Bergen County Mortgage Secured and Promissory Note Form (New Jersey)

All Bergen County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Bergen County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Bergen County compliant document last validated/updated 4/5/2024

Mortgage Guidelines

Bergen County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Bergen County compliant document last validated/updated 5/14/2024

Completed Example of the Morgage Document

Bergen County Completed Example of the Morgage Document

Example of a properly completed form for reference.
Included Bergen County compliant document last validated/updated 3/8/2024

Promissory Note Form

Bergen County Promissory Note Form

Can be used for traditional installment or balloon payment.
Included Bergen County compliant document last validated/updated 4/3/2024

Promissory Note Guidelines

Bergen County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Bergen County compliant document last validated/updated 5/21/2024

Completed Example of the Promissory Note Document

Bergen County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Bergen County compliant document last validated/updated 5/3/2024

Annual Accounting Statement Form

Bergen County Annual Accounting Statement Form

Fill in the blank Mortgage Secured and Promissory Note form formatted to comply with all New Jersey recording and content requirements.
Included Bergen County compliant document last validated/updated 3/15/2024

When using these Mortgage Secured and Promissory Note forms, the subject real estate must be physically located in Bergen County. The executed documents should then be recorded in one of the following offices:

County Clerk

One Bergen County Plaza, Hackensack, New Jersey 07601

Hours: Monday-Friday 9:00am - 4:00pm

Phone: (201) 336-7000

Local jurisdictions located in Bergen County include:

  • Allendale
  • Alpine
  • Bergenfield
  • Bogota
  • Carlstadt
  • Cliffside Park
  • Closter
  • Cresskill
  • Demarest
  • Dumont
  • East Rutherford
  • Edgewater
  • Elmwood Park
  • Emerson
  • Englewood
  • Englewood Cliffs
  • Fair Lawn
  • Fairview
  • Fort Lee
  • Franklin Lakes
  • Garfield
  • Glen Rock
  • Hackensack
  • Harrington Park
  • Hasbrouck Heights
  • Haworth
  • Hillsdale
  • Ho Ho Kus
  • Leonia
  • Little Ferry
  • Lodi
  • Lyndhurst
  • Mahwah
  • Maywood
  • Midland Park
  • Montvale
  • Moonachie
  • New Milford
  • North Arlington
  • Northvale
  • Norwood
  • Oakland
  • Oradell
  • Palisades Park
  • Paramus
  • Park Ridge
  • Ramsey
  • Ridgefield
  • Ridgefield Park
  • Ridgewood
  • River Edge
  • Rochelle Park
  • Rutherford
  • Saddle Brook
  • Saddle River
  • South Hackensack
  • Teaneck
  • Tenafly
  • Teterboro
  • Township Of Washington
  • Waldwick
  • Wallington
  • Westwood
  • Wood Ridge
  • Woodcliff Lake
  • Wyckoff

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Forms are NOT emailed to you. Immediately after you submit payment, the Bergen County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Bergen County using our eRecording service.
Are these forms guaranteed to be recordable in Bergen County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Bergen County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Secured and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Bergen County that you need to transfer you would only need to order our forms once for all of your properties in Bergen County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New Jersey or Bergen County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Bergen County Mortgage Secured and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

This Mortgage and Promissory Note have stringent default provisions that are typically suited for owner financing or private lender when financing residential property, small commercial property, rental property (up to 4 units), Condominiums, planned unit developments and vacant land.

DEFAULT. The Lender may declare that Borrower is in default on the Note and this Mortgage if:
(a) Borrower fails to make any payment required by the Note and this Mortgage within fifteen (15) days after its due date;
(b) Borrower fails to keep any other promise in this Mortgage;
(c) The ownership of the Property is changed for any reason;
(d) The holder of any lien on the Property starts foreclosure proceedings;
(e) Bankruptcy, insolvency or receivership proceedings are started by or against Borrower; or
(f) Borrower defaults with respect to any other loan from Lender to an affiliate of Borrower.

PAYMENTS DUE UPON DEFAULT. If the Lender declares that Borrower is in default, Borrower must immediately pay the full amount of all unpaid principal, interest, other amounts due on the Note and this Mortgage and the Lender's costs of collection and reasonable attorney fees.

The Promissory Note can be used for installment or balloon payments. Includes default rates (interest rate that occurs when borrower is in default)

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a)one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty(30)days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b)two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty(60)days after the Maturity Date.

Late Payment Fees. Any payment which is at least ___ days past due, shall be subject to a late charge of $___ And an additional $___ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $___ per day.

(New Jersey Mortgage Package includes forms, guidelines, and completed examples) For use in New Jersey only.

Our Promise

The documents you receive here will meet, or exceed, the Bergen County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Bergen County Mortgage Secured and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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May 23rd, 2024

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May 23rd, 2024

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December 8th, 2020

Website is user-friendly and very helpful, butI will have to wait until I submit my documents to the Clerk of Court to see if they are acceptable.

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October 20th, 2020

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January 25th, 2019

The pdf form is good; however, the input boxes merge into the line above so the text is hard to read when complete. I added a return before entering my data and this solved the problem.

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November 4th, 2022

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