Charlevoix County Mortgage Secured by Promissory Note Forms (Michigan)

Form Package

Mortgage Secured by Promissory Note

State

Michigan

Area

Charlevoix County

Price

$27.97

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Included Forms

All Charlevoix County specific forms and documents listed below are included in your immediate download package:

Included Supplemental Documents

The following Michigan and Charlevoix County supplemental forms are included as a courtesy with your order.

Frequently Asked Questions:

Areas Covered by These Mortgage Secured by Promissory Note Forms:

• Charlevoix County

Including:

• Bay Shore
• Beaver Island
• Boyne City
• Boyne Falls
• Charlevoix
• East Jordan
• Walloon Lake

What is the Michigan Mortgage Secured by Promissory Note

This mortgage includes a power of sale clause and waiver of rights, saving time and expense in the case of a foreclosure.
Waiver of Rights. This Mortgage contains a power of sale that permits the Mortgagee/Lender to cause the Premises to be sold in the event of a default. Mortgagee/Lender may elect to cause the Premises to be sold by advertisement rather than pursuant to court action, and Mortgagor/Borrower voluntarily and knowingly waives any right Mortgagor/Borrower may have by virtue of any applicable constitutional provision or statute to any notice or court hearing before the exercise required by the Michigan statute governing foreclosures by advertisement.
In the event of default in any of the terms or covenants of this Mortgage, Mortgagee/Lender shall be entitled to all of the rights and benefits of MCL 554.231-.233, MSA 26.1137(1)-(3), and 1966 PA 151.

Use this mortgage to finance residential property, small commercial, condominiums, rental property, and planned unit developments even with an existing first mortgage on the subject property. A mortgage and promissory note that include stringent default terms can be beneficial to the Mortgagee/Lender.

Included is an annual accounting statement form
565.161 Annual statements to mortgagor; when required, contents.
Sec. 1.
Where, by the terms of a mortgage on real property, the mortgagor is required to make periodic payments which include sums to be allocated to an escrow account for the purpose of paying taxes, insurance or improvements to the property, or any combination of such purposes, the mortgagee or agent receiving the periodic payments shall furnish the mortgagor with a statement within 60 days of the close of the calendar year, showing the beginning balance of the escrow fund, total receipts received by the fund during the calendar year, an itemized statement of all expenditures from the fund during the calendar year and the balance in the fund at the end of the calendar year.

(Michigan Mortgage Package includes forms, guidelines, and completed examples) For use in Michigan only.

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The documents you receive here will meet, or exceed, the Charlevoix County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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