Iowa Forms

Wapello County Real Estate Mortgage and Promissory Note Form

Wapello County Real Estate Mortgage Form

Wapello County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/30/2025
Wapello County Real Estate Mortgage Guidelines

Wapello County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/17/2025
Wapello County Completed Example of a Real Estate Mortgage Document

Wapello County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 6/16/2025
Wapello County Promissory Note Form

Wapello County Promissory Note Form

Note that is secured by the Mortgage document.

Document Last Validated 7/11/2025
Wapello County Promissory Note Guidelines

Wapello County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/1/2025
Wapello County Completed Example of the Promissory Note Document

Wapello County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 8/5/2025
Wapello County Annual Accounting Statement Form

Wapello County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.

Document Last Validated 4/2/2025
Wapello County Residential Property Disclosure Statement Form

Wapello County Residential Property Disclosure Statement Form

Required with residential property.

Document Last Validated 8/6/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Wapello County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Wapello County Recorder
Address:
101 W 4th St
Ottumwa, Iowa 52501

Hours: 8:00am to 4:30pm Monday through Friday

Phone: (641) 683-0045

Recording Tips for Wapello County:
  • Verify all names are spelled correctly before recording
  • Bring extra funds - fees can vary by document type and page count
  • Both spouses typically need to sign if property is jointly owned
  • Mornings typically have shorter wait times than afternoons

Cities and Jurisdictions in Wapello County

Properties in any of these areas use Wapello County forms:

  • Agency
  • Blakesburg
  • Chillicothe
  • Eddyville
  • Eldon
  • Kirkville
  • Ottumwa

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Wapello County

How do I get my forms?

Forms are available for immediate download after payment. The Wapello County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Wapello County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wapello County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Wapello County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Wapello County?

Recording fees in Wapello County vary. Contact the recorder's office at (641) 683-0045 for current fees.

Questions answered? Let's get started!

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Important: Your property must be located in Wapello County to use these forms. Documents should be recorded at the office below.

This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Wapello County.

Our Promise

The documents you receive here will meet, or exceed, the Wapello County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Wapello County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

Sara M.

February 4th, 2025

This makes work so much easier now that I don't have to drive to each county to record. Thank you.

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Dawn L.

May 26th, 2022

Not totally satisfied as unable to edit as needed on signature page of the deed. I want to be able to date the document and don't want the verbage "signed, sealed and delivered in the presence of" to appear and cannot remove it. The notary will make his or her own statement below as to the date executed.

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June 24th, 2021

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Linda G.

August 22nd, 2021

I like it so far- now I just need to complete my filing in the County seat!

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September 6th, 2019

It was easy, affordable and I appreciate this service.

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November 1st, 2019

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August 25th, 2020

Happy to give you a 5 star rating. We have never been a position to get changes on and record our own deed. You made the process very easy. Submitted my forms on a Friday, made one correction that was requested of me, paid our fees and the received notification of deed being recorded the next Tuesday. Wonderful work on your part and super easy for me. Thanks!

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Gene J.

September 6th, 2019

Easy to pay for, hard to download. A zip file containing all the forms would be a great addition. Your warning under the Review box needs help: see Your review may displayed publicly so please do not include any personal information.

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September 5th, 2019

Thank you for making this easy!

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November 10th, 2020

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November 19th, 2020

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September 6th, 2019

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April 25th, 2024

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Keith L.

March 15th, 2019

Great to have a downloadable form, rather than a cloud solution that gives no guarantee of privacy. Appreciated the sample.......but all of that still left me with open issues about how to tweak the form to serve my particular needs......for example: how to ensure that survivor rights were properly characterized; how far back I should go with the "Source" section + how I should layer my own additions to the chain of ownership, etc. Nonetheless, an overall happy experience. Thank you for your help

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Doris M G.

June 9th, 2022

Excellent. Everything has gone well and the deed guide has helped so much. Thank you.

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