Cumberland County Warranty Deed (Individual Grantor) Form

This warranty deed conveys North Carolina real property from one individual grantor, with the full set of general warranty covenants written out in the instrument. The form carries a single grantor signature line, one acknowledgment certificate, and a marital status entry in the grantor section, the configuration a sole individual owner's conveyance presents in the record. It is prepared for recording with the register of deeds of the county where the land lies.

A warranty that reaches the whole chain of title

North Carolina has no statutory short form warranty deed and no statute that turns particular granting words into covenants by implication, so a general warranty deed does its work through express covenant text. This deed conveys in fee simple and states the classic covenants: that the grantor is seized of the property in fee simple, has the right to convey it, that title is marketable and free and clear of encumbrances other than those the deed states, and that the grantor will warrant and defend the title against the lawful claims of all persons, except for the stated encumbrances and exceptions. Those covenants reach defects arising anywhere in the chain of title, which is what separates a general warranty deed from a special warranty deed or a non-warranty conveyance. The deed's encumbrances section defines the covenant's boundary: recorded restrictions, easements of record, and current year taxes entered there sit outside the warranty.

One grantor, one certificate

The form recites exactly one individual grantor. The grantor section records the name, mailing address, and marital status; the grantee section records each grantee's name and mailing address with an optional vesting designation; and the signature section carries one signature line followed by a single notary acknowledgment certificate that tracks the statutory certificate substance in N.C. Gen. Stat. 10B-41. A conveyance by co-owners, by spouses holding tenancy by the entirety property (which takes the written joinder of both spouses under N.C. Gen. Stat. 41-58), or by an entity or trustee presents a different signing pattern than this form recites.

The first-page entries the register looks for

North Carolina recording law concentrates on the first page. The statute reserves a three inch blank top margin for the recorder and puts the instrument type at the top of the first page (N.C. Gen. Stat. 161-14(b)); the register does not accept a deed unless the first page shows who drafted it (N.C. Gen. Stat. 47-17.1); and counties operating under N.C. Gen. Stat. 161-30 look for a return address and a parcel identifier on the face of the document. This form builds all of those in, along with the excise tax line: the state levies one dollar on each five hundred dollars of consideration, paid to the register of deeds before the deed records, with statutory exemptions for gifts and other listed transfers. Each deed also states the parties' mailing addresses and whether the property includes a grantor's primary residence, the content N.C. Gen. Stat. 105-317.2 requires, and the form carries a dedicated primary residence statement for it.

Recording is the race

Under N.C. Gen. Stat. 47-18, a North Carolina conveyance is not valid against lien creditors or purchasers for value until it is registered in the county where the land lies, and priority runs in order of registration. A signed and notarized deed left unrecorded holds the door open for a competing registered instrument, so the recording trip is part of the conveyance itself. Base recording fees are uniform statewide: twenty-six dollars for the first fifteen pages, four dollars per page after that.

The purchase delivers the blank fillable warranty deed form, a completed example showing a realistic Guilford County transfer, and a guide that walks through each section, the notarization requirements, the excise tax, and the county recording process. The materials are informational and are not legal advice; a North Carolina attorney can apply these statutes to a specific title or transaction.