Cumberland County Contract for Deed and Promissory Note Form

Last validated August 5, 2026 by our Forms Development Team

Cumberland County Contract for Deed Form

Cumberland County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/29/2026
Cumberland County Contract for Deed Guidelines

Cumberland County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/27/2026
Cumberland County Completed Example of the Contract for Deed

Cumberland County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document Last Validated 8/5/2026
Cumberland County Promissory Note Form

Cumberland County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document Last Validated 7/9/2026
Cumberland County Promissory Note Guidelines

Cumberland County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/17/2026
Cumberland County Completed Example of the Promissory Note

Cumberland County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document Last Validated 7/21/2026
Cumberland County Annual Accounting Statement Form

Cumberland County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document Last Validated 7/16/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Cumberland County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Cumberland County Clerk

Address:
601 Courthouse Sq, Suite 6 / PO Box 275
Burkesville, Kentucky 42717-0275

Hours: 7:30 to 4:00 Monday through Friday; 8:00 to 11:00 Saturday

Phone: (270) 864-3726

Recording Tips for Cumberland County:
  • Leave recording info boxes blank - the office fills these
  • Recorded documents become public record - avoid including SSNs
  • Bring extra funds - fees can vary by document type and page count
  • Check margin requirements - usually 1-2 inches at top

Cities and Jurisdictions in Cumberland County

Properties in any of these areas use Cumberland County forms:

  • Burkesville
  • Dubre
  • Marrowbone

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Cumberland County

How do I get my forms?

Forms are available for immediate download after payment. The Cumberland County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Cumberland County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cumberland County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cumberland County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Cumberland County?

Recording fees in Cumberland County vary. Contact the recorder's office at (270) 864-3726 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Cumberland County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Cumberland County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Cumberland County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Cumberland County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4767 Reviews )

Dave W.

April 14th, 2020

Hello, The instructions were clear and easy to navigate. Thanks, Dr. Dave Wayne

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Philippe B.

September 23rd, 2020

I purchased a Quit Claim Deed package a couple weeks ago. The included guide unfortunately didn't answer all the questions about my specific case of how to fill it out, so I sent them a couple questions on Sept 8. It's now the 23rd, and still no reply. The form is a useless waste of money if I don't know how to fill it out in a legally-accurate way.

Reply from Staff

We certainly do not want you to waste your money Philippe, to that end your order and payment has been canceled. We do hope that you seek the advice of a legal professional familiar with your specific situation. It should go without saying but just to be clear, our do it yourself forms do not include legal representation for $19. Have a wonderful day.

Sonia C.

July 11th, 2021

Ordered and received the appropriate quitclaim deed docs for my area. Recorded with no questions or issues. All arounds solid product and service.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

JOY W.

March 24th, 2026

Really great resource to use in a time that can be very stressful. Downloading was very simple and the instructions provided were detailed and easy to follow. I was grateful to have found this.

Reply from Staff

Thank you for your review, Joy. We’re glad the process was straightforward and helpful when you needed it most.

annie m.

February 13th, 2023

recently joined Deeds.com. still exploring the site. has been very helpful in providing local information for recording, such as fees and requirements. i am working to correct mistakes made within a deed. it is amazing how these municipalities operate outside the scope of Article 1, Section 8, Clause 17; to claim land is "in" the "State of ____. when the land is actually not ceded to the United States of America as for use for needful buildings. beware of the fraud perpetrated by Attorneys in the recording of your Deeds. Registration as "RESIDENTIAL" puts your private-use land on the TAX rolls with the use of that one word. i recommend this site as it appears there is information for each state and each county office. will update my review once i place an order.

Reply from Staff

Thank you!

Paula S.

September 24th, 2019

I highly recommend this website. It was quick and easy with very helpful guides and examples! I am so very thankful that I stumbled across the Deed website! Definitely worth every penny spent!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

William G.

July 21st, 2023

Exactly what I needed and saved me a bundle by not having to hire an attorney. My county clerk said it was exactly correct.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Leonard S.

March 2nd, 2023

OK service

Reply from Staff

Thank you!

Michael K.

January 11th, 2021

The link for the note guidelines just shows the same directions as for the mortgage. Other than that, very helpful.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Omar F.

February 1st, 2021

Great! Thank you!

Reply from Staff

Thank you!

Deborah M.

June 24th, 2021

Absolutely great. The staff is responsive and knowledgeable. The online interface is excellent. The total cost for finalizing the sale on our property (minus state filing fees) was $39. A wonderful experience.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

William C.

August 28th, 2019

Great service and fast also

Reply from Staff

Thank you!

Timothy G.

May 16th, 2023

Very happy with the cost and with the speed in which the deed was recorded.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Jenny B.

October 30th, 2019

Thank you! Will use you again in the future.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Connie L.

January 20th, 2024

Ordered a Quitclaim deed and worked perfectly at Register of Deed office. Liked the instructions and copy of one example filled out made it so much easier to understand. One price is great as most of other companies wanted a membership to join. Will use Deeds.com again if I ever need different forms. Thanks!!!

Reply from Staff

We are grateful for your feedback and looking forward to serving you again. Thank you!