Ottawa County Memorandum of Contract for Deed Form

Last validated July 6, 2026 by our Forms Development Team

Ottawa County Memorandum of Contract for Deed Form

Ottawa County Memorandum of Contract for Deed Form

Fill in the blank Memorandum of Contract for Deed form formatted to comply with all Oklahoma recording and content requirements.

Document Last Validated 6/12/2026
Ottawa County Memorandum of Contract for Deed Guide

Ottawa County Memorandum of Contract for Deed Guide

Line by line guide explaining every blank on the Memorandum of Contract for Deed form.

Document Last Validated 7/6/2026
Ottawa County Completed Example of the Memorandum of Contract for Deed Document

Ottawa County Completed Example of the Memorandum of Contract for Deed Document

Example of a properly completed Oklahoma Memorandum of Contract for Deed document for reference.

Document Last Validated 5/6/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Ottawa County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Ottawa County Clerk

Address:
Courthouse - 102 East Central, Suite 103
Miami, Oklahoma 74354-7008

Hours: 9:00 to 5:00 M-F

Phone: (918) 542-3332

Recording Tips for Ottawa County:
  • Double-check legal descriptions match your existing deed
  • Ask about their eRecording option for future transactions
  • Recording fees may differ from what's posted online - verify current rates

Cities and Jurisdictions in Ottawa County

Properties in any of these areas use Ottawa County forms:

  • Afton
  • Bluejacket
  • Cardin
  • Commerce
  • Fairland
  • Miami
  • North Miami
  • Picher
  • Quapaw
  • Wyandotte

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Ottawa County

How do I get my forms?

Forms are available for immediate download after payment. The Ottawa County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Ottawa County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Ottawa County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Ottawa County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Ottawa County?

Recording fees in Ottawa County vary. Contact the recorder's office at (918) 542-3332 for current fees.

Questions answered? Let's get started!

A Memorandum of Contract for Deed is used in Oklahoma (and many other states) as a public notice of a buyer’s interest in property without putting the full contract in the public record.
Here’s the breakdown:
1. Purpose – “Notice Without Full Disclosure”
A Contract for Deed (a.k.a. land contract or installment sale) is usually many pages long, full of payment terms, interest rates, default clauses, etc.

If you recorded the full contract, all those details would become public record.

A memorandum is a short, 1–2 page document summarizing key facts needed to give constructive notice in the county records — without revealing the private financial terms.

2. What it typically contains
A Memorandum of Contract for Deed usually states:
The names of seller and buyer
Date of the contract
Legal description of the property
Statement that a Contract for Deed exists
The principal amount secured (for mortgage tax purposes)
Signatures and notary acknowledgment

3. Why it’s used instead of the full contract
A. Privacy
Keeps sensitive details — like interest rates, payment schedules, or personal info — out of public records.

B. Recording efficiency
County clerks charge per page. A 2-page memorandum costs less to record than a 15-page contract.

C. Legal protection
Once recorded, the memorandum gives constructive notice to the world of the buyer’s equitable interest.
This protects the buyer from later claims by third parties, like new lenders or purchasers from the seller, because they are deemed to have notice of the buyer’s rights.

D. Statutory compliance In Oklahoma, the Real Estate Contract Act requires certain installment sales (including many Contracts for Deed) to be recorded within 30 days of execution.
Recording a memorandum satisfies this requirement if it contains the necessary info.

1. Oklahoma treats many contracts like mortgages for tax purposes
Under 68 O.S. § 1901 et seq., if a Contract for Deed, Lease-Purchase, or similar agreement gives the buyer equitable title and secures payment over time, it is treated like a mortgage when recorded.
• That means the County Clerk must collect mortgage tax based on the principal amount financed before recording.
• Even if you’re only recording a memorandum (not the full contract), the tax still applies.

2. The clerk can’t process without the amount financed
A memorandum usually says:
“…memorandum of that certain Contract for Deed dated ___, between Seller and Buyer…”
If it doesn’t list the principal amount secured, the clerk has no basis to calculate the tax.
• Without that number, they’ll reject the filing or require a Mortgage Tax Information Statement to be attached.

3. Avoids overpayment or underpayment
If the amount is missing, someone might mistakenly use the purchase price instead of the loan amount.
• Overpayment = wasted money
• Underpayment = filing isn’t perfected until the tax is corrected, which can weaken the notice in the public record.

Important: Your property must be located in Ottawa County to use these forms. Documents should be recorded at the office below.

This Memorandum of Contract for Deed meets all recording requirements specific to Ottawa County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Ottawa County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Ottawa County Memorandum of Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4750 Reviews )

Rysta W.

June 29th, 2021

Very easy to use and great price.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

A Rod P.

May 25th, 2019

The website was short and to the point. And I receive three responses quite quickly.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Sallie S.

January 24th, 2019

Great speedy service with access to areas beyond my reach.

Reply from Staff

Thank you Sallie, have a great day!

Lois B.

December 13th, 2018

It works pretty well, had trouble with the word December. It printed out Decedmber with weird spacing but I think it will be ok.

Reply from Staff

Thank you for the feedback. We will take a look at the date field to see if there are any issues. Have a great day!

JUDITH G.

April 22nd, 2022

So far, so good! I appreciate a no-hassle website.

Reply from Staff

Thank you!

Linda M L.

September 7th, 2023

Easy to use, documents look good, but pretty expensive.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Benjamin B.

November 10th, 2022

Your software was beneficial; facilitating preparation of a legal document and cover page in a state where I had limited legal experience.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Vertina B.

June 14th, 2022

The website is well established and easy to use. I got everything I was supposed to get. I had no problem downloading the forms. All of the forms printed well.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Toni M.

June 24th, 2019

I liked having the forms. Some may need to know they can look at the legal Description from online county records, then type up in Word document line by line, the degree sign in Word program is achieved by using alt and 248 on number pad. Then on the form page one write SEE Exibit A and title your Word program description as Exibit A. Goes without saying the legal description should be looked over many times and it is easier to do so if you format your Word the same lineage as the legal description online which is usually not text which is why you have to retype it.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Angelique A.

December 27th, 2018

Very helpful and quick customer service. Highly recommended

Reply from Staff

Thank you for your feedback Angelique, we appreciate you. Have a great day!

Michael S.

September 28th, 2019

So far so good! Easy site to navigate for old farts like me

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

William H.

August 31st, 2024

The form cost was reasonable - it helped me organize my thoughts and write things down to help minimize the attorney fees.

Reply from Staff

We are grateful for your engagement and feedback, which help us to serve you better. Thank you for being an integral part of our community.

Billie M.

November 15th, 2023

My overall experience was positive. Little trouble uploading documents but resolved. I had two mineral deeds to file in Arkansas, two different counties, exactly the same form, only difference being property description; one was completed, one was canceled. I emailed to inquire why and the reply was in an automatic email indicating that email address was not monitored and if further action would be taken on Deeds.com part, I would be notified. Other than that, I would recommend their services to avoid using snail mail.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Isabel M.

December 20th, 2018

Easy and quick...I highly recommend this site:)

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

RUSSELL E.

August 5th, 2020

The process sure was easy and fast. Not sure why a rep would question why I am requesting an exhibit page on the Deed when that's a common practice here in AZ. They recorded it the way I sent it so all good.

Reply from Staff

Thank you!