Merrimack County Real Estate Purchase and Sales Agreement Form

Additional New Hampshire and Merrimack County documents included at no extra charge:

Where to Record Your Documents

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Cities and Jurisdictions in Merrimack County

Properties in any of these areas use Merrimack County forms:

• Andover
• Bow
• Bradford
• Canterbury
• Chichester
• Concord
• Contoocook
• Danbury
• Dunbarton
• East Andover
• Elkins
• Epsom
• Franklin
• Henniker
• Hill
• Hooksett
• Loudon
• New London
• Newbury
• North Sutton
• Pittsfield
• Salisbury
• South Newbury
• South Sutton
• Suncook
• Warner
• Wilmot

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This New Hampshire Purchase and Sale Agreement with Installment Payments, (often referred to as a Land Contract or Contract for Deed) is used when:
The buyer does not pay the full purchase price at closing.
Instead, the buyer makes monthly or periodic payments over time (often directly to the seller).
Seller retains legal title until the buyer pays in full, at which point the deed is delivered.
This serves the same purpose as a land contract:
Facilitates seller-financing.
Delays the formal transfer of title until payment is complete.
Allows possession to be transferred before full payment.

Common Uses of this Purchase and Sale Agreement
Seller Financing (when buyer cannot get a traditional mortgage)
Purchase of land or mobile homes on private land
Family transfers or private sales
Investment properties or rent-to-own situations
Buyers building equity over time before getting deed/title
Can be implemented for traditional installment payments (ex. 20 year term) or short term with a balloon payment

Key Clauses in an Installment-Based NH Purchase and Sale Agreement
Clause------------------------------------------------Purpose
Purchase Price & Down Payment-------States full price and initial cash deposit.
Installment Terms-----Monthly payment amount, due date, interest rate, late payment fees, etc.
Possession Date-----------When buyer may occupy the property.
Title Transfer Clause----Explains when deed will be delivered (usually upon full payment).
Default & Forfeiture----Seller's remedies if buyer misses payments. Includes Stringent Default Clauses: Buyer shall be deemed a tenant at will and shall immediately surrender possession of the Premises when appropriate.
Included disclosures - seller entering into a land contract in NH must provide and obtain written acknowledgment of disclosure for:
Statute Subject
RSA 477:4‑c Private water & sewage details
RSA 477:4‑d Insulation + water/sewer for 1–4 families
RSA 477:4‑a Notices of radon, arsenic, lead‑paint
For use in New Hampshire on vacant land, residential property, rental property, condominiums and small commercial property.

Important: Your property must be located in Merrimack County to use these forms. Documents should be recorded at the county recording office listed above.

This Real Estate Purchase and Sales Agreement meets all recording requirements specific to Merrimack County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Merrimack County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

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