Clay County Deed of Trust Form

Last validated October 30, 2026 by our Forms Development Team

Formatted for recording in Clay County, for property anywhere in the county: rural and unincorporated areas as well as Celina, Moss.

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Clay County Deed of Trust Form

Clay County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 8/25/2026
Clay County Deed of Trust Guidelines

Clay County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document last validated 10/30/2026
Clay County Completed Example of the Deed of Trust

Clay County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document last validated 7/21/2026
Clay County Promissory Note Form

Clay County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Document last validated 10/1/2026
Clay County Promissory Note Guidelines

Clay County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document last validated 10/26/2026
Clay County Completed Example of the Promissory Note Document

Clay County Completed Example of the Promissory Note Document

This Tennessee Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document

Document last validated 10/12/2026
Clay County Subordination Agreements

Clay County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document last validated 9/22/2026
Clay County Annual Accounting Statement

Clay County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document last validated 10/27/2026

All 8 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clay County Register of Deeds

Address:
145 Cordell Hull Dr
Celina, Tennessee 38551

Hours: 8:30 to 4:30 M-F

Phone: (931) 243-3298

Recording Tips for Clay County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Bring extra funds - fees can vary by document type and page count
  • Check margin requirements - usually 1-2 inches at top
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Clay County

Properties in any of these areas use Clay County forms:

  • Celina
  • Moss

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Clay County

How do I get my forms?

Forms are available for immediate download after payment. The Clay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Clay County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Clay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clay County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Clay County?

Recording fees in Clay County vary. Contact the recorder's office at (931) 243-3298 for current fees.

Questions answered? Let's get started!

A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage, but differs in that mortgages only include two parties (borrower and lender).
In Tennessee, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Holder (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be advantageous to the Lender.

(Tennessee DOT Package includes form, guidelines, and completed example)

Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the county recording office listed above.

This Deed of Trust meets all recording requirements specific to Clay County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Clay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Clay County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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The documents were received on time. There is one thing I would like to ask besides adding exhibits for spaces that put information is there a way to adjust the template a little to just add maybe another line or two without having to put this on an exhibit or additional page?. I would like to thank you for the documents everything was so professional thank you

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Thank you, Mary. Glad the documents arrived on time and worked well for you.

On your question: the forms are formatted to meet county recording requirements, so the spacing in each section is fixed. When the information you need to include runs longer than the space provided, attaching it as an exhibit is the accepted method and recorders handle it routinely. It won’t affect how the document is reviewed or recorded.

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