Bay County Discharge of Mortgage Form
Last validated June 17, 2026 by our Forms Development Team
Bay County Discharge of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Bay County Discharge of Mortgage Guidelines
Line by line guide explaining every blank on the form.

Bay County Completed Example of the Discharge of Mortgage Form
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Michigan and Bay County documents included at no extra charge:
Where to Record Your Documents
Bay County Register of Deeds
Bay City, Michigan 48708-5122
Hours: 8:00 to 5:00 M-F
Phone: (989) 895-4228
Recording Tips for Bay County:
- Bring your driver's license or state-issued photo ID
- Avoid the last business day of the month when possible
- Mornings typically have shorter wait times than afternoons
Cities and Jurisdictions in Bay County
Properties in any of these areas use Bay County forms:
- Auburn
- Bay City
- Bentley
- Essexville
- Kawkawlin
- Linwood
- Munger
- Pinconning
- University Center
Hours, fees, requirements, and more for Bay County
How do I get my forms?
Forms are available for immediate download after payment. The Bay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Bay County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Bay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Bay County?
Recording fees in Bay County vary. Contact the recorder's office at (989) 895-4228 for current fees.
Questions answered? Let's get started!
This form is used by the (mortgagee or the personal representative, successor, or assign of the mortgagee), who (shall prepare a discharge of the mortgage, file the discharge with the register of deeds for the county where the mortgaged property is located, and pay the fee for recording the discharge.) (565.41 Sec. 41(1)) A mortgagee is often referred to as a lender. For use when an indebtedness secured by said Mortgage has been paid in full. A "discharge of mortgage" is often referred to a "satisfaction of mortgage".
To avoid liability and penalty (the discharge of mortgage, execution and acknowledgment of a certificate, or filing of a discharge of mortgage required by this section or section 41 shall be performed within whichever of the following time periods is applicable:
(a) For the first 2 years after the effective date of the amendatory act that added this subsection, 75 days.
(b) Beginning 2 years after the effective date of the amendatory act that added this subsection, 60 days.) (565.44 Sec. 44(2))
This form is also used to discharge a Land Contract.
565.361 Payment and performance of contract obligations; conveyance of land; discharge of land contract mortgage or release of security assignment; failure or refusal to make
conveyance or discharge; penalties; enforcement; title as marketable; subordination to
other real estate interest.
(4) When the vendee named in the land contract, or his or her heirs, successors, or assigns, has fully paid and performed the obligations under the contract that are a precondition to the sale and conveyance of the land, the land contract mortgagee under any land contract mortgage of the land made by the vendor subject to the land contract, or the assignee of any assignment for collateral security purposes of the vendor's interest under the land contract, shall execute a discharge of the land contract mortgage or a release of the security assignment in the same manner as now provided by law for the discharge of mortgages.
(Michigan DOM Package includes form, guidelines, and completed example) For use in Michigan only.
Important: Your property must be located in Bay County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage meets all recording requirements specific to Bay County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Bay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Bay County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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August 9th, 2023
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Thank you for your kind words and thoughtful review! It's an honor to know that our resources have been valuable to the Kent County Recorder of Deeds. Your feedback is particularly meaningful to us, and we are glad that our white paper contributed to your research on Property Theft. We fully support your vital efforts to combat property theft and deed fraud, and if there's anything else we can assist you with or any further insights you'd like to share, please don't hesitate to reach out. Keep up the outstanding work!
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October 29th, 2019
A very easy to use and reasonably priced site. My documents were immediately available as was my receipt.
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May 15th, 2020
You should list the address of where to mail the forms, so we don't have to look it up. It would make things a little easier.Thanks.
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April 13th, 2021
Warranty Deed was just what I needed.Easy to complete and accepted by the county.
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January 17th, 2024
Great service especially living out of state for the documents in the state I required. Easy to use, understand forms with instructions and examples.
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March 16th, 2021
Thank you for taking care of a recording very quickly. I am very impressed by your service an would recommend to anyone. Easy to navigate.
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Deirdre K.
July 19th, 2020
Fantastic! So helpful, got my deed recorded with no problem.
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Angela D.
August 19th, 2020
The only problem I had was that it doesn't let you create a file for all documents to go into as one. Mahalo Angie
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Charles D.
December 14th, 2023
The included instructions and example made the document easy to complete. And the additional documents for no additional charge were nice.
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Lacee G.
November 25th, 2019
Great real estate deed forms.
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July 31st, 2020
The service was easy and fast. Definitely much better than the regular process directly at the County's office.
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July 18th, 2023
Excellent service!
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September 6th, 2025
The transaction was fairly simple. thank you
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December 6th, 2019
as always, perfect!
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January 17th, 2019
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