Lamoille County Discharge of Mortgage (Personal Representative) Form
Last validated August 7, 2026 by our Forms Development Team
Lamoille County Discharge of Mortgage (Personal Representative) Form
Fill in the blank Discharge of Mortgage (Personal Representative) form formatted to comply with all Vermont recording and content requirements.
Lamoille County Discharge of Mortgage (Personal Representative) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Personal Representative) form.
Lamoille County Completed Example of the Discharge of Mortgage (Personal Representative) Document
Example of a properly completed Vermont Discharge of Mortgage (Personal Representative) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Vermont and Lamoille County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Belvidere
Belvidere, Vermont 05442
Hours: Tu, W, Th 8:30 - 3:30
Phone: (802) 644-6621
Town Clerk of Cambridge
Jeffersonville, Vermont 05464
Hours: M-F 8:00 - 4:00
Phone: (802) 644-2251
Town Clerk of Eden
Eden Mills, Vermont 05653
Hours: M-Th 8:00 to 4:00
Phone: (802) 635-2528
Town Clerk of Elmore
Lake Elmore, Vermont 05657
Hours: Tu through Th 9:00 to 3:00
Phone: (802) 888-2637
Town Clerk of Hyde Park
Hyde Park, Vermont 05655
Hours: M-F 8:00 - 4:00
Phone: (802) 888-2300 x1
Town Clerk of Johnson
Johnson, Vermont 05656
Hours: M-F 7:30 to 4:00
Phone: (802) 635-2611
Town Clerk of Morristown
Morrisville, Vermont 05661
Hours: M-F 8:30 to 4:30; W until 12:00 only
Phone: (802) 888-6370
Town Clerk of Stowe
Stowe, Vermont 05672
Hours: M-F 8:00 to 4:30
Phone: (802) 253-6133
Town Clerk of Waterville
Waterville, Vermont 05492
Hours: M, Tu, Th 9:00 - 1:30
Phone: (802) 644-8865
Town Clerk of Wolcott
Wolcott, Vermont 05680
Hours: Tue 8:00 to 6:00, Wed-Fri 8:00 to 4:00
Phone: (802) 888-2746
Lamoille County Clerk
Hyde Park, Vermont 05655
Hours: M-Th 7:00 to 12:00
Phone: (802) 888-0631
Recording Tips for Lamoille County:
- Request a receipt showing your recording numbers
- Avoid the last business day of the month when possible
- Both spouses typically need to sign if property is jointly owned
- Verify the recording date if timing is critical for your transaction
Cities and Jurisdictions in Lamoille County
Properties in any of these areas use Lamoille County forms:
- Belvidere Center
- Eden
- Eden Mills
- Hyde Park
- Jeffersonville
- Johnson
- Lake Elmore
- Morrisville
- Moscow
- North Hyde Park
- Stowe
- Waterville
- Wolcott
Hours, fees, requirements, and more for Lamoille County
How do I get my forms?
Forms are available for immediate download after payment. The Lamoille County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Lamoille County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Lamoille County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Lamoille County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Lamoille County?
Recording fees in Lamoille County vary. Contact the recorder's office at (802) 644-6621 for current fees.
Questions answered? Let's get started!
A recorded mortgage does not end with the lender's life. When the individual who held a mortgage on Vermont real property dies, the mortgage stays on the town land records as an open encumbrance until a discharge enters the record, and the signature that clears it comes from the estate: 27 V.S.A. § 463 names the mortgagee's executor and administrator among those who may execute the statutory acknowledgment of satisfaction. This Vermont Discharge of Mortgage (Personal Representative) form is arranged for exactly that signature, a court-appointed executor or administrator discharging a mortgage the deceased lender held. Customers sometimes search for the same instrument as a satisfaction of mortgage, a mortgage release, or a mortgage lien release signed by an estate.
A discharge signed for the lender's estate
The form carries one fiduciary signer and one acknowledgment certificate. A dedicated section collects the estate details: the decedent's name as it appears on the recorded mortgage, the date of death, the fiduciary capacity, the Probate Division unit, the case number, and the date the letters issued, so the recorded instrument shows on its face who signed and under what authority. The operative section then states that the personal representative acts in that fiduciary capacity and not individually, acknowledges satisfaction of the secured debt, and discharges and releases the mortgage together with all interest in the mortgaged premises held by virtue of it.
The pattern that presents this configuration most often is seller financing. An owner sold Vermont property, took back a mortgage from the buyer, and died while the mortgage remained of record; in many files the payoff finished years earlier and no discharge was ever recorded. The borrower's title stays clouded either way, and the personal representative of the mortgagee's estate holds the statutory authority to clear it. A living mortgagee signing personally, a bank acting through an officer, and co-executors signing together each present a different signing configuration; this form recites a single personal representative.
The certification the statute prescribes
27 V.S.A. § 463 supplies the language: an acknowledgment of satisfaction substantially in the statutory form, certifying that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, the book and page where it is recorded, and the town whose land records hold it. The form carries that certification with a blank at each element the statute leaves open, completed to mirror the recorded mortgage so the discharge indexes against the instrument it terminates. Under § 463(b), a satisfaction acknowledged before a town clerk, notary public, master, county clerk, or judge or register of probate, and recorded, discharges the mortgage and bars actions brought on it. An optional section identifies any recorded assignment of the mortgage, the chain 27 V.S.A. § 464(b) points to when it calls for any instrument necessary to show record ownership of the mortgage and authority to execute the discharge.
Thirty days, and a town-by-town record
Vermont gives the discharge duty teeth. Within 30 days after full performance of the conditions of the mortgage, 27 V.S.A. § 464 requires execution and delivery of a valid and complete discharge, and it attaches statutory damages of $25.00 per day, up to $5,000.00 in the aggregate, for a discharge withheld past that window, along with consequential damages, punitive damages, court costs, and attorney's fees for an aggrieved party who substantially prevails. An estate that resolves the discharge promptly closes that exposure.
Recording is municipal. Vermont keeps land records town by town, with no county recording system, so the completed discharge goes to the town or city clerk of the town named in the certification, and a mortgage recorded in more than one town is discharged in each of them. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671(a), and no property transfer tax return accompanies a discharge, because the Vermont Department of Taxes places discharges outside the Form PTT-172 filing category.
What the download includes
The purchase delivers three items: the fillable Discharge of Mortgage (Personal Representative) form, a completed example built on a Middlebury fact pattern, and a guide that describes each section of the form, the notarization, and town clerk recording. The materials describe Vermont law in general terms and are not legal advice.
Important: Your property must be located in Lamoille County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Personal Representative) meets all recording requirements specific to Lamoille County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Lamoille County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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