Clay County Deed of Trust Form
Last validated October 30, 2026 by our Forms Development TeamFormatted for recording in Clay County, for property anywhere in the county: rural and unincorporated areas as well as Celina, Moss.
- 8 documents included
- Immediate PDF download
- Formatting guarantee

Clay County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Clay County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Clay County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Clay County Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Clay County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Clay County Completed Example of the Promissory Note Document
This Tennessee Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document

Clay County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Clay County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Tennessee and Clay County documents included at no extra charge:
Where to Record Your Documents
Clay County Register of Deeds
Celina, Tennessee 38551
Hours: 8:30 to 4:30 M-F
Phone: (931) 243-3298
Recording Tips for Clay County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Bring extra funds - fees can vary by document type and page count
- Check margin requirements - usually 1-2 inches at top
- Leave recording info boxes blank - the office fills these
Cities and Jurisdictions in Clay County
Properties in any of these areas use Clay County forms:
- Celina
- Moss
Hours, fees, requirements, and more for Clay County
How do I get my forms?
Forms are available for immediate download after payment. The Clay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Clay County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Clay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Clay County?
Recording fees in Clay County vary. Contact the recorder's office at (931) 243-3298 for current fees.
Questions answered? Let's get started!
A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage, but differs in that mortgages only include two parties (borrower and lender).
In Tennessee, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Holder (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be advantageous to the Lender.
(Tennessee DOT Package includes form, guidelines, and completed example)
Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the county recording office listed above.
This Deed of Trust meets all recording requirements specific to Clay County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Clay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Clay County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4,846 Reviews )
Seth T. 5 out of 5 stars
THE BEST WEBSITE I HAVE EVER SEEN FOR LEGAL DOCUMENTS!!! THANKS
Thanks Seth, we appreciate your feedback.
Monte J. 5 out of 5 stars
Very helpful.
Thank you!
jack b. 5 out of 5 stars
good form, reasonable fee
Thank you Jack. We really appreciate you taking the time to leave your feedback. Have a great day!
Raymundo M. 5 out of 5 stars
Very fast and smooth process, thank you for your quick answers and follow up.
Thank you for your feedback. We really appreciate it. Have a great day!
SUSAN B. 5 out of 5 stars
THE PROCEDURE IN GETTING THIS MECHANICS LIEN PROCESSED HAS SO FAR BEEN RELATIVELY SIMPLY - BETTER THAN HAVING TO WAIT ON MAIL OR GO IN PERSON TO GET RECORDED
We are delighted to have been of service. Thank you for the positive review!
Mary M. 5 out of 5 stars
The documents were received on time. There is one thing I would like to ask besides adding exhibits for spaces that put information is there a way to adjust the template a little to just add maybe another line or two without having to put this on an exhibit or additional page?. I would like to thank you for the documents everything was so professional thank you
Thank you, Mary. Glad the documents arrived on time and worked well for you.
On your question: the forms are formatted to meet county recording requirements, so the spacing in each section is fixed. When the information you need to include runs longer than the space provided, attaching it as an exhibit is the accepted method and recorders handle it routinely. It won’t affect how the document is reviewed or recorded.
We appreciate you taking the time to leave a review.
Rebecca M. 4 out of 5 stars
EASY DOWNLOAD AND PRINT AND / OR SAVE TO YOU PC WHICH SHOULD BE DONE BEFORE FILLING OUT. AFTER I actually use them I'll let you know if its all good, Thanks
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!
PETER C. 5 out of 5 stars
The process was quick and simple to follow. Very efficient way to document Deeds.
Thank you!
Tamra L. 5 out of 5 stars
excellent instructions and clear forms. Thank you for your service!
Glad everything was clear and easy to follow. We appreciate you taking the time to share this.
Julie P. 5 out of 5 stars
Easy to use service. Thank you.
Thank you for your feedback. We really appreciate it. Have a great day!
Adriane L. 5 out of 5 stars
great experience. Great communication and very fast turn around ty Adriane
Your feedback is valuable to us and helps us improve. Thank you for sharing your thoughts!
HAMIDREZA M. 5 out of 5 stars
excellent service
Thank you!
Mark S. 5 out of 5 stars
Quick and easy. Had what I was searching for. Simple to pay and download.
Thank you!
Goran L. 5 out of 5 stars
Fast and convenient.
Thank you for your feedback. We really appreciate it. Have a great day!
John B. 5 out of 5 stars
Forms are as advertised and easy to access.
Thank you for your feedback. We really appreciate it. Have a great day!