Illinois Forms

Effingham County Mortgage Secured by Promissory Note Form

Effingham County Mortgage Form

Effingham County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/27/2025
Effingham County Mortgage Guide

Effingham County Mortgage Guide

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 8/12/2025
Effingham County Completed Example of the Mortgage Secured by Promissory Note Document

Effingham County Completed Example of the Mortgage Secured by Promissory Note Document

Example of a properly completed Illinois Mortgage Secured by Promissory Note document for reference.

Document Last Validated 7/23/2025
Effingham County Promissory Note Form

Effingham County Promissory Note Form

Fill in the Blank Promissory Note secured by Mortgage

Document Last Validated 6/12/2025
Effingham County Promissory Note Guidelines

Effingham County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/25/2025
Effingham County Completed Example of the Promissory Note Document

Effingham County Completed Example of the Promissory Note Document

Line by line guide explaining every blank on the form.

Document Last Validated 1/23/2025
Effingham County Annual Accounting Statement Form

Effingham County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 5/7/2025

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Effingham County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk and Recorder
Address:
County Office Building - 101 N Fourth St / PO Box 628
Effingham, Illinois 62401

Hours: 8:30 to 4:30 M-F

Phone: (217) 342-6535

Recording Tips for Effingham County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Verify all names are spelled correctly before recording
  • Recording fees may differ from what's posted online - verify current rates
  • If mailing documents, use certified mail with return receipt

Cities and Jurisdictions in Effingham County

Properties in any of these areas use Effingham County forms:

  • Altamont
  • Beecher City
  • Dieterich
  • Edgewood
  • Effingham
  • Mason
  • Montrose
  • Shumway
  • Teutopolis
  • Watson

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Effingham County

How do I get my forms?

Forms are available for immediate download after payment. The Effingham County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Effingham County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Effingham County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Effingham County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Effingham County?

Recording fees in Effingham County vary. Contact the recorder's office at (217) 342-6535 for current fees.

Questions answered? Let's get started!

This Mortgage has stringent default provisions that is typically suited for a private Lender with financing of residential property, small business property, Rental units (up to 4 units), Condominiums, planned unit development and vacant land.

EVENTS OF DEFAULT. Each of the following, at Lender's option, shall constitute an Event of Default under this Mortgage:

Payment Default. Mortgagor fails to make any payment when due under the Indebtedness.
Default on Other Payments.
Other Defaults.
Default in Favor of Third Parties.
False Statements.
Defective Collateralization.
Death or Insolvency.
Creditor or Forfeiture Proceedings.
Events Affecting Guarantor.
Adverse Change.

RIGHTS AND REMEDIES ON DEFAULT. Upon the occurrence of an Event of Default and at any time thereafter, Lender, at Lender's option, may exercise any one or more of the following rights and remedies, in addition to any other rights or remedies provided by law:
Accelerate Indebtedness.
UCC Remedies.
Appoint Receiver.
Judicial Foreclosure.
Nonjudicial Sale.
Deficiency Judgment.
Tenancy at Sufferance.
Other Remedies - Lender shall have all other rights and remedies provided in this Mortgage or the Note or available at law or in equity.
Sale of the Property.
Notice of Sale.
Election of Remedies
Attorneys' Fees; Expenses.

Promissory Note can be used for installment or balloon payments.
Includes default rates (interest rate that occurs when borrower is in default)

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a)one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty(30)days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b)two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty(60)days after the Maturity Date.

Late Payment Fees. Any payment which is at least ___ days past due, shall be subject to a late charge of $___ And an additional $___ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $___ per day.


(Illinois Mortgage Package includes forms, guidelines, and completed examples) For Use in Illinois Only.

Important: Your property must be located in Effingham County to use these forms. Documents should be recorded at the office below.

This Mortgage Secured by Promissory Note meets all recording requirements specific to Effingham County.

Our Promise

The documents you receive here will meet, or exceed, the Effingham County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Effingham County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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