Bay County Memorandum of Land Contract Form
Last validated April 9, 2026 by our Forms Development Team
Bay County Memorandum of Land Contract Form
Fill in the blank form formatted to comply with all recording and content requirements.

Bay County Guidelines - Memorandum of Land Contract
Line by line guide explaining every blank on the form.

Bay County Completed Example of the Memorandum of Land Contract Document
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Michigan and Bay County documents included at no extra charge:
Where to Record Your Documents
Bay County Register of Deeds
Bay City, Michigan 48708-5122
Hours: 8:00 to 5:00 M-F
Phone: (989) 895-4228
Recording Tips for Bay County:
- Ensure all signatures are in blue or black ink
- Double-check legal descriptions match your existing deed
- Some documents require witnesses in addition to notarization
Cities and Jurisdictions in Bay County
Properties in any of these areas use Bay County forms:
- Auburn
- Bay City
- Bentley
- Essexville
- Kawkawlin
- Linwood
- Munger
- Pinconning
- University Center
Hours, fees, requirements, and more for Bay County
How do I get my forms?
Forms are available for immediate download after payment. The Bay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Bay County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Bay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Bay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Bay County?
Recording fees in Bay County vary. Contact the recorder's office at (989) 895-4228 for current fees.
Questions answered? Let's get started!
This form serves as notice that the Seller has agreed to sell, and Buyer has agreed to buy a specific property. Record this instrument when a Land Contract has been completed. This is done for a variety of reasons.
A Memorandum of Land Contract serves as a notice to the "world" that a specific property is under a seller-financed purchase agreement.
Often used when parties want the details of a Land Contract to be kept private.
Why a buyer needs a recorded Memorandum of Land Contract. It is important to prevent loans or encumbrances being placed on the property by the existing Deed holder. Encumbrances have been placed on properties even though the Contract states they can't. This can be devastating for a buyer who has made payments. For protection either the Land Contract document or a Memorandum of Land Contract document should be recorded.
Why a Seller needs a recorded Memorandum of Land Contract. When owner financing is involved, and a buyer needs to finance property at a later point in time, a Lending Institution will most likely require a recorded Memorandum document. Further, banks like to see a history of payments, at least 12 months, often referred to as "Seasoning" a recorded Memorandum proves the subject property was under contract at a specific time.
(Michigan MOC Package includes form, guidelines, and completed example) For use in Michigan Only.
Important: Your property must be located in Bay County to use these forms. Documents should be recorded at the office below.
This Memorandum of Land Contract meets all recording requirements specific to Bay County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Bay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Bay County Memorandum of Land Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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July 14th, 2021
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January 7th, 2019
Glad to have all of the helpful extra information, even though they don't answer all questions for all situations. So, I accessed public records and asked questions at the auditor's office. Also, on my Mac computer, filling out the actual deed form is a challenge because the screen jumps to the last page everytime I try to type a few letters or hit the return key, so I'm rollling back up to the first 2 pages after most keystrokes. A bit annoying. Overall, happy to have these form options are available! There is really no need to wait and pay for an attorney when all the information needed is available via public records. Fill in the blanks!
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April 19th, 2022
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June 11th, 2023
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February 1st, 2019
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