Saint Clair County Mortgage Secured by Promissory Note Form (Illinois)

All Saint Clair County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Saint Clair County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Saint Clair County compliant document last validated/updated 6/27/2025

Mortgage Guide

Saint Clair County Mortgage Guide

Fill in the blank form formatted to comply with all recording and content requirements.
Included Saint Clair County compliant document last validated/updated 6/27/2025

Completed Example of the Mortgage Secured by Promissory Note Document

Saint Clair County Completed Example of the Mortgage Secured by Promissory Note Document

Example of a properly completed Illinois Mortgage Secured by Promissory Note document for reference.
Included Saint Clair County compliant document last validated/updated 5/22/2025

Promissory Note Form

Saint Clair County Promissory Note Form

Fill in the Blank Promissory Note secured by Mortgage
Included Saint Clair County compliant document last validated/updated 6/12/2025

Promissory Note Guidelines

Saint Clair County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Saint Clair County compliant document last validated/updated 6/24/2025

Completed Example of the Promissory Note Document

Saint Clair County Completed Example of the Promissory Note Document

Line by line guide explaining every blank on the form.
Included Saint Clair County compliant document last validated/updated 1/23/2025

Annual Accounting Statement Form

Saint Clair County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Saint Clair County compliant document last validated/updated 5/7/2025

When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Saint Clair County. The executed documents should then be recorded in the following office:

St. Clair County Recorder of Deeds

10 Public Sq, 5th floor / P.O. Box 543, Bellville, Illinois 62222

Hours: 8:30 to 5:00 M-F RECORDING DAY ENDS AT 3:00 PM ALL DOCUMENTS RECEIVED AFTER 3:00 WILL BE DATED FOR THE FOLLOWING BUSINESS DAY

Phone: (618) 277-6600

Local jurisdictions located in Saint Clair County include:

  • Belleville
  • Caseyville
  • Dupo
  • East Carondelet
  • East Saint Louis
  • Fairview Heights
  • Freeburg
  • Lebanon
  • Lenzburg
  • Lovejoy
  • Marissa
  • Mascoutah
  • Millstadt
  • National Stock Yards
  • New Athens
  • O Fallon
  • Saint Libory
  • Scott Air Force Base
  • Smithton
  • Summerfield

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Saint Clair County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Saint Clair County using our eRecording service.
Are these forms guaranteed to be recordable in Saint Clair County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Saint Clair County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Secured by Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Saint Clair County that you need to transfer you would only need to order our forms once for all of your properties in Saint Clair County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Illinois or Saint Clair County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Saint Clair County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

This Mortgage has stringent default provisions that is typically suited for a private Lender with financing of residential property, small business property, Rental units (up to 4 units), Condominiums, planned unit development and vacant land.

EVENTS OF DEFAULT. Each of the following, at Lender's option, shall constitute an Event of Default under this Mortgage:

Payment Default. Mortgagor fails to make any payment when due under the Indebtedness.
Default on Other Payments.
Other Defaults.
Default in Favor of Third Parties.
False Statements.
Defective Collateralization.
Death or Insolvency.
Creditor or Forfeiture Proceedings.
Events Affecting Guarantor.
Adverse Change.

RIGHTS AND REMEDIES ON DEFAULT. Upon the occurrence of an Event of Default and at any time thereafter, Lender, at Lender's option, may exercise any one or more of the following rights and remedies, in addition to any other rights or remedies provided by law:
Accelerate Indebtedness.
UCC Remedies.
Appoint Receiver.
Judicial Foreclosure.
Nonjudicial Sale.
Deficiency Judgment.
Tenancy at Sufferance.
Other Remedies - Lender shall have all other rights and remedies provided in this Mortgage or the Note or available at law or in equity.
Sale of the Property.
Notice of Sale.
Election of Remedies
Attorneys' Fees; Expenses.

Promissory Note can be used for installment or balloon payments.
Includes default rates (interest rate that occurs when borrower is in default)

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a)one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty(30)days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b)two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty(60)days after the Maturity Date.

Late Payment Fees. Any payment which is at least ___ days past due, shall be subject to a late charge of $___ And an additional $___ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $___ per day.


(Illinois Mortgage Package includes forms, guidelines, and completed examples) For Use in Illinois Only.

Our Promise

The documents you receive here will meet, or exceed, the Saint Clair County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Saint Clair County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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June 30th, 2025

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June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

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June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

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SHASTA S.

February 13th, 2020

Ordered quitclaim deed form for Knox county Illinois. It got the job done however it was not a very good format. I had to explain all to the county recorder & was worried she would reject it. I would not recommend this item.

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Lindsey B.

January 21st, 2025

The e-recording service was invaluable. This was my first experience recording a document in any capacity. The feedback I received was useful, concise, and presented kindly. I cannot imagine having to try to record by mail, or without the guidance that was provided to me.

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Lynette D.

July 29th, 2020

I planned to use an attorney for this process but deeds.com made it so easy I was able to do it myself and I saved $330 in the process. I really appreciated the instructions and example provided on the site.

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Giustino C.

May 27th, 2020

I am pleased with this electronic service in making a time sensitive deed transfer since very few options exist currently with the Covid 19 Crisis. This was the only rapid and available option to record the deed transfer and the fee was reasonable. I was able to upload my notarized and executed document and had a record number as well as the official document within 24 hours. It was simple and easy to use. Thank you deeds.com!!

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September 3rd, 2020

Outstanding service. Docs delivered to recorder as expected without issue. Happy our recorder recommended Deeds.com.

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Thomas E.

December 18th, 2018

Great, immediate access to everything I needed to assist my client! This is truly a great resource for a Notary Public! I will surely keep my account open, and will refer others as well!

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January 10th, 2020

Great service! Training was fast and we went over very detail.

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Jon B.

April 27th, 2021

The information and documents received are great. But the communication with customer service is not good at all. I've been waiting three days for them to respond to a question. I don't think they are going too.

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PETER C.

October 7th, 2020

The process was quick and simple to follow. Very efficient way to document Deeds.

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Mike F.

April 15th, 2023

The explanation sheet and example was very handy.

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James A.

January 2nd, 2020

Good.

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Edward L.

March 6th, 2019

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