents should be recorded at the office below.

This Memorandum of an Installment Sales Contract meets all recording requirements specific to Stephenson County.

Our Promise

The documents you receive here will meet, or exceed, the Stephenson County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Stephenson County Memorandum of an Installment Sales Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4585 Reviews )

Fritz C.

August 27th, 2020

Quick and complete info

Reply from Staff

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Linda D.

September 23rd, 2024

very efficient and easy to use online platform. I reviewed several different sites before I settle on this one. Took my deed to the courthouse today and recorded it with no problems.

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Wava B.

January 8th, 2021

Obtaining the form was quick and easy. Thank You

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June 29th, 2025

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April 27th, 2020

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Linda C.

February 23rd, 2019

If I hadn't spent my career as an escrow officer (albeit in another state), I may have had a hard time figuring out exactly which deed I needed and how to prepare them, even with the back-up informational, how-to pdf documents, without an attorney. My experience speaks to how much the general public doesn't understand and how confusing it can be. Nonetheless, the access to so many documents at a fairly reasonable cost, the basic how-to docs made available along with the purchased doc makes all the difference. I appreciate having such things available to the public. Many thanks.

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Deborah M.

June 24th, 2021

Absolutely great. The staff is responsive and knowledgeable. The online interface is excellent. The total cost for finalizing the sale on our property (minus state filing fees) was $39. A wonderful experience.

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LEON S.

November 16th, 2019

recorded deed space to small for corrective deed requirement

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Randy B.

February 3rd, 2019

The form was exactly what we needed and the directions were spot on and perfectly clear. Filling out government forms can be an experience filled with anxiety but deeds.com made it easy and practically worry free.

Reply from Staff

Thanks Randy, we really appreciate your feedback.

L B W.

January 22nd, 2021

Bottom line - it was certainly worth the $21 (+-?) I paid for the form and instructions, etc. Admittedly the form is a little inflexible in terms of editing for readability but I understand that offering greater flexibility would likely make theft more likely. So I'm happy with what I got. One suggestion - add more info about what's required in the "Source of Title" section.

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April 5th, 2022

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September 16th, 2022

Great service. Comprehensive. Reasonably priced.

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Roland P.

December 28th, 2021

The website is easy to navigate. Unfortunately, you were not able to record the deed. However, I appreciate the fast response.

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ANGELA S.

February 13th, 2020

My E-deed was not excepted by the county, so I had to snail mail the documents to the recorders office. Will probably not use this site again, as it did not fulfill my purpose, but would recommend to those who do not have complicated forms.

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Jeramy A.

March 8th, 2019

Excellent source of information and forms. Deeds.com had exactly what I've been looking for and even had guides to filling out the forms.

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