Bay County Mortgage Secured by Promissory Note Form
Last validated June 29, 2026 by our Forms Development Team
Bay County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Bay County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Bay County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Bay County Promissory Note Form
Fill in the blank Form.

Bay County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Bay County Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Bay County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
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Additional Michigan and Bay County documents included at no extra charge:
Where to Record Your Documents
Bay County Register of Deeds
Bay City, Michigan 48708-5122
Hours: 8:00 to 5:00 M-F
Phone: (989) 895-4228
Recording Tips for Bay County:
- Check that your notary's commission hasn't expired
- Leave recording info boxes blank - the office fills these
- Recording fees may differ from what's posted online - verify current rates
- Bring extra funds - fees can vary by document type and page count
- Multi-page documents may require additional fees per page
Cities and Jurisdictions in Bay County
Properties in any of these areas use Bay County forms:
- Auburn
- Bay City
- Bentley
- Essexville
- Kawkawlin
- Linwood
- Munger
- Pinconning
- University Center
Hours, fees, requirements, and more for Bay County
How do I get my forms?
Forms are available for immediate download after payment. The Bay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Bay County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Bay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Bay County?
Recording fees in Bay County vary. Contact the recorder's office at (989) 895-4228 for current fees.
Questions answered? Let's get started!
This mortgage includes a power of sale clause and waiver of rights, saving time and expense in the case of a foreclosure.
Waiver of Rights. This Mortgage contains a power of sale that permits the Mortgagee/Lender to cause the Premises to be sold in the event of a default. Mortgagee/Lender may elect to cause the Premises to be sold by advertisement rather than pursuant to court action, and Mortgagor/Borrower voluntarily and knowingly waives any right Mortgagor/Borrower may have by virtue of any applicable constitutional provision or statute to any notice or court hearing before the exercise required by the Michigan statute governing foreclosures by advertisement.
In the event of default in any of the terms or covenants of this Mortgage, Mortgagee/Lender shall be entitled to all of the rights and benefits of MCL 554.231-.233, MSA 26.1137(1)-(3), and 1966 PA 151.
Use this mortgage to finance residential property, small commercial, condominiums, rental property, and planned unit developments even with an existing first mortgage on the subject property. A mortgage and promissory note that include stringent default terms can be beneficial to the Mortgagee/Lender.
Included is an annual accounting statement form
565.161 Annual statements to mortgagor; when required, contents.
Sec. 1.
Where, by the terms of a mortgage on real property, the mortgagor is required to make periodic payments which include sums to be allocated to an escrow account for the purpose of paying taxes, insurance or improvements to the property, or any combination of such purposes, the mortgagee or agent receiving the periodic payments shall furnish the mortgagor with a statement within 60 days of the close of the calendar year, showing the beginning balance of the escrow fund, total receipts received by the fund during the calendar year, an itemized statement of all expenditures from the fund during the calendar year and the balance in the fund at the end of the calendar year.
(Michigan Mortgage Package includes forms, guidelines, and completed examples) For use in Michigan only.
Important: Your property must be located in Bay County to use these forms. Documents should be recorded at the office below.
This Mortgage Secured by Promissory Note meets all recording requirements specific to Bay County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Bay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Bay County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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February 22nd, 2021
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July 2nd, 2019
The product I purchased looks great and I added Adobe to be able to copy it, but for some reason I can't,so I will delete Adobe and then try again to copy what i paid for. I have all the PDFS' and my computer and printer are fairly new (windows 10),I should have tried to copy it first, I'll get it! Thanks
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April 2nd, 2019
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ian a.
September 28th, 2022
Your website advertising was somewhat deceptive regarding doing a quitclaim on a name change. "If you are transferring the property to yourself under your new name, all you have to do is update the deed from your former name to your current one." This made this sound easy. But when I downloaded the material for my state, expecting to find an example, there was no example of how to do a name change quitclaim deed! I therefore had to figure this out myself. You might have provided a warning about certain uses that were not covered in the material so that people know ahead of time that the use they needed to know about wasn't covered in the material.
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September 28th, 2022
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September 26th, 2022
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Richard S.
August 13th, 2020
Not user friendly, and not an Adobe fan. The first page of Quitclaim Deed form cuts off the Parcel Identification line on the bottom. Also quite a few forms showed up to be downloaded , after I paid, so I was unsure if all the forms were part of the quitclaim package. I have adobe but was unable to locate the forms in adobe on my computer after I downloaded them. Just wanted to print out one quitclaim deed form, which would have taken less that 3 minutes. instead it took 97 minutes. Thank you, though, for having the form there.
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Angel C.
September 28th, 2022
Solid forms hitting all the marks (statutory requirements) Fairly simple to accomplish what I was looking to do with minimal research. Would certainly use again when needed.
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Tamra L.
April 24th, 2026
excellent instructions and clear forms. Thank you for your service!
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March 5th, 2022
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David Y.
March 10th, 2020
Really great forms. Did the quitclaim, everything was perfect, recorded with no problems at all. Thanks!
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August 10th, 2020
Easy and efficient way to get a deed copy.
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September 29th, 2022
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March 1st, 2022
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April 19th, 2021
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