New Mexico Forms

Los Alamos County Contract for Deed Form

Los Alamos County Contract for Deed Form

Los Alamos County Contract for Deed Form

Fill in the blank Contract for Deed form formatted to comply with all New Mexico recording and content requirements.

Document Last Validated 7/10/2025
Los Alamos County Contract for Deed Guide

Los Alamos County Contract for Deed Guide

Line by line guide explaining every blank on the Contract for Deed form.

Document Last Validated 7/10/2025
Los Alamos County Completed Example of the Contract for Deed Document

Los Alamos County Completed Example of the Contract for Deed Document

Example of a properly completed New Mexico Contract for Deed document for reference.

Document Last Validated 7/10/2025
Los Alamos County Adverse Material Facts Disclosure Statement

Los Alamos County Adverse Material Facts Disclosure Statement

Fill in the blank form formatted to comply with all New Mexico content requirements.

Document Last Validated 8/7/2025
Los Alamos County Estimated Property Tax Waiver Form

Los Alamos County Estimated Property Tax Waiver Form

NM Stat § 47-13-4(F). A prospective buyer may waive the disclosure requirements of this section by signing a written document prior to the time the offer to purchase is to be made in which the buyer acknowledges that the required estimated amount of property tax levy is not readily available and waives disclosure of the estimated amount of property tax levy.

Document Last Validated 7/10/2025
Los Alamos County Lead Based Paint Disclosure Form

Los Alamos County Lead Based Paint Disclosure Form

Applicable to residential property built before 1978.

Document Last Validated 7/10/2025
Los Alamos County Lead Based Paint Brochure

Los Alamos County Lead Based Paint Brochure

Brochure for buyers if applicable.

Document Last Validated 7/10/2025

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Los Alamos County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Los Alamos County Clerk
Address:
1000 Central Ave, Suite 240
Los Alamos, New Mexico 87544

Hours: 8:00 to 5:00 M-F

Phone: (505) 662-8010

Recording Tips for Los Alamos County:
  • Bring your driver's license or state-issued photo ID
  • Verify all names are spelled correctly before recording
  • Ask if they accept credit cards - many offices are cash/check only
  • Avoid the last business day of the month when possible
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Los Alamos County

Properties in any of these areas use Los Alamos County forms:

  • Los Alamos

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Los Alamos County

How do I get my forms?

Forms are available for immediate download after payment. The Los Alamos County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Los Alamos County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Los Alamos County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Los Alamos County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Los Alamos County?

Recording fees in Los Alamos County vary. Contact the recorder's office at (505) 662-8010 for current fees.

Questions answered? Let's get started!

In New Mexico, a Contract for Deed (also called a real estate contract, installment land contract, or owner-financing agreement) is a useful tool for property transactions where the buyer cannot or does not want to obtain conventional financing, and the seller agrees to finance the purchase over time. However, due to the risk to buyers, especially in low-income and rural areas, New Mexico has adopted specific legal protections—especially under SB 449 (2023), codified in NMSA 1978, Chapter 47, Article 13.

When a Contract for Deed Is Useful in New Mexico
-Buyer lacks access to traditional mortgage financing.
-Useful for buyers with poor credit or limited income.
-Sellers can attract more buyers by offering seller financing.
-Seller wants to retain legal title until full payment.
-Protects seller if buyer defaults.
-Legal title remains with the seller until the full contract amount is paid.
-Installment payments are agreeable to both parties.
-Can include structured payments over years.
Interest and terms are flexible between parties.
-Rural or undeveloped property.
-Banks may not lend on raw land or mobile homes without permanent foundation.

Why the Law Requires Certain Disclosures Before Accepting an Offer
Under New Mexico’s Real Estate Contract Act (SB 449, 2023), sellers must protect buyers from unexpected tax and condition issues, especially in installment contracts. Two required disclosures are:

1. Estimated Property Tax Levy (NMSA 1978, § 47-13-4)
“Prior to accepting an offer to purchase,” the seller or seller's broker shall: (1) request from the county assessor the estimated amount of property tax levy with respect to the property and shall specify the listed price as the value of the property to be used in the estimate.”

Purpose:
Protects buyers from sudden property tax increases after purchase.
Ensures buyers understand the future property tax liability based on the full sale price (not past assessments).
Prevents tax-related defaults that could lead to foreclosure.

2. Adverse Material Facts Disclosure Statement Under general real estate disclosure duties (aligned with NMREC rules and principles of good faith), sellers must disclose any known adverse material facts about the property.

