Polk County Deed of Trust Form

Last validated July 21, 2026 by our Forms Development Team

Polk County Deed of Trust Form

Polk County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/8/2026
Polk County Deed of Trust Guidelines

Polk County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/13/2026
Polk County Completed Example of the Deed of Trust

Polk County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 7/21/2026
Polk County Promissory Note Form

Polk County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Document Last Validated 6/10/2026
Polk County Promissory Note Guidelines

Polk County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/18/2026
Polk County Completed Example of the Promissory Note Document

Polk County Completed Example of the Promissory Note Document

This Tennessee Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document

Document Last Validated 7/14/2026
Polk County Subordination Agreements

Polk County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 7/10/2026
Polk County Annual Accounting Statement

Polk County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 7/9/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Polk County Register of Deeds

Address:
Courthouse - 6239 Highway 411, Rm 211 / PO Box 293
Benton, Tennessee 37307

Hours: 8:30am to 4:30pm M-F

Phone: (423) 338-4537

Recording Tips for Polk County:
  • White-out or correction fluid may cause rejection
  • Documents must be on 8.5 x 11 inch white paper
  • Ask about their eRecording option for future transactions
  • Avoid the last business day of the month when possible

Cities and Jurisdictions in Polk County

Properties in any of these areas use Polk County forms:

  • Benton
  • Conasauga
  • Copperhill
  • Delano
  • Ducktown
  • Farner
  • Ocoee
  • Old Fort
  • Reliance
  • Turtletown

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Polk County

How do I get my forms?

Forms are available for immediate download after payment. The Polk County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Polk County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Polk County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Polk County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Polk County?

Recording fees in Polk County vary. Contact the recorder's office at (423) 338-4537 for current fees.

Questions answered? Let's get started!

A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage, but differs in that mortgages only include two parties (borrower and lender).
In Tennessee, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Holder (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be advantageous to the Lender.

(Tennessee DOT Package includes form, guidelines, and completed example)

Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the office below.

This Deed of Trust meets all recording requirements specific to Polk County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Polk County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Polk County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4763 Reviews )

DEBBY G.

January 12th, 2023

I was so confused on how to complete the form. But I followed the instructions and used the example and got it done.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

CHERI I.

August 4th, 2021

I was so pleased with how easy this form was to download and print! Thank you and I am sure we will use you again in the future!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Don M.

September 9th, 2021

I find the site very difficult to nagitagte.

Reply from Staff

Sorry to hear that Don, we’ll try harder.

Tom D.

May 4th, 2019

I have one suggestion and couple of question I would think that most TOD's would be from married couples. It would be real helpful to have a example of the I(we) block for married couples. Why would I check or not check the "property is registered (torrents)" Do I need a notarized signature of the Grantee

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Joseph S.

November 27th, 2023

THIS IS MY FIRST EXPERIENCE WITH DEEDS.COM. I DLED THE ESTATE DEED FORM THAT I HOPE WILL GO THROUGH OK WITH THE COUNTY. IT WILL BE SOMETIME UNTIL I HAVE IT FILLED IN AND ALL THE NAMES IN, NORARIZED AND FILED. CAN I RECONTACT YOU FOLKS IF THERE IS A PROBLEM? THANK YOU, JOE SEUBERT

Reply from Staff

We are motivated by your feedback to continue delivering excellence. Thank you!

John B.

December 23rd, 2020

Thorough. Thanks!

Reply from Staff

Thank you!

Gary B.

March 30th, 2021

After spending $21 to obtain a Quit Claim Deed form, I realized that I was in over my head. There are a lot of legal considerations and I am not familiar enough with the legal terms and choices to feel confident doing it myself. I since hired a paralegal service to prepare my Quit Claim. I wish I knew the knowledge required before I purchased.

Reply from Staff

Glad to hear you sought the assistance of a legal professional familiar with your specific situation Gary. We always recommend this to anyone not completely sure of what they are doing.

Angela J M.

September 29th, 2023

Quick turnaround (about 24hrs) easy process.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Sandra C.

December 30th, 2020

Quick and easy. Would recommend this site to everyone. Deed was sent to the site and recorded at my local county within 24 hours. Website could be set up better. Not labeled well for us that is not computer savvy.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

DUINA F.

June 17th, 2025

Fast and Easy

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

JENNIE W.

November 3rd, 2020

This is so much easier than going downtown to file paperwork! Thanks deeds.com!

Reply from Staff

Thank you!

James C.

November 3rd, 2020

Deed was filed with county quickly. Great service!

Reply from Staff

Thank you!

Donna R.

November 17th, 2021

This was a seamless process. It probably took one minute to fill out my information and upload the document. It was formatted and sent immediately. It was processed the next day at the county recorders office. I have zero complaints. Before finding this company I spent an entire day calling and leaving messages at other e-filing companies like simplfile and others but they all required subscriptions. I just needed to file a single document now and then so that was not a good fit. (And those companies I found out still require the customer to do all the work!). Deeds.com kept me informed throughout the process every step. I'm happy to write this review. Thank you

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Kelly W.

March 26th, 2020

Great resource! Wish you could expand to more than just deeds, but then you would have to rename it. :) Thanks! Kelly

Reply from Staff

Thank you!

Greg M.

March 16th, 2020

This is a great site! Very easy to use and has all the documents I required. Thank you!

Reply from Staff

Thank you!