New York Forms

Oswego County Warranty Deed Form

Oswego County Warranty Deed Form

Oswego County Warranty Deed Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/25/2025
Oswego County Warranty Deed Guide

Oswego County Warranty Deed Guide

Line by line guide explaining every blank on the form.

Document Last Validated 6/3/2025
Oswego County Completed Example of the Warranty Deed Document

Oswego County Completed Example of the Warranty Deed Document

Example of a properly completed form for reference.

Document Last Validated 7/24/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Oswego County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Oswego County Clerk's Office
Address:
46 E Bridge St
Oswego, New York 13126

Hours: 9:00am to 5:00pm / July-August 8:30am to 4:00pm

Phone: (315) 349-8621

Recording Tips for Oswego County:
  • Double-check legal descriptions match your existing deed
  • Recorded documents become public record - avoid including SSNs
  • Both spouses typically need to sign if property is jointly owned
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Oswego County

Properties in any of these areas use Oswego County forms:

  • Altmar
  • Bernhards Bay
  • Central Square
  • Cleveland
  • Constantia
  • Fulton
  • Hannibal
  • Hastings
  • Lacona
  • Lycoming
  • Mallory
  • Maple View
  • Mexico
  • Minetto
  • New Haven
  • Orwell
  • Oswego
  • Parish
  • Pennellville
  • Phoenix
  • Pulaski
  • Redfield
  • Richland
  • Sandy Creek
  • West Monroe
  • Williamstown

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Oswego County

How do I get my forms?

Forms are available for immediate download after payment. The Oswego County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Oswego County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Oswego County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Oswego County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Oswego County?

Recording fees in Oswego County vary. Contact the recorder's office at (315) 349-8621 for current fees.

Questions answered? Let's get started!

New York Deed with Full Covenants

In New York, title to real property can be transferred from one party to another by executing a deed with full covenants. A deed with full covenants conveys fee simple interest in real property to the named grantee with the greatest assurance of title.

Deeds with full covenants are statutory under NY Real Prop. Law Section 258 Statutory Form A. This form includes specific covenants that the grantor holds title to the property and has good right to convey it; that the grantee "shall quietly enjoy the said premises," which means that the grantee has the right to use and enjoy the property without disturbance from claimants; that the property is free from encumbrances (with the exception of any noted in the deed); that the grantor will "execute or procure any further necessary assurance of the title"; and that the grantor will defend the title against all lawful claimants (NY Real Prop. Law Section 258 (Statutory Form A)).

A deed with full covenants offers the highest protection to the grantee (buyer), covering the entire ownership history, even preceding the time the grantor obtained title. This warranty is greater than that of a bargain and sale deed, which, at most, may contain a covenant against grantor's acts (that the property conveyed is without encumbrances made by the grantor). Deeds with full covenants also provide more surety than a quitclaim deed, which offers no warranties of title.

A lawful deed with full covenants includes the grantor's full name, mailing address, and marital status; the consideration given for the transfer; and the grantee's full name, mailing address, marital status, and vesting. Vesting describes how the grantee holds title to the property. Generally, real property is owned in either sole ownership or in co-ownership.

For New York residential property, the primary methods for holding title are tenancy in common, joint tenancy, and tenancy by entirety. A grant of ownership of real estate to two or more unmarried persons is presumed to create a tenancy in common, unless a joint tenancy is expressly declared. In the case of married persons, a tenancy by entirety is presumed, unless a joint tenancy or tenancy in common is expressly declared (E.P.T. Law Sections 6-2.1, 6-2.2).

As with any conveyance of realty, a deed with full covenants must meet all state and local standards for recorded documents. It requires a complete legal description of the parcel, including the section, block, lot, and unit numbers. Recite the prior deed reference to maintain a clear chain of title, and detail any restrictions associated with the property.

Sign the deed in the presence of a notary public or other authorized official, then record it at the county clerk's office in the county where the property is located for a valid transfer. Contact the same office to confirm accepted forms of payment.

Most counties in New York require a recording page to accompany all documents for recording. This cover page is available on the local county clerk's website, and it factors into the total page count when calculating recording fees.

In New York, the real estate transfer tax is due at the time of recording. File Form TP-584 (Combined Real Estate Transfer Tax Return) with the appropriate county clerk (TAX Law 31-D-1449-EE(2)(d)). Non-residents of New York State must also file an IT-266 Tax Form (Non-Resident Real Property Estimated Income Tax Payment Form) (TAX Law 22-663).

Pursuant to R.P.P. Law 9-333.3, all conveyances, excluding deeds of oil and gas or mineral rights, require a Real Property Transfer Report. Use Form RP-5217-NYC for real property transfers within the five boroughs of New York City, and use Form RP-5217 for real property transfers in all other counties. Contact the local county clerk's office to confirm the specific county's requirements.

This article is provided for informational purposes only and is not a substitute for legal advice. Speak to an attorney with questions related to deeds with full covenants or any other issues associated with transfers of real property in New York.

(New York WD Package includes form, guidelines, and completed example)

Important: Your property must be located in Oswego County to use these forms. Documents should be recorded at the office below.

This Warranty Deed meets all recording requirements specific to Oswego County.

Our Promise

The documents you receive here will meet, or exceed, the Oswego County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Oswego County Warranty Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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