Cumberland County Warranty Deed Form

This Kentucky warranty deed is set up for a single individual grantor conveying real property with the statutory general warranty of KRS 382.030. The form recites one grantor's full name, mailing address, and marital status, carries one grantor signature block, and includes the sworn consideration certificate that Kentucky recording law places on nearly every purchase deed.

The statutory words that carry the warranty

Kentucky attaches its broadest title covenant to three words. Under KRS 382.030, a conveyance made "with general warranty" carries a covenant that the grantor and the grantor's heirs will forever warrant and defend the property against the claims of all persons, reaching the whole chain of title rather than only the grantor's own period of ownership. Kentucky recognizes a narrower special warranty under KRS 382.040; this deed carries the general warranty words, printed in the operative section so the covenant arises exactly as the statute frames it. No official state deed form exists in Kentucky, so the statutory words themselves do the work.

A sworn certificate signed by both sides

KRS 382.135 gives Kentucky deeds a feature few states use: a sworn, notarized consideration certificate signed by the grantor or an agent and the grantee or an agent, stating that the consideration reflected in the deed is the full consideration paid for the property. The county clerk is barred from lodging a deed without it, and a false statement of consideration is a Class D felony under KRS 382.990. This form builds the certificate into the deed: a fixed certificate sentence, a signature line for each party, and a notarial certificate for each signer, with the grantee's signature line marked as covering the consideration certificate only.

What the deed recites for the record

Kentucky county clerks check deed content at the counter. This form carries the immediate source of title KRS 382.110 requires, identified by office, book, page, and date; the full names and mailing addresses of the parties and the in-care-of address for the property tax bill under KRS 382.135; and the signed preparer endorsement KRS 382.335 requires before a clerk may receive the instrument. The stated consideration is also the base for the real estate transfer tax, which the clerk computes at fifty cents per five hundred dollars of value under KRS 142.050 and collects before the deed is legally lodged.

Built around one individual grantor

The deed recites exactly one grantor acting in an individual capacity. A sole record owner conveying the whole fee, whether selling a residence or transferring investment property, presents the pattern this deed recites: one granting party, one acknowledgment, and a marital status entry on the face of the deed. The form is not set up as a joint conveyance or a spousal joinder deed; two co-owners conveying together, or a married grantor whose spouse joins to relinquish statutory dower or curtesy under KRS 392.020, present signature configurations this form does not carry. The grantee side stays flexible: one or more grantees may take title, with any Kentucky-recognized vesting designation following their names in the grantee section.

Recording with the county clerk

The completed deed is recorded with the county clerk of the county where the property is located, on letter size pages with a three inch first page top margin matching the county recording standard the form follows. A Kentucky general warranty deed and a full covenant property deed name the same instrument this form carries under its statutory framing. The download delivers the fillable warranty deed, a completed example showing every entry from the granting clause through the notary blocks, and a line by line guide to completing and recording it. The materials describe Kentucky law and the form's contents; they are informational and are not legal advice.