Bay County Mortgage Secured by Promissory Note Form

Last validated June 29, 2026 by our Forms Development Team

Bay County Mortgage Form

Bay County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/7/2026
Bay County Mortgage Guidelines

Bay County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/8/2026
Bay County Completed Example of the Mortgage Document

Bay County Completed Example of the Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 6/10/2026
Bay County Promissory Note Form

Bay County Promissory Note Form

Fill in the blank Form.

Document Last Validated 5/18/2026
Bay County Promissory Note Guidelines

Bay County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/23/2026
Bay County Completed Example of the Promissory Note Document

Bay County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document Last Validated 6/11/2026
Bay County Annual Accounting Statement Form

Bay County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 6/29/2026

All 7 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Bay County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Bay County Register of Deeds

Address:
515 Center Ave, Suite 102
Bay City, Michigan 48708-5122

Hours: 8:00 to 5:00 M-F

Phone: (989) 895-4228

Recording Tips for Bay County:
  • Bring your driver's license or state-issued photo ID
  • Documents must be on 8.5 x 11 inch white paper
  • Bring extra funds - fees can vary by document type and page count
  • Ask about their eRecording option for future transactions
  • Recording early in the week helps ensure same-week processing

Cities and Jurisdictions in Bay County

Properties in any of these areas use Bay County forms:

  • Auburn
  • Bay City
  • Bentley
  • Essexville
  • Kawkawlin
  • Linwood
  • Munger
  • Pinconning
  • University Center

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Bay County

How do I get my forms?

Forms are available for immediate download after payment. The Bay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Bay County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Bay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bay County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Bay County?

Recording fees in Bay County vary. Contact the recorder's office at (989) 895-4228 for current fees.

Questions answered? Let's get started!

This mortgage includes a power of sale clause and waiver of rights, saving time and expense in the case of a foreclosure.
Waiver of Rights. This Mortgage contains a power of sale that permits the Mortgagee/Lender to cause the Premises to be sold in the event of a default. Mortgagee/Lender may elect to cause the Premises to be sold by advertisement rather than pursuant to court action, and Mortgagor/Borrower voluntarily and knowingly waives any right Mortgagor/Borrower may have by virtue of any applicable constitutional provision or statute to any notice or court hearing before the exercise required by the Michigan statute governing foreclosures by advertisement.
In the event of default in any of the terms or covenants of this Mortgage, Mortgagee/Lender shall be entitled to all of the rights and benefits of MCL 554.231-.233, MSA 26.1137(1)-(3), and 1966 PA 151.

Use this mortgage to finance residential property, small commercial, condominiums, rental property, and planned unit developments even with an existing first mortgage on the subject property. A mortgage and promissory note that include stringent default terms can be beneficial to the Mortgagee/Lender.

Included is an annual accounting statement form
565.161 Annual statements to mortgagor; when required, contents.
Sec. 1.
Where, by the terms of a mortgage on real property, the mortgagor is required to make periodic payments which include sums to be allocated to an escrow account for the purpose of paying taxes, insurance or improvements to the property, or any combination of such purposes, the mortgagee or agent receiving the periodic payments shall furnish the mortgagor with a statement within 60 days of the close of the calendar year, showing the beginning balance of the escrow fund, total receipts received by the fund during the calendar year, an itemized statement of all expenditures from the fund during the calendar year and the balance in the fund at the end of the calendar year.

(Michigan Mortgage Package includes forms, guidelines, and completed examples) For use in Michigan only.

Important: Your property must be located in Bay County to use these forms. Documents should be recorded at the office below.

This Mortgage Secured by Promissory Note meets all recording requirements specific to Bay County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Bay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Bay County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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December 30th, 2020

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July 31st, 2020

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February 24th, 2021

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January 13th, 2021

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September 11th, 2019

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April 14th, 2019

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October 23rd, 2022

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August 13th, 2020

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December 31st, 2021

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