Osceola County Real Estate Mortgage and Promissory Note Form
Last validated July 28, 2026 by our Forms Development Team
Osceola County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Osceola County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Osceola County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Osceola County Promissory Note Form
Note that is secured by the Mortgage document.
Osceola County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Osceola County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Osceola County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Osceola County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Osceola County documents included at no extra charge:
Where to Record Your Documents
Osceola County Recorder
Sibley, Iowa 51249
Hours: 8:00 to 4:30 M-F
Phone: (712) 754-3345
Recording Tips for Osceola County:
- Leave recording info boxes blank - the office fills these
- Recorded documents become public record - avoid including SSNs
- Ask about accepted payment methods when you call ahead
Cities and Jurisdictions in Osceola County
Properties in any of these areas use Osceola County forms:
- Ashton
- Harris
- Melvin
- Ocheyedan
- Sibley
Hours, fees, requirements, and more for Osceola County
How do I get my forms?
Forms are available for immediate download after payment. The Osceola County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Osceola County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Osceola County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Osceola County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Osceola County?
Recording fees in Osceola County vary. Contact the recorder's office at (712) 754-3345 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Osceola County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Osceola County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Osceola County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Osceola County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4765 Reviews )
timothy h.
November 12th, 2020
Too complicated and too expensive
Sorry to hear that Timothy, we do hope that you found something more suitable to your needs elsewhere. Have a wonderful day.
Angela L.
November 2nd, 2020
AWESOME!
Thank you!
Lori G.
October 28th, 2020
This was so easy and seemless. I wish I had found deeds.com for eRecording sooner! I submitted my documents from the comfort of my office, they were great about communicating in a timely manner with updates. The next day I had copies of my recorded documents! I would highly recommend deeds.com!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
James M.
January 3rd, 2023
It would be helpful to have a joint tenant example.
Thank you!
Roger S.
August 19th, 2020
status was canceled. said i needed to record directly. would be 5 stars if it worked.
Sorry for the inconvenience Roger. Unfortunately, not all jurisdictions in the country have progressed to the point of being able to accept all document types for e-recording.
James L.
February 15th, 2022
The process to obtain online forms was simple and straight forward and uncomplicated.
Thank you for your feedback. We really appreciate it. Have a great day!
Lindsay B.
February 16th, 2019
The form was easy to fill out. The only problem I had was on the Notary page I live in a different state than the property and I couldn't change the name of the state or county where the notary had to sign.
Thanks Lindsay, we appreciate your feedback.
Robert H.
March 17th, 2021
Just what I needed to file in Orange County. East to use and reasonably priced. Will use again if needed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Nigel S.
June 24th, 2025
Very simple to use. The 'completed examples' are very helpful.
Thank you for your feedback. We really appreciate it. Have a great day!
Thomas M.
May 20th, 2021
Thomas hopefully these are the correct forms I need wish me luck
Thank you!
Glenda R.
June 16th, 2020
My experience with deeds.com during this pandemic that has us inconvenienced has made it easy for personal business to continue as usual. I will recommend deeds.com to anyone I learn of needing the assistance.
Thank you for your feedback. We really appreciate it. Have a great day!
Michael M.
June 14th, 2022
Amazing time saver, fantastic resource if you have an idea of what you are looking for and you can read. No one is going to hold your hand so be prepared to do the research yourself... it is DIY after all.
Thanks for the kind words Michael. Have a wonderful day.
Keli A.
June 3rd, 2021
Excellent site, super fast responses to messages, and great patience with a newbie user. Couldn't be more pleased. Thank you!
Thank you for your feedback. We really appreciate it. Have a great day!
Kari G.
July 15th, 2021
The service was prompt and attentive to my questions. I would've just appreciated a heads up that I also needed to contact the county directly (and provide contact info) to receive a certified copy of the document (Notice of Commencement) in order to submit the certified copy to the Building Department. This was an extra step that I haven't had to complete before using another eRecording service. Even if this extra step is a result of the county's system. I would still have expected a head's up (since there wasn't any info regarding this on the county's site for eRecording).
Thank you for your feedback. We really appreciate it. Have a great day!
Thomas M.
September 21st, 2020
EXCELLENT resource for ALL state documents! The forms come with explanations and examples. A real Deal!!!
Thank you!