Mississippi Forms

Monroe County Deed of Trust and Promissory Note Form

Monroe County Deed of Trust Form

Monroe County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/24/2025
Monroe County Deed of Trust Guidelines

Monroe County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/3/2025
Monroe County Completed Example of the Deed of Trust

Monroe County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 6/27/2025
Monroe County Promissory Note Form

Monroe County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 7/17/2025
Monroe County Promissory Note Guidelines

Monroe County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/16/2025
Monroe County Completed Example of the Promissory Note Document

Monroe County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 4/15/2025
Monroe County Subordination Clauses

Monroe County Subordination Clauses

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 8/11/2025
Monroe County Annual Accounting Statement

Monroe County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 5/2/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Monroe County documents included at no extra charge:

Important: Your property must be located in Monroe County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Monroe County Chancery Clerk
Address:
201 West Commerce St / PO Box 578
Aberdeen, Mississippi 39730

Hours: 8:30 to 5:00 M-F

Phone: (662) 369-8143

Recording Tips for Monroe County:
  • Double-check legal descriptions match your existing deed
  • White-out or correction fluid may cause rejection
  • Avoid the last business day of the month when possible
  • Check margin requirements - usually 1-2 inches at top
  • Multi-page documents may require additional fees per page

Cities and Jurisdictions in Monroe County

Properties in any of these areas use Monroe County forms:

  • Aberdeen
  • Amory
  • Becker
  • Caledonia
  • Gattman
  • Greenwood Springs
  • Hamilton
  • Prairie
  • Smithville

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Monroe County

How do I get my forms?

Forms are available for immediate download after payment. The Monroe County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Monroe County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Monroe County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Monroe County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Monroe County?

Recording fees in Monroe County vary. Contact the recorder's office at (662) 369-8143 for current fees.

Questions answered? Let's get started!

In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.

(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))

Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.

This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.

Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:

1. Dollar amount of Principle Owed

2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.

4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.

5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.

Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.

This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.

(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.

Important: Your property must be located in Monroe County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Monroe County.

Our Promise

The documents you receive here will meet, or exceed, the Monroe County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Monroe County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4580 Reviews )

Brad T.

November 9th, 2019

I didn't spend a lot of time there but seems to be a good site with a valuable service.

Reply from Staff

Thank you!

Donna C.

June 24th, 2021

I was very impressed with the system. Easy to navigate. Took less than 15 minutes to get what I needed.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

CORA T.

January 17th, 2022

very convenient and quick access

Reply from Staff

Thank you!

Valerie R.

October 7th, 2020

My expereince with Deeds.com was easy and efficent. Great way to efile documents during these trying times.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Cecilia C.

June 2nd, 2023

So very easy to follow & the cost of the packet was reasonable.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Willie P.

May 13th, 2020

Your service was excellent

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Tommie G.

March 11th, 2021

I saved 225.00 with this purchase.Make sure you have an updated property description from your county tax collectors' office.In Bay county,Florida the tax office will email you an updated property description.I attached the email to the the deed.I had to change the date and they accepted a white out and ink correction on your form.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Nancy O.

August 6th, 2023

Have not actually filed as yet but package seems to answer all my questions and believe this will be a walk in the park instead a a headache or expensive endeavor. Thanks.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Kathleen S.

September 30th, 2020

The process was easy and the Staff was very helpful. Document was recorded quickly.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Rene S.

December 23rd, 2022

Amazing forms and great value. That may sound like hyperbole talking about legal forms but it's not, you really are getting way more than you pay for here.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Karen H.

April 6th, 2024

Saves a trip to the Recorders Office!

Reply from Staff

It was a pleasure serving you. Thank you for the positive feedback!

Scott S.

November 20th, 2020

This is the best resource I have found for documents related to beneficiary deeds!

Reply from Staff

Thank you!

Timothy N.

September 21st, 2020

Extremely easy and fast recording of real estate records. I was impressed that it was less than 6 hours from the time I uploaded the document to Deeds.com to receiving confirmation that it was recorded by the county clerk. I would highly recommend this service to save you time and quickly get documents recorded!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

CHRISTINE M.

September 6th, 2019

It was all I needed and guided me to fill it out.

Reply from Staff

Thank you!

Jayne S.

December 20th, 2023

Simple and quick -- just what we needed!

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!