Harrison County Warranty Deed Reserving Life Estate Form
Last validated July 7, 2026 by our Forms Development Team
Harrison County Warranty Deed Reserving Life Estate Form
Fill in the blank form formatted to comply with all recording and content requirements.
Harrison County Warranty Deed Guide
Line by line guide explaining every blank on the form.
Harrison County Completed Example of the Warranty Deed Reserving Life Estate Form
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Mississippi and Harrison County documents included at no extra charge:
Where to Record Your Documents
Chancery Clerk: Recording Department - Gulfport
Gulfport, Mississippi 39501 / 39502-0860
Hours: 8:30 to 4:30 M-F
Phone: (228) 865-4032
Chancery Clerk: Recording Department - Biloxi
Biloxi, Mississippi 39530 / 39533-0544
Hours:
Phone: (228) 435-8220
Recording Tips for Harrison County:
- Check that your notary's commission hasn't expired
- Recording fees may differ from what's posted online - verify current rates
- Check margin requirements - usually 1-2 inches at top
- If mailing documents, use certified mail with return receipt
Cities and Jurisdictions in Harrison County
Properties in any of these areas use Harrison County forms:
- Biloxi
- Diberville
- Gulfport
- Long Beach
- Pass Christian
- Saucier
Hours, fees, requirements, and more for Harrison County
How do I get my forms?
Forms are available for immediate download after payment. The Harrison County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Harrison County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Harrison County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Harrison County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Harrison County?
Recording fees in Harrison County vary. Contact the recorder's office at (228) 865-4032 for current fees.
Questions answered? Let's get started!
A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.
89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.
Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.
Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.
Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.
Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.
In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.
(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.
Important: Your property must be located in Harrison County to use these forms. Documents should be recorded at the office below.
This Warranty Deed Reserving Life Estate meets all recording requirements specific to Harrison County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Harrison County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Harrison County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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July 31st, 2023
Found the forms to be very easy to use, instructions very clear and helpful. Recording office was surprised the forms were exactly what they required. Thank you
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March 11th, 2026
Delivered the exact documents I wanted, and included a filled out form for guidance. It also included other documents that might be required. Excellent.
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Sharon B.
August 11th, 2022
My questions were answered promptly. I was not able to locate the deed I was searching for because my county has not uploaded the documents to be accessed through this system. I am sure I could have found what I was looking for had the information been available through the system. Thank you for your assistance.
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Dawn Y.
July 9th, 2020
Obtaining a copy of a deed is FAR too expensive.
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Monica T.
January 8th, 2025
Super easy to use. Very pleased. The turn around time was very fast. I have another one pending. Thank you!
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Gene N.
November 11th, 2021
My mind is blown! For some reason, our veteran title companies wouldn't record our deed but luckily, the assessor's page recommended Deeds and other sites to e-record. It was so simple and so convenient!
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August 17th, 2020
Quick turnaround and superior customer service from my reviewer. Above and beyond my expectations and took the time to look into the lengthy list of other counties I have to confirm you are able to e-record for me. I appreciate all the time and effort taken to help me.
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March 17th, 2021
Excellent service. Very efficient. Electronic filing was far faster and less stress than doing it in person.
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September 19th, 2021
Very easy very clear very informative of direct information stating the obvious and the underlining of both contexts. Right place for the right Tools to establish ,verify ,correct then guidance for not only myself, but for our legacy that should and will be live on to be know. Thank you deeds.com!
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April 6th, 2023
Extremely helpful team of professionals who are patient when you need to get things filed correctly. Very small price for the comfort of knowing your DOCUMENTS are FILED with you local Recorder's Office. Some of the filings, if they are correctly formatted are already uploaded and official within a few hours. Here's the ALTERNATIVE you may encounter. For Example: King County Recorder's Office moved which means most filings are backed up 7-10 days if you DROP your filing in a BOX with your CHECK or MAIL IT. Neither is a great option, since they have no WALK IN HOURS.
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