Macon County Deed of Trust Form
Last validated October 7, 2026 by our Forms Development TeamFormatted for recording in Macon County, for property anywhere in the county: rural and unincorporated areas as well as Franklin, Highlands, Otto, Scaly Mountain.
- 8 documents included
- Immediate PDF download
- Formatting guarantee
Macon County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Macon County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Macon County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Macon County Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Macon County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Macon County Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Macon County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Macon County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
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Additional North Carolina and Macon County documents included at no extra charge:
Where to Record Your Documents
Macon County Register of Deeds
Franklin, North Carolina 28734
Hours: 8:00 to 5:00 M-F / Recording 8:30 to 4:30
Phone: (828) 349-2097
Recording Tips for Macon County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask for certified copies if you need them for other transactions
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
Cities and Jurisdictions in Macon County
Properties in any of these areas use Macon County forms:
- Franklin
- Highlands
- Otto
- Scaly Mountain
Hours, fees, requirements, and more for Macon County
How do I get my forms?
Forms are available for immediate download after payment. The Macon County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Macon County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Macon County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Macon County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Macon County?
Recording fees in Macon County vary. Contact the recorder's office at (828) 349-2097 for current fees.
Questions answered? Let's get started!
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Important: Your property must be located in Macon County to use these forms. Documents should be recorded at the county recording office listed above.
This Deed of Trust meets all recording requirements specific to Macon County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Macon County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Macon County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Kathy C. 5 out of 5 stars
Lee County, FL did accept the "Satisfaction of Mortgage" form. It was easy to fill out except for a couple of areas. Your fill in areas need to accommodate for whatever space needed for the pertinent information we as customers have to fill out. As individuals, banks have their own. Example when there are more than 1 party and information needed. Example of Document #; I was 1 number short (using Exhibit A was ridiculous.) So I had to write in the # after printing. Very unprofessional looking on a legal document. Just saying. Also, in Lee County, FL your document # is called "Instrument #, not said in your instructions. Hope this information helps for updates on your forms.
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Gerald C. 2 out of 5 stars
Pros, quick purchase and document availability including instructions and examples. Cons, For the cert. of trust, the form would not accept the length of our trust name with no way to get around. The pdf file printing did not meet the requirements for 2.5" top margin and .5" other margins as well as the 10pt font size as the form information was shrunk down even when normal printing.
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