Stearns County Mortgage Secured by Promissory Note Form
Last validated October 19, 2026 by our Forms Development TeamFormatted for recording in Stearns County, for property anywhere in the county: rural and unincorporated areas as well as Albany, Avon, Belgrade, Brooten, Cold Spring, Collegeville, Elrosa, Freeport and 16 more.
- 7 documents included
- Immediate PDF download
- Formatting guarantee

Stearns County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Stearns County Mortgage Guide
Line by line guide explaining every blank on the form.

Stearns County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Stearns County Promissory Note Form
Note that is secured by the Mortgage. Can be used for traditional installments or balloon payment.

Stearns County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Stearns County Completed Example of the Promissory Note Document
This Minnesota Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Stearns County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Minnesota and Stearns County documents included at no extra charge:
Where to Record Your Documents
Service Center, Room 2203
Waite Park, Minnesota 56387
Hours: 8:00am to 4:30pm M-F
Phone: (320) 656-3855
Recording Tips for Stearns County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask about their eRecording option for future transactions
- Avoid the last business day of the month when possible
- Both spouses typically need to sign if property is jointly owned
Cities and Jurisdictions in Stearns County
Properties in any of these areas use Stearns County forms:
- Albany
- Avon
- Belgrade
- Brooten
- Cold Spring
- Collegeville
- Elrosa
- Freeport
- Greenwald
- Holdingford
- Kimball
- Melrose
- New Munich
- Paynesville
- Richmond
- Rockville
- Roscoe
- Saint Cloud
- Saint Joseph
- Saint Martin
- Saint Stephen
- Sartell
- Sauk Centre
- Waite Park
Hours, fees, requirements, and more for Stearns County
How do I get my forms?
Forms are available for immediate download after payment. The Stearns County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Stearns County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Stearns County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Stearns County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Stearns County?
Recording fees in Stearns County vary. Contact the recorder's office at (320) 656-3855 for current fees.
Questions answered? Let's get started!
This is a recordable document, when (properly recorded shall be taken and deemed notice to parties.) (507.32 Record, When Notice to Parties; Assignment of Mortgage.)
No instrument by which the title to real estate or any interest therein or lien thereon, is conveyed, created, encumbered, assigned or otherwise disposed of, shall be recorded by the county recorder or registered by the registrar of titles until the name and address of the person who or corporation which drafted the instrument is printed, typewritten, stamped or written on it in a legible manner.
(507.091 Conveyance to Include Name and Address of Drafter)
(No contract for deed or deed conveying fee title to real estate or affidavit of survivorship shall be recorded by the county recorder or registered by the registrar of titles until the name and address of the person to whom future tax statements should be sent, is printed, typewritten, stamped or written on it in a legible manner.) 507.092 Conveyance to Include Name and Address of Person to Receive Tax Statements.
Use this comprehensive 12 page Mortgage Form for vacant land, residential property, rental property (up to 4 units), small commercial property, condominiums, and planned unit developments. A mortgage secured by a promissory note that includes stringent default terms can be beneficial to a lender.
(Minnesota Mortgage Package includes forms, guidelines, and completed examples) For use in Minnesota only.
Important: Your property must be located in Stearns County to use these forms. Documents should be recorded at the county recording office listed above.
This Mortgage Secured by Promissory Note meets all recording requirements specific to Stearns County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Stearns County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Stearns County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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