Cumberland County Contract for Deed and Promissory Note Form
Last validated September 3, 2026 by our Forms Development TeamFormatted for recording in Cumberland County, for property anywhere in the county: rural and unincorporated areas as well as Burkesville, Dubre, Marrowbone.
- 7 documents included
- Immediate PDF download
- Formatting guarantee
Cumberland County Contract for Deed Form
Fill in the blank form formatted to comply with all recording and content requirements.
Cumberland County Contract for Deed Guidelines
Line by line guide explaining every blank on the form.
Cumberland County Completed Example of the Contract for Deed
Example of a properly completed form for reference.
Cumberland County Promissory Note Form
Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.
Cumberland County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Cumberland County Completed Example of the Promissory Note
Example of a properly completed form for reference.
Cumberland County Annual Accounting Statement Form
Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Kentucky and Cumberland County documents included at no extra charge:
Where to Record Your Documents
Cumberland County Clerk
Burkesville, Kentucky 42717-0275
Hours: 7:30 to 4:00 Monday through Friday; 8:00 to 11:00 Saturday
Phone: (270) 864-3726
Recording Tips for Cumberland County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask about accepted payment methods when you call ahead
- Ask for certified copies if you need them for other transactions
- Ask if they accept credit cards - many offices are cash/check only
Cities and Jurisdictions in Cumberland County
Properties in any of these areas use Cumberland County forms:
- Burkesville
- Dubre
- Marrowbone
Hours, fees, requirements, and more for Cumberland County
How do I get my forms?
Forms are available for immediate download after payment. The Cumberland County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Cumberland County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cumberland County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cumberland County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Cumberland County?
Recording fees in Cumberland County vary. Contact the recorder's office at (270) 864-3726 for current fees.
Questions answered? Let's get started!
Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.
The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.
(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.
Important: Your property must be located in Cumberland County to use these forms. Documents should be recorded at the county recording office listed above.
This Contract for Deed and Promissory Note meets all recording requirements specific to Cumberland County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Cumberland County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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Waiting for response to questions about TOD deed. Language doesn't accommodate more than one Grantor and user cannot edit language.
Peter, thank you for your feedback. We're sorry our form didn't meet your needs. We've issued a full refund for your order. Please note that our forms are designed for common transfer scenarios, and we're unable to provide legal advice or guidance on how to complete them. If your situation involves multiple grantors or other complexities, we'd recommend consulting with a local real estate attorney who can ensure your deed is properly drafted for your specific circumstances. We wish you the best.
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