Howard County Real Estate Mortgage and Promissory Note Form
Howard County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Howard County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Howard County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Howard County Promissory Note Form
Note that is secured by the Mortgage document.
Howard County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Howard County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Howard County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Howard County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Howard County documents included at no extra charge:
Where to Record Your Documents
Howard County Recorder
Cresco, Iowa 52136
Hours: 8:00am to 4:30pm.Monday through Friday
Phone: 563-547-9210
Recording Tips for Howard County:
- Both spouses typically need to sign if property is jointly owned
- Avoid the last business day of the month when possible
- Ask about accepted payment methods when you call ahead
Cities and Jurisdictions in Howard County
Properties in any of these areas use Howard County forms:
- Chester
- Cresco
- Elma
- Lime Springs
- Protivin
- Riceville
Hours, fees, requirements, and more for Howard County
How do I get my forms?
Forms are available for immediate download after payment. The Howard County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Howard County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Howard County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Howard County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Howard County?
Recording fees in Howard County vary. Contact the recorder's office at 563-547-9210 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Howard County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Howard County.
Our Promise
The documents you receive here will meet, or exceed, the Howard County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Howard County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4587 Reviews )
PEGGY D.
April 1st, 2022
Very easy to find what I needed. Really liked the instructions included with the forms and also the suggestion of other forms that I might need.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Theresa B.
September 10th, 2019
Will review after I attempt to complete. I like your site. Im very nervous to try this Hope not outdated information. Will let you know if filing goes okay.
Thank you!
Andrea H.
February 10th, 2022
Easy! Reasonable cost over and above the actual recording cost. Will save me the time I would have spent driving to the county offices.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Carol R.
February 19th, 2023
I found the site to be useful,informative and very accessable. Thank You
Thank you!
sean m.
April 28th, 2021
Wow everything I need in one place... what a concept. thanks Deeds.com for the deeds, the guides and the transfer certificate all included for a great price
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Sander G.
December 4th, 2019
Good but knocked off a star because the download file names are mostly numbers instead of recognizable names of the file contents (e.g., Promissory_Note_blank.pdf). Renaming would be a great help!
Thank you for your feedback. We really appreciate it. Have a great day!
James J.
July 28th, 2024
Ive been looking for a complete packet with all the forms needed!!
Thank you for your positive words! We’re thrilled to hear about your experience.
Paul W.
March 11th, 2022
Exceptionally easy site to navigate. Forms and related documents downloaded quickly and were helpful in completing the forms, which have already been filed with the County Registrar of Deeds. Many thanks for an extremely useful site!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Don M.
September 9th, 2021
I find the site very difficult to nagitagte.
Sorry to hear that Don, we’ll try harder.
Doreen P.
December 13th, 2018
I have uploaded 2 documents for E recording, I have searched thinking it would prompt me to a business customer service contact info tel no. ? I am concerned as to the fees related to the recording of both instruments? please advise? thank you
Thank you for your feedback. We really appreciate it. Have a great day!
Lucinda L.
December 29th, 2021
mostly good; however, you need to update the annual exclusion gift amount from $14,000 to $15,000 (where it has ben for several years), and you need to make your Gift Deed final paragraph be gender neutral like "they" or "he or she" rather than just"he". We women lawyers and our women clients appreciate that.
Thank you for your feedback. We really appreciate it. Have a great day!
James P.
July 28th, 2020
I wish I used this site more often. The format is pretty easy but the messages were invaluable and the staff were great. I was able to complete my transaction in a Covid environment from the security of my own home. Great service and tools!
Thank you for your feedback. We really appreciate it. Have a great day!
Tracy M.
July 9th, 2020
The form is easy to use. However, the quit claim deed form seems to be for parcel of land, because the word "real property" is not in the form.
Thank you for your feedback. We really appreciate it. Have a great day!
Laurie D.
January 24th, 2024
Comforting that you include an example of a completed TOD Deed form. Just downloaded all forms for my state & county and I'm SURE this will save a paying for a massive attorney fee!
We are grateful for your feedback and looking forward to serving you again. Thank you!
Michael L.
April 25th, 2024
Professional, simple. Very good.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!