Cumberland County Deed of Trust Form

Last validated August 27, 2026 by our Forms Development Team

Cumberland County Deed of Trust Form

Cumberland County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/29/2026
Cumberland County Deed of Trust Guidelines

Cumberland County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/24/2026
Cumberland County Completed Example of the Deed of Trust Document

Cumberland County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 6/12/2026
Cumberland County Promissory Note Form

Cumberland County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Document Last Validated 8/27/2026
Cumberland County Promissory Note Guidelines

Cumberland County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/7/2026
Cumberland County Completed Example of the Promissory Note Document

Cumberland County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document Last Validated 8/17/2026
Cumberland County Subordination Agreements

Cumberland County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 7/13/2026
Cumberland County Annual Accounting Statement

Cumberland County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 8/24/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional North Carolina and Cumberland County documents included at no extra charge:

Important: Your property must be located in Cumberland County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Cumberland County Register of Deeds

Address:
Courthouse - 117 Dick St, Rm 114 / PO Box 2039
Fayetteville, North Carolina 28301 / 28302

Hours: 8:00am-5:00pm M-F

Phone: (910) 678-7775 or 678-7783

Recording Tips for Cumberland County:
  • Double-check legal descriptions match your existing deed
  • Recording fees may differ from what's posted online - verify current rates
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Cumberland County

Properties in any of these areas use Cumberland County forms:

  • Cumberland
  • Falcon
  • Fayetteville
  • Fort Bragg
  • Hope Mills
  • Linden
  • Pope A F B
  • Spring Lake
  • Stedman
  • Wade

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Cumberland County

How do I get my forms?

Forms are available for immediate download after payment. The Cumberland County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Cumberland County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cumberland County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cumberland County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Cumberland County?

Recording fees in Cumberland County vary. Contact the recorder's office at (910) 678-7775 or 678-7783 for current fees.

Questions answered? Let's get started!

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Important: Your property must be located in Cumberland County to use these forms. Documents should be recorded at the office below.

This Deed of Trust meets all recording requirements specific to Cumberland County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Cumberland County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Cumberland County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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August 17th, 2019

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August 2nd, 2021

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October 22nd, 2020

Excellent product. Wish I had found this site a week earlier. It would have saved me many hours of struggle and $40.00 in notary fees. Thanks and I will recommend to anyone needing forms.

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April 29th, 2021

Very easy to load on computer and print off.

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William P.

April 13th, 2021

Warranty Deed was just what I needed.Easy to complete and accepted by the county.

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Michael T.

January 29th, 2021

Very easy to find what I was looking for and the cost was reasonable. The documents saved me a lot of time and were easy to use.

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Judith L.

August 19th, 2019

I bought a package for doing a mineral deed in Sheridan County, Montana. I will now try to use it and we'll see, I guess, how easy it may or may not be, etc. Check back later perhaps for more details~

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Colleen B.

September 20th, 2020

Looks good. We will see how it goes.

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Ed H.

June 28th, 2025

I filled out the Kansas form and presented it to the Clerk of Deeds in Rawlins Co and there were no problems and no expensive attorney involved for a simple transaction.

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John G.

August 6th, 2019

Great on line help with the recording process!

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Paula B.

August 8th, 2019

I'm transferring a property into a trust and ordered the QuitClaim Deed. Everything was pretty straight forward and user friendly. However, the Additional Information/Instructions for the Preliminary Change of Ownership Report skips from Section "I" to "M" and does not address "K". It would have been very helpful to have an explanation of the difference between the three options in that section. Thank you.

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Celestine U.

February 24th, 2020

Very well done

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Darrell J.

February 22nd, 2021

Easy to use, rapid response, excellent service.

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August 4th, 2021

It was very easy to get the forms I needed which makes its so much easier than running back and forth. I shall be getting more forms very shortly

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December 8th, 2020

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