Jefferson Davis County Deed of Trust and Promissory Note Form (Mississippi)

All Jefferson Davis County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Jefferson Davis County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Jefferson Davis County compliant document last validated/updated 6/24/2025

Deed of Trust Guidelines

Jefferson Davis County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Jefferson Davis County compliant document last validated/updated 6/3/2025

Completed Example of the Deed of Trust

Jefferson Davis County Completed Example of the Deed of Trust

Example of a properly completed form for reference.
Included Jefferson Davis County compliant document last validated/updated 5/12/2025

Promissory Note Form

Jefferson Davis County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Jefferson Davis County compliant document last validated/updated 6/23/2025

Promissory Note Guidelines

Jefferson Davis County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Jefferson Davis County compliant document last validated/updated 6/16/2025

Completed Example of the Promissory Note Document

Jefferson Davis County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Jefferson Davis County compliant document last validated/updated 4/15/2025

Subordination Clauses

Jefferson Davis County Subordination Clauses

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Jefferson Davis County compliant document last validated/updated 6/2/2025

Annual Accounting Statement

Jefferson Davis County Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included Jefferson Davis County compliant document last validated/updated 5/2/2025

The following Mississippi and Jefferson Davis County supplemental forms are included as a courtesy with your order:

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Jefferson Davis County. The executed documents should then be recorded in the following office:

Jefferson Davis County Chancery Clerk

2426 Pearl Ave / PO Box 1137, Prentiss, Mississippi 39474

Hours: 8:30 to 4:00 M-F

Phone: (601) 792-4204

Local jurisdictions located in Jefferson Davis County include:

  • Bassfield
  • Carson
  • Prentiss

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Jefferson Davis County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Jefferson Davis County using our eRecording service.
Are these forms guaranteed to be recordable in Jefferson Davis County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Jefferson Davis County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Jefferson Davis County that you need to transfer you would only need to order our forms once for all of your properties in Jefferson Davis County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Mississippi or Jefferson Davis County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Jefferson Davis County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.

(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))

Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.

This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.

Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:

1. Dollar amount of Principle Owed

2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.

4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.

5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.

Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.

This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.

(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.

Our Promise

The documents you receive here will meet, or exceed, the Jefferson Davis County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Jefferson Davis County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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June 19th, 2025

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July 6th, 2019

It was very easy to order,download, and print. The only issue I have is that the guide that came with my form really did not help me filling it out. I feel the explanations could have been better and suited more for the standard person. I was still confused when filling it out and will probably have to get a lawyer to make sure it's filled out correctly

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October 9th, 2020

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December 4th, 2019

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March 26th, 2019

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August 3rd, 2022

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November 24th, 2020

It would be helpful to have a frequently asked questions section. That would make it easier to know I have the correct form.
Sherry

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November 17th, 2019

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January 23rd, 2021

Thought we would just do a quit claim to remove a name on a deed but after read your instruction and all that is needed we decided to meet with a lawyer. Appreciate all the info that you supplied.

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