Swain County Deed of Trust Form

Last validated June 16, 2026 by our Forms Development Team

Swain County Deed of Trust Form

Swain County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/16/2026
Swain County Deed of Trust Guidelines

Swain County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/7/2026
Swain County Completed Example of the Deed of Trust Document

Swain County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 6/12/2026
Swain County Promissory Note Form

Swain County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Document Last Validated 5/26/2026
Swain County Promissory Note Guidelines

Swain County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/11/2026
Swain County Completed Example of the Promissory Note Document

Swain County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document Last Validated 6/3/2026
Swain County Subordination Agreements

Swain County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 5/19/2026
Swain County Annual Accounting Statement

Swain County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 6/1/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional North Carolina and Swain County documents included at no extra charge:

Important: Your property must be located in Swain County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Swain County Register of Deeds

Address:
Administration Bldg - 101 Mitchell St / PO Box 1183
Bryson City, North Carolina 28713

Hours: 8:30 to 5:00 Monday through Friday

Phone: (828) 488-9273 Ext. 2205

Recording Tips for Swain County:
  • Check that your notary's commission hasn't expired
  • Verify all names are spelled correctly before recording
  • Bring extra funds - fees can vary by document type and page count
  • Recorded documents become public record - avoid including SSNs

Cities and Jurisdictions in Swain County

Properties in any of these areas use Swain County forms:

  • Almond
  • Bryson City
  • Cherokee

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Swain County

How do I get my forms?

Forms are available for immediate download after payment. The Swain County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Swain County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Swain County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Swain County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Swain County?

Recording fees in Swain County vary. Contact the recorder's office at (828) 488-9273 Ext. 2205 for current fees.

Questions answered? Let's get started!

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Important: Your property must be located in Swain County to use these forms. Documents should be recorded at the office below.

This Deed of Trust meets all recording requirements specific to Swain County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Swain County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Swain County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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