Union County Warranty Deed Reserving Life Estate Form

Last validated June 12, 2026 by our Forms Development Team

Union County Warranty Deed Reserving Life Estate Form

Union County Warranty Deed Reserving Life Estate Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/14/2026
Union County Warranty Deed Guide

Union County Warranty Deed Guide

Line by line guide explaining every blank on the form.

Document Last Validated 6/12/2026
Union County Completed Example of the Warranty Deed Reserving Life Estate Form

Union County Completed Example of the Warranty Deed Reserving Life Estate Form

Example of a properly completed form for reference.

Document Last Validated 3/11/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Union County documents included at no extra charge:

Important: Your property must be located in Union County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Union County Chancery Clerk

Address:
109 East Main St / PO Box 847
New Albany, Mississippi 38652

Hours: 8:00 to 5:00 M-F

Phone: (662) 534-1900

Recording Tips for Union County:
  • Documents must be on 8.5 x 11 inch white paper
  • Ask if they accept credit cards - many offices are cash/check only
  • Leave recording info boxes blank - the office fills these
  • Both spouses typically need to sign if property is jointly owned
  • Make copies of your documents before recording - keep originals safe

Cities and Jurisdictions in Union County

Properties in any of these areas use Union County forms:

  • Blue Springs
  • Etta
  • Myrtle
  • New Albany

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Union County

How do I get my forms?

Forms are available for immediate download after payment. The Union County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Union County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Union County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Union County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Union County?

Recording fees in Union County vary. Contact the recorder's office at (662) 534-1900 for current fees.

Questions answered? Let's get started!

A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.

89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.

Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.

Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.

Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.

Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.

In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.

(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.

Important: Your property must be located in Union County to use these forms. Documents should be recorded at the office below.

This Warranty Deed Reserving Life Estate meets all recording requirements specific to Union County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Union County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Union County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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December 29th, 2021

mostly good; however, you need to update the annual exclusion gift amount from $14,000 to $15,000 (where it has ben for several years), and you need to make your Gift Deed final paragraph be gender neutral like "they" or "he or she" rather than just"he". We women lawyers and our women clients appreciate that.

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January 16th, 2019

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