Clay County Deed of Trust Form
Last validated June 12, 2026 by our Forms Development Team
Clay County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Clay County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Clay County Completed Example of the Deed of Trust
Example of a properly completed form for reference.
Clay County Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Clay County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Clay County Completed Example of the Promissory Note Document
This Tennessee Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document
Clay County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Clay County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Tennessee and Clay County documents included at no extra charge:
Where to Record Your Documents
Clay County Register of Deeds
Celina, Tennessee 38551
Hours: 8:30 to 4:30 M-F
Phone: (931) 243-3298
Recording Tips for Clay County:
- Ask if they accept credit cards - many offices are cash/check only
- White-out or correction fluid may cause rejection
- Recording fees may differ from what's posted online - verify current rates
- Both spouses typically need to sign if property is jointly owned
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Clay County
Properties in any of these areas use Clay County forms:
- Celina
- Moss
Hours, fees, requirements, and more for Clay County
How do I get my forms?
Forms are available for immediate download after payment. The Clay County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Clay County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Clay County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clay County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Clay County?
Recording fees in Clay County vary. Contact the recorder's office at (931) 243-3298 for current fees.
Questions answered? Let's get started!
A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage, but differs in that mortgages only include two parties (borrower and lender).
In Tennessee, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Holder (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be advantageous to the Lender.
(Tennessee DOT Package includes form, guidelines, and completed example)
Important: Your property must be located in Clay County to use these forms. Documents should be recorded at the office below.
This Deed of Trust meets all recording requirements specific to Clay County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Clay County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Clay County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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