Providence County Discharge of Mortgage Form
Last validated August 13, 2026 by our Forms Development Team
Providence County Discharge of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Providence County Discharge of Mortgage Guidelines
Line by line guide explaining every blank on the form.
Providence County Completed Example of the Discharge of Mortgage Document
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Rhode Island and Providence County documents included at no extra charge:
Where to Record Your Documents
Burrillville Town Clerk
Harrisville, Rhode Island 02830
Hours: 8:30 to 4:30 M-W; 8:30 to 7:00 Thu; 8:30 to 12:30 Fri
Phone: (401) 568-4300 Ext 124
Central Falls City Clerk
Central Falls, Rhode Island 02863
Hours: 8:30 to 4:30 M-Th; 8:30 to 1:30 Fri; 3rd Thu 8:30 to 7:00
Phone: (401) 727-7400
Cranston City Clerk
Cranston, Rhode Island 02910
Hours: 8:30 to 4:30 M-F
Phone: (401) 461-1000 Ext 3130
Cumberland Town Clerk
Cumberland , Rhode Island 02864
Hours: 8:30 to 4:30 Mon - Fri
Phone: (401) 728-2400 Ext 163, 135, 133
East Providence City Clerk
East Providence, Rhode Island 02914
Hours: 8:00 to 4:00 M-F
Phone: (401) 435-7594
Foster Town Clerk
Foster, Rhode Island 02825
Hours: Monday - Thursday 8:30 am - 5:30 pm Closed Fridays
Phone: (401) 392-9201
Glocester Town Clerk
Chepachet, Rhode Island 02814-0702
Hours: 8:00am to 4:30pm M-F
Phone: (401) 568-6206 Ext 0
Johnston Town Clerk
Johnston, Rhode Island 02919
Hours: 8:30 to 4:30 M-F
Phone: (401) 351-6618
Lincoln Town Clerk
Lincoln, Rhode Island 02865
Hours: 8:30 to 4:30 M-F
Phone: (401) 333-1100 Ext 8005
North Providence Town Clerk
North Providence, Rhode Island 02911
Hours: Mon-Fri 8:30 to 4:30 /Recording until 4:00. Summer: 8:30 to 4:00 /Recording until 3:30
Phone: (401) 232-0900, Ext. 207
North Smithfield Town Clerk
Slatersville, Rhode Island 02896
Hours: 8:30 to 4:00 M-F
Phone: 401-767-2200 Ext 324
Pawtucket City Clerk
Pawtucket, Rhode Island 02860
Hours: 8:30 to 4:30 M-F / Recording until 3:30
Phone: (401) 728-0500 Ext 261
Providence City Clerk
Providence, Rhode Island 02903
Hours: 8:30 to 3:30 M-F
Phone: (401) 421-7740 Ext 547
Scituate Town Clerk
North Scituate, Rhode Island 02857
Hours: 8:30 to 4:00 M-F / Recording 8:45 to 3:45
Phone: (401) 647-2822
Smithfield Town Clerk
Smithfield, Rhode Island 02917
Hours: 8:30 to 4:30 M-F / Recording until 3:45
Phone: (401) 233-1000
Woonsocket City Clerk
Woonsocket, Rhode Island 02895
Hours: 8:30 to 4:00 M-F
Phone: (401) 767-9249
Recording Tips for Providence County:
- Ask if they accept credit cards - many offices are cash/check only
- Documents must be on 8.5 x 11 inch white paper
- Both spouses typically need to sign if property is jointly owned
- Bring extra funds - fees can vary by document type and page count
- Mornings typically have shorter wait times than afternoons
Cities and Jurisdictions in Providence County
Properties in any of these areas use Providence County forms:
- Albion
- Central Falls
- Chepachet
- Clayville
- Cranston
- Cumberland
- East Providence
- Fiskeville
- Forestdale
- Foster
- Glendale
- Greenville
- Harmony
- Harrisville
- Hope
- Johnston
- Lincoln
- Manville
- Mapleville
- North Providence
- North Scituate
- North Smithfield
- Oakland
- Pascoag
- Pawtucket
- Providence
- Riverside
- Rumford
- Slatersville
- Smithfield
- Woonsocket
Hours, fees, requirements, and more for Providence County
How do I get my forms?
Forms are available for immediate download after payment. The Providence County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Providence County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Providence County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Providence County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Providence County?
Recording fees in Providence County vary. Contact the recorder's office at (401) 568-4300 Ext 124 for current fees.
Questions answered? Let's get started!
Use this form to discharge a previously recorded mortgage. Upon satisfaction, the mortgagee/lender generally has 30 days to record a discharge of mortgage to avoid penalty as stated in Statute 34-26-5. Liability of mortgagee for failure to discharge, release, or transfer mortgage.
Rhode Island General Laws Title 34. Property Statute 34-26-2. Right to discharge on satisfaction of mortgage--Escrow accounts
(a) Every mortgagee of real estate, his, her or its heirs, executors, administrators, successors, or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, discharge the mortgage as provided in 34-26-3 or by separate instrument of release of the mortgage, and shall send the discharge to be recorded in the proper record book with suitable references to the original record, including the mortgagor's name and address, which shall forever afterwards discharge, defeat and release the mortgage and perpetually bar all actions to be brought thereon in any court. Upon forwarding the discharge for recording the mortgagee shall notify the mortgagor. Any mortgagor or his agent upon tendering final payment to the mortgagee in full satisfaction of the mortgage may in writing require the mortgagee to issue the discharge by separate instrument of release, directly to a designated person or real estate closing officer within the thirty (30) day period.
(b)Every mortgagee of real estate, his, her or its heirs, executors, administrators or successors or assigns, having received full satisfaction for the money due on the mortgage, shall, within thirty (30) days after final payment, disburse to the mortgagor any and all funds held in escrow under the terms of the mortgage.
34-26-3. Methods of discharge.
A mortgage may be discharged in whole or in part by an entry acknowledging the satisfaction thereof or the payment thereon, as the case may be, made on the face or back of the mortgage, or upon the face or margin of the record of the mortgage, in the records of land evidence, and signed by the mortgagee or by his or her executor, administrator, successor, or, if the mortgage be assigned, by the assignee or his or her executor or administrator; and such entry shall have the same effect as a deed of release duly acknowledged and recorded.
For use in Rhode Island only.
(Rhode Island DOM Package includes form, guidelines, and completed example)
Important: Your property must be located in Providence County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage meets all recording requirements specific to Providence County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Providence County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
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