Cape May County Installment Contract for Deed Form (New Jersey)

What You Get
  • Cape May County-Specific Documents
  • Fillable PDF Format
  • Unlimited Personal Use
  • Free Bonus Documents
How It Works
  1. 1Order & Download
  2. 2Fill Out on Computer
  3. 3Print & Sign
  4. 4Record at County Office
Where to Record

Cape May County Clerk

7 N Main St / PO Box 5000
Cape May Court House, New Jersey

View full details →

Cape May County Installment Contract for Deed Form

Cape May County Installment Contract for Deed Form

Fill in the blank Installment Contract for Deed form formatted to comply with all New Jersey recording and content requirements.

Validated 2/20/2025 Preview Form
Cape May County Installment Contract for Deed Guide

Cape May County Installment Contract for Deed Guide

Line by line guide explaining every blank on the Installment Contract for Deed form.

Validated 5/26/2025 Preview Form
Cape May County Completed Example of the Installment Contract for Deed Document

Cape May County Completed Example of the Installment Contract for Deed Document

Example of a properly completed New Jersey Installment Contract for Deed document for reference.

Validated 7/4/2025 Preview Form
Cape May County Sellers Disclosure Form

Cape May County Sellers Disclosure Form

Seller discloses known property conditions.

Validated 7/25/2025 Preview Form
Cape May County Lead Based Paint Disclosure Form

Cape May County Lead Based Paint Disclosure Form

Use for property built after 1978

Validated 7/9/2025 Preview Form
Cape May County Annual Accounting Statement Form

Cape May County Annual Accounting Statement Form

Issued to buyer for fiscal year reporting of principal, interest, etc.

Validated 6/30/2025 Preview Form

Important: Your property must be located in Cape May County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Cape May County Clerk

Address:
7 N Main St / PO Box 5000
Cape May Court House, New Jersey 08210-5000

Hours: 8:30 to 4:30 M-F

Phone: (609) 465-1010

Recording Tips for Cape May County:
  • Ensure all signatures are in blue or black ink
  • Bring your driver's license or state-issued photo ID
  • Double-check legal descriptions match your existing deed
  • Recorded documents become public record - avoid including SSNs
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Cape May County

Properties in any of these areas use Cape May County forms:

  • Avalon
  • Cape May
  • Cape May Court House
  • Cape May Point
  • Dennisville
  • Goshen
  • Green Creek
  • Marmora
  • Ocean City
  • Ocean View
  • Rio Grande
  • Sea Isle City
  • South Dennis
  • South Seaville
  • Stone Harbor
  • Strathmere
  • Tuckahoe
  • Villas
  • Whitesboro
  • Wildwood
  • Woodbine

How do I get my forms?

Forms are available for immediate download after payment. The Cape May County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Cape May County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cape May County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cape May County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Cape May County?

Recording fees in Cape May County vary. Contact the recorder's office at (609) 465-1010 for current fees.

Have other questions? Contact our support team

A "Contract for Deed" (also known as an installment land contract, land contract, or contract for sale) is a legal agreement where the buyer makes payments directly to the seller in exchange for the right to use the property. The buyer receives the deed and full ownership of the property only after all payments have been made.

Statutes and Legal Framework:
1. While New Jersey does not have specific statutes solely governing Contracts for Deed, they are generally governed by principles of contract law, real estate law, and consumer protection laws.
Key statutes include the New Jersey Consumer Fraud Act (N.J.S.A. 56:8-1 et seq.), which could apply to the contract if there is any fraud or deception involved.

2. Disclosure Requirements:
Sellers must provide accurate and complete disclosures regarding the property's condition, any liens, and any other material facts. Failing to do so may result in a violation of the Consumer Fraud Act.
If the contract is entered into without full disclosure or under deceptive terms, it may be considered voidable.

3. Recording the Contract:
While it is not always required to record a Contract for Deed, it is strongly advised. Recording the contract protects the buyer's interest in the property against future claims or liens against the seller.

4. Default and Foreclosure:
If the buyer defaults on the contract, the seller may initiate a foreclosure-like process. However, because this is a non-mortgage transaction, the process can vary, and the seller might be able to evict the buyer through summary eviction proceedings rather than formal foreclosure.
In some cases, New Jersey courts have treated Contract for Deed arrangements similarly to mortgages, requiring sellers to undergo judicial foreclosure to reclaim the property.

