Spink County Mortgage Security Agreement and Promissory Note Form

Spink County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Spink County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Spink County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Spink County Promissory Note Form
Note that is secured by the Mortgage Agreement.

Spink County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Spink County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Spink County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Additional South Dakota and Spink County documents included at no extra charge:
Where to Record Your Documents
Spink County Register of Deeds
Address:
Courthouse - 210 East 7th Ave, Suite 8
Redfield, South Dakota 57469-1299
Hours: 8:00am-5:00pm M-F
Phone: (605) 472-4588
Recording Tips for Spink County:
- Bring extra funds - fees can vary by document type and page count
- Check margin requirements - usually 1-2 inches at top
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Spink County
Properties in any of these areas use Spink County forms:
- Ashton
- Brentford
- Conde
- Doland
- Frankfort
- Mellette
- Northville
- Redfield
- Tulare
- Turton
How do I get my forms?
Forms are available for immediate download after payment. The Spink County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Spink County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Spink County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Spink County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Spink County?
Recording fees in Spink County vary. Contact the recorder's office at (605) 472-4588 for current fees.
Have other questions? Contact our support team
This is a recordable mortgage that serves (as notice to all subsequent purchasers and encumbrancers.) (44-8-10) Included is a Power of Sale clause, considered more favorable to lenders because it uses a non-judicial foreclosure, saving time and expense. [In case of default in the payment of said principal sum of money or any part thereof, or interest thereon at the time or times above specified for payment thereof, or in case of nonpayment of any taxes, assessments, or insurance as aforesaid, or of breach of any covenant or agreement herein contained, then and in either case, the whole, principal and interest, of said note -- shall at the option of the holder thereof, immediately become due and payable, and this mortgage may be foreclosed by action, or by advertisement as provided by statute or the rules of practice relating thereto, and this paragraph shall be deemed as authorizing and constituting a power of sale as mentioned in said statutes or rules, and any amendatory thereof.] [44-8-3]
This mortgage contains a (due-on-sale clause) which (is a provision of a real estate mortgage which requires that the note secured by the mortgage be paid at the time the property is transferred and no assumption of the original note is permitted.) (44-8-27). This is done because [No lender may enforce a due-on-sale clause unless the real estate mortgage includes such clause.] [44-8-28]
44-8-21. Mortgage securing note for purchase price of real estate--No negotiability--Enforcement of liability--Endorsement of note. In all cases where a note given by the purchaser and grantee of real estate to the vendor and grantor thereof to secure payment of all or any part of the purchase price is secured by a mortgage on such real estate, such note shall bear an endorsement upon its face to the effect that it is given for such purpose, and thereafter the same shall not be negotiable, nor shall any liability of any kind be enforced upon it either by action at law, or by set-off, or counterclaim, or otherwise, excepting by foreclosure of the mortgage. The rights of any party to said note, or of any assignee, or purchaser thereof, shall not be affected by the absence of such endorsement but shall be the same as though such note had been properly endorsed. Nothing herein contained shall apply to such note given prior to July 1, 1933.
44-8-22. Rights of payee of note given in payment of purchase price--Deficiency judgment prohibition inapplicable unless note secured by real estate mortgage.
Nothing contained in 44-8-20 or 44-8-21 shall affect the rights of a payee or other owner of a note given in payment of all or part of the purchase price of real estate unless such note is secured by a real estate mortgage.
A mortgage and promissory note secured, including stringent default terms can be beneficial to the lender. Use these forms for residential, commercial, rental property, condominiums, vacant land and planned unit developments.
(South Dakota Mortgage Package includes forms, guidelines, and completed examples) For use in South Dakota only.
Important: Your property must be located in Spink County to use these forms. Documents should be recorded at the office below.
This Mortgage Security Agreement and Promissory Note meets all recording requirements specific to Spink County.
Our Promise
The documents you receive here will meet, or exceed, the Spink County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Spink County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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