Cumberland County Contract for Deed and Promissory Note Form

Last validated May 13, 2026 by our Forms Development Team

Cumberland County Contract for Deed Form

Cumberland County Contract for Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 5/13/2026
Cumberland County Contract for Deed Guidelines

Cumberland County Contract for Deed Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/4/2026
Cumberland County Completed Example of the Contract for Deed

Cumberland County Completed Example of the Contract for Deed

Example of a properly completed form for reference.

Document Last Validated 4/14/2026
Cumberland County Promissory Note Form

Cumberland County Promissory Note Form

Note that is secured by the Contract for Deed. Can be used for traditional installments or balloon payment.

Document Last Validated 4/3/2026
Cumberland County Promissory Note Guidelines

Cumberland County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/27/2026
Cumberland County Completed Example of the Promissory Note

Cumberland County Completed Example of the Promissory Note

Example of a properly completed form for reference.

Document Last Validated 5/4/2026
Cumberland County Annual Accounting Statement Form

Cumberland County Annual Accounting Statement Form

Fill in the blank Contract for Deed and Promissory Note form formatted to comply with all Kentucky recording and content requirements.

Document Last Validated 4/20/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Cumberland County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Cumberland County Clerk

Address:
601 Courthouse Sq, Suite 6 / PO Box 275
Burkesville, Kentucky 42717-0275

Hours: 7:30 to 4:00 Monday through Friday; 8:00 to 11:00 Saturday

Phone: (270) 864-3726

Recording Tips for Cumberland County:
  • Double-check legal descriptions match your existing deed
  • Check that your notary's commission hasn't expired
  • Recorded documents become public record - avoid including SSNs
  • Both spouses typically need to sign if property is jointly owned
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Cumberland County

Properties in any of these areas use Cumberland County forms:

  • Burkesville
  • Dubre
  • Marrowbone

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Cumberland County

How do I get my forms?

Forms are available for immediate download after payment. The Cumberland County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Cumberland County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cumberland County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cumberland County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Cumberland County?

Recording fees in Cumberland County vary. Contact the recorder's office at (270) 864-3726 for current fees.

Questions answered? Let's get started!

Contract for Deed also known as a Land Contract
Included are Three forms:
(1) "Contract for Deed" evidenced by a Promissory Note and
(2) "Promissory Note" secured by a Contract for Deed.
(3) "Annual Accounting Statement"
This is considered a more secure method of owner financing than just a land contract because the promissory note is more elaborate and defining of late payments, defaults and penalties. Typically, a Contract for Deed is a recorded instrument, as where the promissory note is held onto by the Seller/Lender until the note is paid in full. These forms are governed by Kentucky law. A promissory note with strong default terms can be beneficial to the seller/lender.

The Contract for Deed form states that the consideration reflected is the fair market value for the property. The parties join this Contract for Deed for the sole purpose of certifying the consideration pursuant to Kentucky Revised Statutes Chapter 382. These forms offer the choice of typical installment payments or a balloon payment, which is common in land contracts, $XXX down, payments for 3-5 years with balance due of YYY.

(Kentucky Contract for Deed Package includes form, guidelines, and completed example) For use in Kentucky Only.

Important: Your property must be located in Cumberland County to use these forms. Documents should be recorded at the office below.

This Contract for Deed and Promissory Note meets all recording requirements specific to Cumberland County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Cumberland County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Cumberland County Contract for Deed and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4717 Reviews )

Jackie C.

April 10th, 2022

It was easy to access the documents for a minimal fee.

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Danny W.

August 13th, 2020

download complete..I am happy with results. Correct document for the state and my application, and it was a simple transaction.

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Brian S.

March 2nd, 2026

PDF fields change font sizes leading to an unprofessional-appearing printed page. The examples for "Convey to" section don't include how to specify just one person instead of a married couple. Maybe that is simple but it would help to spell it out in an example. Haven't submitted to County Recorder yet, so will find out if it is acceptable.

Reply from Staff

Thank you for the feedback Brian.

The font issue is caused by using a PDF viewer other than Adobe Acrobat Reader. Our form fields are set to a uniform 12-point font, but non-Adobe viewers often render form fields inconsistently. Opening and printing the form with the free Adobe Acrobat Reader will resolve that.

Regarding the examples, that's a fair point, we'll look at expanding them.

Matthew L.

September 15th, 2022

I would make just two suggestions. (1) Create and example showing multiple grantor(s) and (2) In the same example, show where and estate is conveyed to two or more people. It would help in knowing the correct format.

Reply from Staff

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richard z.

April 27th, 2022

Great service they had what i need easy to use on printing as soon as you pay you can print also as many copys as you need. i would use this service again

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EMMA J.

January 28th, 2022

I am still learning how this work. Right now this is the form I need. I thank you. I will give survey again once I have completed this form.

Reply from Staff

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Scott K.

July 2nd, 2022

The beneficiary deed was acceptable to the county clerk and my notarized official deed was mailed to me. The Missouri-based deed met with official approval so all is well in the land that time forgot.

Reply from Staff

Thank you!

Jeff H.

November 7th, 2020

Fast, inexpensive, great customer service. I will definitely use them a gain.

Reply from Staff

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Shirley C.

November 17th, 2019

I liked that the documents could be filled in on my computer. All the documents came out nice, better than I expected really.

Reply from Staff

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May 26th, 2022

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Jing H.

March 8th, 2019

Excellent work. I have recommended some friends to your website and will continue. Thanks.

Reply from Staff

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Patricia H.

October 15th, 2020

The process was so easy and result was excellent and expedient. I will definitely recommend your company for future recording needs.

Reply from Staff

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Timothy C.

January 19th, 2022

Excellent service. Pay your fee, download the form and fill out according to specific instructions. Then, again according to instructions, take it to the county clerk's office and have it recorded. It could not be easier.

Reply from Staff

Thank you!

Judy A D.

March 26th, 2022

It was quick and easy.

Reply from Staff

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David C.

October 10th, 2022

I got what I expected. Thank you

Reply from Staff

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