Bay County Discharge of Mortgage Form

Last validated July 13, 2026 by our Forms Development Team

Bay County Discharge of Mortgage Form

Bay County Discharge of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/17/2026
Bay County Discharge of Mortgage Guidelines

Bay County Discharge of Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/10/2026
Bay County Completed Example of the Discharge of Mortgage Form

Bay County Completed Example of the Discharge of Mortgage Form

Example of a properly completed form for reference.

Document Last Validated 7/13/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Bay County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Bay County Register of Deeds

Address:
515 Center Ave, Suite 102
Bay City, Michigan 48708-5122

Hours: 8:00 to 5:00 M-F

Phone: (989) 895-4228

Recording Tips for Bay County:
  • Verify all names are spelled correctly before recording
  • Request a receipt showing your recording numbers
  • Avoid the last business day of the month when possible
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Bay County

Properties in any of these areas use Bay County forms:

  • Auburn
  • Bay City
  • Bentley
  • Essexville
  • Kawkawlin
  • Linwood
  • Munger
  • Pinconning
  • University Center

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Bay County

How do I get my forms?

Forms are available for immediate download after payment. The Bay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Bay County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Bay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bay County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Bay County?

Recording fees in Bay County vary. Contact the recorder's office at (989) 895-4228 for current fees.

Questions answered? Let's get started!

This form is used by the (mortgagee or the personal representative, successor, or assign of the mortgagee), who (shall prepare a discharge of the mortgage, file the discharge with the register of deeds for the county where the mortgaged property is located, and pay the fee for recording the discharge.) (565.41 Sec. 41(1)) A mortgagee is often referred to as a lender. For use when an indebtedness secured by said Mortgage has been paid in full. A "discharge of mortgage" is often referred to a "satisfaction of mortgage".

To avoid liability and penalty (the discharge of mortgage, execution and acknowledgment of a certificate, or filing of a discharge of mortgage required by this section or section 41 shall be performed within whichever of the following time periods is applicable:
(a) For the first 2 years after the effective date of the amendatory act that added this subsection, 75 days.
(b) Beginning 2 years after the effective date of the amendatory act that added this subsection, 60 days.) (565.44 Sec. 44(2))

This form is also used to discharge a Land Contract.

565.361 Payment and performance of contract obligations; conveyance of land; discharge of land contract mortgage or release of security assignment; failure or refusal to make
conveyance or discharge; penalties; enforcement; title as marketable; subordination to
other real estate interest.
(4) When the vendee named in the land contract, or his or her heirs, successors, or assigns, has fully paid and performed the obligations under the contract that are a precondition to the sale and conveyance of the land, the land contract mortgagee under any land contract mortgage of the land made by the vendor subject to the land contract, or the assignee of any assignment for collateral security purposes of the vendor's interest under the land contract, shall execute a discharge of the land contract mortgage or a release of the security assignment in the same manner as now provided by law for the discharge of mortgages.

(Michigan DOM Package includes form, guidelines, and completed example) For use in Michigan only.

Important: Your property must be located in Bay County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage meets all recording requirements specific to Bay County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Bay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Bay County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4760 Reviews )

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November 14th, 2019

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Reply from Staff

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Woody P.

August 28th, 2021

I was informed that a quit Claim Deed that I had submitted, did not meet county requirements. I ordered the correct form and was surprised that the form included instructions and a sample "completed" form for me to follow. I found it al very helpful. Thank you !!!

Reply from Staff

Thank you!

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March 18th, 2026

Very easy process for both quit claim and beneficiary deed forms and explanations.. also gives an example form filled out to ensure you have something to go by when filling out your own for accuracy.. the forms are for your specific county, city, and state so no problems when you go to record at deeds office!

Reply from Staff

Thank you, Bonnie! County-specific forms, clear instructions, and a filled-in example to guide you — that's exactly the experience we aim for. So glad both deeds went smoothly from form to recording. We appreciate the kind words!

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February 25th, 2019

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May 26th, 2020

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JUDITH-DIAN W.

June 28th, 2023

I didn't have any problem downloading and filling out the form on my computer and printing it yesterday. I didn't know what to put for "Source of Title". I called the county recording office; they didn't know either and said to leave it blank. I got the form notarized at my bank and took it in to the recording office. They checked it, accepted it, I paid a fee, and it's done. So easy. My children will appreciate that I've done this. Added note: You do have one typo on your form--you left out 'at'. It should read: "You should carefully read all information at the end of this form."

Reply from Staff

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October 26th, 2020

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May 3rd, 2019

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Reply from Staff

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Reply from Staff

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January 7th, 2019

Disappointed. Description of Lien discharge form does not indicate it is specific to Mechanic liens. I'm inexperienced with liens & should have contacted someone before I ordered.

Reply from Staff

Sorry to hear that, it does look like our product description was lacking clarity. We have updated the description to better reflect the documents. We have also canceled your order and refunded the payment. Hope you have a great day.

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November 24th, 2020

Great experience. No hassle. It kept me out of a government office.

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July 10th, 2019

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September 15th, 2022

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Reply from Staff

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Reply from Staff

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Reply from Staff

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