North Carolina Forms

Union County Deed of Trust Form

Union County Deed of Trust Form

Union County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/1/2025
Union County Deed of Trust Guidelines

Union County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/30/2025
Union County Completed Example of the Deed of Trust Document

Union County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 6/10/2025
Union County Promissory Note Form

Union County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Document Last Validated 7/16/2025
Union County Promissory Note Guidelines

Union County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/5/2025
Union County Completed Example of the Promissory Note Document

Union County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Document Last Validated 1/14/2025
Union County Subordination Agreements

Union County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 8/11/2025
Union County Annual Accounting Statement

Union County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 12/17/2024

All 8 documents above included • One-time purchase • No recurring fees

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Additional North Carolina and Union County documents included at no extra charge:

Important: Your property must be located in Union County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Union County Register of Deeds
Address:
500 N Main St, Suite 239 / PO Box 248
Monroe, North Carolina 28111

Hours: 8:00 to 5:00 M-F

Phone: (704) 283-3727

Recording Tips for Union County:
  • Check that your notary's commission hasn't expired
  • Verify all names are spelled correctly before recording
  • Recorded documents become public record - avoid including SSNs
  • Both spouses typically need to sign if property is jointly owned

Cities and Jurisdictions in Union County

Properties in any of these areas use Union County forms:

  • Indian Trail
  • Marshville
  • Matthews
  • Mineral Springs
  • Monroe
  • Waxhaw
  • Wingate

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Union County

How do I get my forms?

Forms are available for immediate download after payment. The Union County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Union County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Union County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Union County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Union County?

Recording fees in Union County vary. Contact the recorder's office at (704) 283-3727 for current fees.

Questions answered? Let's get started!

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Important: Your property must be located in Union County to use these forms. Documents should be recorded at the office below.

This Deed of Trust meets all recording requirements specific to Union County.

Our Promise

The documents you receive here will meet, or exceed, the Union County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Union County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4574 Reviews )

Kenny H.

January 14th, 2020

The forms are extremely helpful. They could use some updating. Promissory note "...in the form of cash, check or money order." is a bit outdated. My note is with my son and we have an automatic bank transfer set up for payments. He could Venmo me. There are many other options and likely to be more changes in the future, so I know this is difficult to maintain.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

DIANA S.

August 19th, 2019

Five star rating. I requested a copy of the deed to my house and it arrived very quickly and for a fraction of the cost that it would have cost me on other sites. Great company. Will do business again. Five stars.

Reply from Staff

Thank you!

Mark W.

May 9th, 2019

Easy, simple and fast. I am familiar with deeds in my state and these looked correct. The common missed document of TRANSFER OF REAL ESTATE VALUE document was also included. Kudos on being complete.

Reply from Staff

Thanks Mark, we really appreciate your feedback.

Warren R.

April 24th, 2020

Nice service at a fair price. Website is not very user oriented. Messages accumulate in the messages area but are not emailed to the client. If you used the service regularly, it would be more understandable but for a first time or occasional user, the site can be time consuming.

Reply from Staff

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Robert L.

May 10th, 2022

I did not use your service. $19 to upload a document to our local tax accessor office is a bit high. I drove the document to the office myself.

Reply from Staff

Thank you for your feedback Robert. Glad to hear that you got your document recorded. Sorry to hear that your time, fuel, and wear on your vehicle are valued at less than $19. Have a wonderful day.

Jean W.

April 21st, 2021

helpful if there was a space so one could type in the exemption # on the blank form before printing

Reply from Staff

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DUINA F.

June 17th, 2025

Fast and Easy

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Dr. Shenetta M.

October 17th, 2023

The process was simple, and I am thankful for the turnaround time. Thank you for the help!

Reply from Staff

We are overjoyed to read your appreciative words regarding your experience with our eRecording service. It's rewarding to know that the simplicity of our process and the prompt turnaround time met your expectations.

Your acknowledgement is a great motivator for us to continue enhancing our services. Our goal is to always provide a seamless and efficient experience to our valued customers like you.

Thank you once again for your kind feedback. We are here to assist you anytime you need, and we look forward to serving you again in the near future!

Norma O.

March 10th, 2020

good

Reply from Staff

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Bonnie C.

July 16th, 2019

User friendly an FAST to access and use! Highly recommended.

Reply from Staff

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DAVID S.

January 16th, 2019

I was very impressed with the speed at which information was retrieved on my very first search. Unfortunately, the county we were looking for is behind times and has not digitized its information. I will be using Deeds.Com again and appreciate that I was not charged for no information being returned back. Thank You David S

Reply from Staff

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Mica M.

September 25th, 2020

Best Way EVER to record a warranty deed! It was nice to not have to drive anywhere and find the facility closed or "unable to process due to covid19 and buildings being closed". The correspondence between me and deeds.com was very timely in our back and forth email correspondence, and the processing was all finished in a timely manner. Totally worth the extra $15 that I paid in addition to the recording fee. I would use this again and again. My time and the efficiency of the job completed is worth the money.

Reply from Staff

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Jennifer K.

March 4th, 2021

User friendly!

Reply from Staff

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William M.

May 22nd, 2021

On multiple tries, I could not get validation mail through my Yahoo email address. I tried Gmail, worked the first time. The rest of the process was super easy and fast.

Reply from Staff

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Koko H.

July 12th, 2019

Five star. Prompt and easy way to obtain information. Good value.

Reply from Staff

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