What are “adverse material facts”?
Issues that significantly affect value or use of the property:
Structural damage
Unpermitted additions
Water damage or mold
Title problems or pending legal issues
Environmental hazards
Zoning violations
Easements or encroachments

Purpose:
-Prevents buyer deception or later claims of fraud or nondisclosure.
-Builds trust and compliance with NM real estate law.
-Required even more so when the seller is financing the transaction (i.e., they are acting almost like a lender).

Summary: Why These Steps Matter
Requirement Purpose ------------------------------Why It Matters

-Tax Levy Estimate-----To disclose expected annual tax cost based on sale price Protects buyers from unforeseen, unaffordable tax hikes

-Adverse Material Facts Disclosure----To inform the buyer of known serious defects/issues Prevents lawsuits for fraud, ensures buyer is fully informed.

Recording of the Contract (within 30 days) Required by SB 449-----Makes the buyer’s interest official and enforceable

Common Contract for Deed procedures.
Before accepting an offer, request the tax estimate from the county assessor (most counties have a form or online system). Unless buyer agree to waiver, see waiver form included.

-Fill out and provide the Adverse Material Facts Disclosure Statement (a form used in NM real estate practice).
-Draft the Contract for Deed with clear terms.
-Record the contract with the County Clerk within 30 days of execution.

Important: Your property must be located in Los Alamos County to use these forms. Documents should be recorded at the office below.

This Contract for Deed meets all recording requirements specific to Los Alamos County.

Our Promise

The documents you receive here will meet, or exceed, the Los Alamos County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Los Alamos County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4578 Reviews )

Joseph E.

January 15th, 2023

At first I didn't trust all the 5 star reviews. So, I contacted lawyers to check their prices. The price being well over one hundred dollars made my mind up. I gave it a go, the form isn't hard and the directions are easy to follow. 5/5

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Jennifer O.

March 2nd, 2022

Quick, easy, affordable, eliminated the need for a lawyer.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

DOYCE F.

September 25th, 2019

Very helpful.Thank you

Reply from Staff

Thank you!

Luwana C.

April 2nd, 2019

I think the Website takes out a lot of leg work, Makes it easier to take care of paperwork 10 times faster.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

janelle s.

September 15th, 2020

Uncertain about use as I am new to online forms. Through use I am sure it will feel more comfortable. I like the storage of filled in info forms because I might be using I will be using them or the info in the future.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Sherry G.

November 21st, 2020

This site was perfect in a time when travel is almost impossible. They asked a few questions to make sure everything would work out and once submitted took less than 24 hours. Less than 48 hours total time. Absolutely would use them again to submit documents even once can travel again!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Robert D L.

July 31st, 2023

Found the forms to be very easy to use, instructions very clear and helpful. Recording office was surprised the forms were exactly what they required. Thank you

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Katherine A R.

March 8th, 2023

It's very easy to navigate through the website to find the service that you want. Great program.

Reply from Staff

Thank you!

Lillian F.

September 13th, 2019

Very well satisfy with my results. I could not ask for better service d

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Neil S.

January 3rd, 2019

Very impressive. The only change I would suggest is a smaller font on the title.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Mark W.

December 19th, 2022

Great form and easy to complete. Sending a sample and instructions was very helpful. Thank you!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

eduardo r.

June 29th, 2022

Very easy to fill out forms thank you very much

Reply from Staff

Thank you!

Florentes P.

January 20th, 2019

The form is so limited in space that I can not fit the vesting information as well as the real property information. The property information, I could put it as Exhibit A. which is not the usual way. Not happy.

Reply from Staff

Sorry to hear that you are not happy with the available space on the document you received. Per your request we have canceled your order. We do hope you are able to find a solution that meets your needs and the recording/statutory requirements of the document. Have a great day!

Rodrigo M.

September 10th, 2022

Excellent service

Reply from Staff

Thank you!

Jim W.

June 2nd, 2022

ALL I CAN SAY IS WOW. I AM SO GLAD THAT SOMEONE THOUGHT OF THIS OPROCESS FOR NON-TITLE COMPANIES, SMALL COMPANIES, ETC. I REALLY APPRECIATED THE SERVICE WHEN I RECORDED MY FIRST SET OF DOCS HERE. THEY WERE A MESS AND I HAD A LOT OF QUESTIONS. AGAIN THANK YOU!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!