Clay County Mortgage Security Agreement and Promissory Note Form
Last validated June 26, 2026 by our Forms Development Team
Clay County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Clay County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Clay County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Clay County Promissory Note Form
Note that is secured by the Mortgage Agreement.

Clay County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Clay County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Clay County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional South Dakota and Clay County documents included at no extra charge:
Where to Record Your Documents
Clay County Register of Deeds
Vermillion, South Dakota 57069
Hours: 8:00 to 5:00 M-F / sometimes closed 12:00 to 1:00
Phone: (605) 677-7130
Recording Tips for Clay County:
- Verify all names are spelled correctly before recording
- Documents must be on 8.5 x 11 inch white paper
- Recorded documents become public record - avoid including SSNs
- Avoid the last business day of the month when possible
Cities and Jurisdictions in Clay County
Properties in any of these areas use Clay County forms:
- Burbank
- Irene
- Vermillion
- Wakonda
Hours, fees, requirements, and more for Clay County
How do I get my forms?
Forms are available for immediate download after payment. The Clay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Clay County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Clay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Clay County?
Recording fees in Clay County vary. Contact the recorder's office at (605) 677-7130 for current fees.
Questions answered? Let's get started!
This is a recordable mortgage that serves (as notice to all subsequent purchasers and encumbrancers.) (44-8-10) Included is a Power of Sale clause, considered more favorable to lenders because it uses a non-judicial foreclosure, saving time and expense. [In case of default in the payment of said principal sum of money or any part thereof, or interest thereon at the time or times above specified for payment thereof, or in case of nonpayment of any taxes, assessments, or insurance as aforesaid, or of breach of any covenant or agreement herein contained, then and in either case, the whole, principal and interest, of said note -- shall at the option of the holder thereof, immediately become due and payable, and this mortgage may be foreclosed by action, or by advertisement as provided by statute or the rules of practice relating thereto, and this paragraph shall be deemed as authorizing and constituting a power of sale as mentioned in said statutes or rules, and any amendatory thereof.] [44-8-3]
This mortgage contains a (due-on-sale clause) which (is a provision of a real estate mortgage which requires that the note secured by the mortgage be paid at the time the property is transferred and no assumption of the original note is permitted.) (44-8-27). This is done because [No lender may enforce a due-on-sale clause unless the real estate mortgage includes such clause.] [44-8-28]
44-8-21. Mortgage securing note for purchase price of real estate--No negotiability--Enforcement of liability--Endorsement of note. In all cases where a note given by the purchaser and grantee of real estate to the vendor and grantor thereof to secure payment of all or any part of the purchase price is secured by a mortgage on such real estate, such note shall bear an endorsement upon its face to the effect that it is given for such purpose, and thereafter the same shall not be negotiable, nor shall any liability of any kind be enforced upon it either by action at law, or by set-off, or counterclaim, or otherwise, excepting by foreclosure of the mortgage. The rights of any party to said note, or of any assignee, or purchaser thereof, shall not be affected by the absence of such endorsement but shall be the same as though such note had been properly endorsed. Nothing herein contained shall apply to such note given prior to July 1, 1933.
44-8-22. Rights of payee of note given in payment of purchase price--Deficiency judgment prohibition inapplicable unless note secured by real estate mortgage.
Nothing contained in 44-8-20 or 44-8-21 shall affect the rights of a payee or other owner of a note given in payment of all or part of the purchase price of real estate unless such note is secured by a real estate mortgage.
A mortgage and promissory note secured, including stringent default terms can be beneficial to the lender. Use these forms for residential, commercial, rental property, condominiums, vacant land and planned unit developments.
(South Dakota Mortgage Package includes forms, guidelines, and completed examples) For use in South Dakota only.
Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.
This Mortgage Security Agreement and Promissory Note meets all recording requirements specific to Clay County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Clay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Clay County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4748 Reviews )
Evan W.
February 2nd, 2021
Quick service. Thank you
Thank you!
Shelton S.
April 9th, 2025
This site provided everything I needed to get the job done. Next step is a trip to the County Clerk!
We deeply appreciate the trust you have placed in our services. Thank you for your valuable feedback and for choosing us.
Luis C.
May 10th, 2019
Excellent forms but the instructions are not to clear.
Thank you for your feedback. We really appreciate it. Have a great day!
Willaim B.
December 11th, 2025
Love Deeds.com They have saved me so much time. Prompt responds to all my questions. Highly recommend
Thank you for choosing our service. We appreciate your review.
Marcus W.
May 16th, 2024
The Service was excellent the county recorder’s can sometimes cause issues and or delays because of certain filing requirements , but overall I am more than satisfied with DEEDS.com fast friendly services.
Thank you Marcus, we appreciate you.
Alexander H.
August 17th, 2019
As an experienced attorney new to estate planning, I attest that this website and its documents were very helpful. Their documents including everything one needed to know and was very comprehensive.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Cherif T.
June 17th, 2019
I wish every state offered such an easy and economical download of these forms. You were reasonable in price, I received one of every form you offered along with instructions, and it made my day so easy. Why pay a lawyer a fortune for these simple (almost) everyday forms when you can do it all for less than $20. Thank you for being reasonable, well organized, and available for common use! Cherif T.
Thank you!
Gary B.
September 28th, 2021
The whole experience was amazing. Your site was easy to work with and the staff was supper responsive. We were in and out in a flash!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
SUZANNE W.
December 29th, 2020
Very quick and efficient. Received recorded document within hours after beginning the process. Very reasonable fees. Highly recommended!
Thank you!
Kyle K.
May 3rd, 2022
Deeds is extremely helpful and cost effective for small and large businesses. Saves me time to do more valuable tasks.
Thank you for your feedback. We really appreciate it. Have a great day!
James L.
February 15th, 2022
The process to obtain online forms was simple and straight forward and uncomplicated.
Thank you for your feedback. We really appreciate it. Have a great day!
samira m.
December 9th, 2022
I love whoever is behind this website. I bought the wrong form and I told them and they refunded me asap! I figured out which form I need days later and bought it just now. They didn't have to refund me for my own mistake. That was very kind. I'll be returning for any other forms I may need and will tell others too. Thank you so much!!!!!
Thank you for your feedback. We really appreciate it. Have a great day!
Donald H.
April 17th, 2020
Easy to use and very quick turn around ... Very satisfied with ease of use and services provided ...
Thank you for your feedback. We really appreciate it. Have a great day!
Leonard N.
January 21st, 2021
Nice and clear. Can't wait to process the completed documents at the Recorder's Office
Thank you!
John Z.
April 14th, 2022
This was an easy to use program. Easy payment. documents are on my desktop ready to fill out. I will have to update after my property transfer. Zuna
We appreciate your business and value your feedback. Thank you. Have a wonderful day!