Saint Louis County Deed of Trust and Promissory Note Form

Additional Missouri and Saint Louis County documents included at no extra charge:

Where to Record Your Documents

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Cities and Jurisdictions in Saint Louis County

Properties in any of these areas use Saint Louis County forms:

• Allenton
• Ballwin
• Bridgeton
• Chesterfield
• Earth City
• Eureka
• Fenton
• Florissant
• Glencoe
• Grover
• Hazelwood
• Maryland Heights
• Saint Ann
• Saint Louis
• Valley Park

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A Deed of Trust is a (security instrument securing the payment or satisfaction of any debt or other obligation.) (MRS 443.005) This is often considered a preferred method of financing real property because foreclosures are done non-judicially with no right of redemption, through a trustee sale, saving time (typically 60-90 days if uncontested) and expense. This Deed of Trust contains a "Power of Sale" clause, in the case of default the borrower(s) have pre-authorized the sale of the property. Without a "Power of Sale" a judicial foreclosure will likely have to be performed. (See 443.290 Mortgages and security agreements with power of sale)

The "Promissory Note" defines the terms of the loan, Principle owed, interest rate charged, default rate (interest charged if Note is in Default), late payment fees, etc.

These forms are flexible, use for residential, rental units, vacant land, small office and commercial. A "Special Provisions" section allows the lender to further customize the package to his/her needs. Can be used when existing liens are in place.

Fully formatted for recording. (See MRS 443.035. Recording of instrument required)
A Deed of Trust and Promissory Note that includes stringent default terms can be beneficial the lender/debt holder.

(Missouri DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Saint Louis County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Saint Louis County.

Our Promise

The documents you receive here will meet, or exceed, the Saint Louis County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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