Bay County Discharge of Mortgage Form
Last validated September 18, 2026 by our Forms Development TeamFormatted for recording in Bay County, for property anywhere in the county: rural and unincorporated areas as well as Auburn, Bay City, Bentley, Essexville, Kawkawlin, Linwood, Munger, Pinconning and 1 more.
- 3 documents included
- Immediate PDF download
- Formatting guarantee

Bay County Discharge of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Bay County Discharge of Mortgage Guidelines
Line by line guide explaining every blank on the form.

Bay County Completed Example of the Discharge of Mortgage Form
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Michigan and Bay County documents included at no extra charge:
Where to Record Your Documents
Bay County Register of Deeds
Bay City, Michigan 48708-5122
Hours: 8:00 to 5:00 M-F
Phone: (989) 895-4228
Recording Tips for Bay County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask about accepted payment methods when you call ahead
- Ask for certified copies if you need them for other transactions
- Ask if they accept credit cards - many offices are cash/check only
Cities and Jurisdictions in Bay County
Properties in any of these areas use Bay County forms:
- Auburn
- Bay City
- Bentley
- Essexville
- Kawkawlin
- Linwood
- Munger
- Pinconning
- University Center
Hours, fees, requirements, and more for Bay County
How do I get my forms?
Forms are available for immediate download after payment. The Bay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Bay County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Bay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Bay County?
Recording fees in Bay County vary. Contact the recorder's office at (989) 895-4228 for current fees.
Questions answered? Let's get started!
This form is used by the (mortgagee or the personal representative, successor, or assign of the mortgagee), who (shall prepare a discharge of the mortgage, file the discharge with the register of deeds for the county where the mortgaged property is located, and pay the fee for recording the discharge.) (565.41 Sec. 41(1)) A mortgagee is often referred to as a lender. For use when an indebtedness secured by said Mortgage has been paid in full. A "discharge of mortgage" is often referred to a "satisfaction of mortgage".
To avoid liability and penalty (the discharge of mortgage, execution and acknowledgment of a certificate, or filing of a discharge of mortgage required by this section or section 41 shall be performed within whichever of the following time periods is applicable:
(a) For the first 2 years after the effective date of the amendatory act that added this subsection, 75 days.
(b) Beginning 2 years after the effective date of the amendatory act that added this subsection, 60 days.) (565.44 Sec. 44(2))
This form is also used to discharge a Land Contract.
565.361 Payment and performance of contract obligations; conveyance of land; discharge of land contract mortgage or release of security assignment; failure or refusal to make
conveyance or discharge; penalties; enforcement; title as marketable; subordination to
other real estate interest.
(4) When the vendee named in the land contract, or his or her heirs, successors, or assigns, has fully paid and performed the obligations under the contract that are a precondition to the sale and conveyance of the land, the land contract mortgagee under any land contract mortgage of the land made by the vendor subject to the land contract, or the assignee of any assignment for collateral security purposes of the vendor's interest under the land contract, shall execute a discharge of the land contract mortgage or a release of the security assignment in the same manner as now provided by law for the discharge of mortgages.
(Michigan DOM Package includes form, guidelines, and completed example) For use in Michigan only.
Important: Your property must be located in Bay County to use these forms. Documents should be recorded at the county recording office listed above.
This Discharge of Mortgage meets all recording requirements specific to Bay County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Bay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Bay County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4,799 Reviews )
WALTER L. 5 out of 5 stars
GREAT SITE, HAD ALL THE FORMS I NEEDED AND INSTRUCTIONS WITH ILLUSTRATIONS.
Thank you!
Patricia W. 5 out of 5 stars
I am working with the document to complete it. It's taking me some time but I'll get it.
Thank you for your feedback. We really appreciate it. Have a great day!
Bobby T. 5 out of 5 stars
Great!! Helps me out
Thank you!
Elbert M. 5 out of 5 stars
I found The blank documents easy to use and the instructions informative and simple to follow. Thanks
Thank you for your feedback. We really appreciate it. Have a great day!
Christine S. 5 out of 5 stars
Very good site! I found everything I needed right here on Deeds.com. Excellent quality forms, easy access, perfect delivery, reasonable price
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
STANLEY K. 5 out of 5 stars
I AM DELIGHTED TO BE PARTY TO DEEDS.COM. THE PROCESS IS DOWN-TO-EARTH AND VERY USER FRIENDLY. I MUST SAY THAT JUST THE SAVINGS IN TRAVEL TIME AND MONEY IS IN ITSELF VERY REFRESHING. THIS ON LINE PROCESS IS SO CONVENIENT FOR MY OVERALL EFFORT AND OF COURSE FOR OUR CLIENTS AS WELL. I GOT BACKED UP IN RECORDING WHEN THE VIRUS BEGAN RAGING AND PERSONAL VISITS TO LAND RECORDS BECAME A THING OF THE PAST.I FOUND THE SITE WITH A SUGGESTION FROM DC LAND RECORDS' ASSISTANT BY PHONE. I ONLY WISH I'D KNOWN ABOUT THIS AWESOME SERVICE BEFORE 2020. HATS OFF TO DEEDS.COM!
Thank you for your feedback. We really appreciate it. Have a great day!
Marilyn C. 5 out of 5 stars
My document got recorded right away. Thank you! Will use again in the future when needed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Traci M. 4 out of 5 stars
Deeds.com made it easy to obtain and download the deed form I needed - I will keep this account active!
Thanks, Traci. We’re glad the process was easy and that the forms worked well for you. We appreciate you staying with us.
Janice R. 5 out of 5 stars
Very easy to do. Got papers I was needed very quickly. Thank you
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Vicki J. 5 out of 5 stars
Reasonably priced and Extremely easy to use.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Cecilia C. 5 out of 5 stars
So very easy to follow & the cost of the packet was reasonable.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Patrick P. 5 out of 5 stars
Great service! I found out how easy it was for me to record a deed. I saved about $200 using deeds.com. The sample form really helped. Thanks!
Thank you!
CHERYL G. 5 out of 5 stars
After my county rejected a deed from another company, I researched better and purchased my Lady Bird Deed from Deeds.com. Very simple, received everything immediately. Printed out sample and guide sheets and filled out my deed. Very thorough and easy to understand. All the additional forms were awesome. And the best part is, my county recorded my deed this morning! WooHoo! Very happy customer! Thank you!
Glad to hear! Thanks for taking the time to leave your review. We appreciate you. Have a great day.
Larry L. 5 out of 5 stars
Great product, worked as it advertised.
Thank you!
Rita T. 5 out of 5 stars
This is the first time I use this site, and it was very easy and user friendly. I was able to fill out what i needed with the help of their example. quick download. like it. The price was reasonable. Definitely will use again. Highly recommend!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!