5. Right to Cure Default:
The contract should clearly state the buyer's rights if they default, including any grace period to cure the default before the seller can take action.

6. Interest Rates and Financing Terms:
The interest rate and financing terms must comply with New Jersey’s usury laws. If the interest rate exceeds the legal limit, the contract could be voided or reformed by a court.

Procedures for Using a Contract for Deed
1. Drafting the Contract:
The contract must include all essential terms: purchase price, payment schedule, interest rate, penalties for default, responsibilities for taxes and insurance, and the date when the deed will be transferred.
Legal counsel is often necessary to ensure that the contract complies with New Jersey law.

2. Execution and Recording:
Both parties must sign the contract, and it should be notarized. Recording the contract with the county clerk where the property is located is advisable.

3. Payment and Maintenance:
The buyer makes monthly installment payments to the seller, who retains legal title until the contract is fully paid.
The buyer takes on responsibilities such as property taxes, insurance, and maintenance.

Terms and uses
1. TITLE AND TITLE INSURANCE. Seller shall provide Buyer with a standard form owner’s policy of title insurance in the amount of the purchase price. The title policy to be issued shall contain no exceptions other than those provided in said standard form plus encumbrances or defects approved by Buyer as provided below.

2. DEED Of CONVEYANCE. Upon receipt of Buyer's payment in full of the balance of the purchase price, Seller shall furnish a General Warranty Deed, conveying to Buyer title to the property.

3. LATE CHARGE: Any above noted payment which is at least days past due, shall be subject to a late charge of $ And an additional $ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $ per day.

4. Uses include residential property, rental property up to 4 units, condominiums, and planned unit developments. Traditional installment payment with or without a balloon payment.

For use in New Jersey only.

Important: Your property must be located in Cape May County to use these forms. Documents should be recorded at the office below.

This Installment Contract for Deed meets all recording requirements specific to Cape May County.

Our Promise

The documents you receive here will meet, or exceed, the Cape May County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Cape May County Installment Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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June 17th, 2020

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Angela D.

August 19th, 2020

The only problem I had was that it doesn't let you create a file for all documents to go into as one. Mahalo Angie

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David K.

March 25th, 2019

Worked Great! First time go at the courthouse

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Anthony G.

February 17th, 2021

I have only used the service on one occasion but so far it has been great. Extremely simple to use.

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Robby T.

February 16th, 2022

Most people coming to this sight will not have the knowledge for deeds. Therefore, I wish there were more instructions on when the Grantor signs and when the Grantee signs and the process steps to making the transaction final. I would give it 4 out of 5 starts

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TOM S.

July 21st, 2019

Itwas easy to locate the necessary forms I needed and download worked great.

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Helen L.

February 1st, 2023

The website was easy to navigate but only needed one form. The guide was helpful also. Cost want high but contains many documents that I didn't need but may someday. Could not save form after completed but printed copies that needed to be court filed.

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Shaaron Z.

August 29th, 2019

So far, this is working well. However, I don't see a form to change name due to marriage.

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Dawn L.

May 26th, 2022

Not totally satisfied as unable to edit as needed on signature page of the deed. I want to be able to date the document and don't want the verbage "signed, sealed and delivered in the presence of" to appear and cannot remove it. The notary will make his or her own statement below as to the date executed.

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David K.

August 9th, 2021

My 1st trip to your site. I give it a full 5-star rating! Thank you. I'll be back.

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Beverly J. A.

November 27th, 2022

The forms where easy to follow with the directions showing how to fill out the forms that I needed.

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Tiffany P.

May 7th, 2019

Very quick and gave me exactly what I needed! I would have had to go down to the courts and take off work to get this info otherwise.

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Cathy P.

March 18th, 2021

I purchased the La St. Tammany Parish Quit Claim Deed as a gift for a friend. Currently waiting on a lawyer to draft his second version of what a La Quit Claim should look like. I have downloaded this St. Tammany La packet for simplicity and double protection for my friend. So far, I really like what I see from Deeds.com, short and to the point. It's truly a breath of fresh air. Thank you so much. Layperson Cathy for a friend.

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Carla F.

March 24th, 2021

Forms were easily accessible along with guides. Great resource. Thank you.

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