Lamoille County Discharge of Mortgage (Two Individual Cotrustees) Form
Last validated August 10, 2026 by our Forms Development Team
Lamoille County Discharge of Mortgage (Two Individual Cotrustees) Form
Fill in the blank Discharge of Mortgage (Two Individual Cotrustees) form formatted to comply with all Vermont recording and content requirements.
Lamoille County Discharge of Mortgage (Two Individual Cotrustees) Guide
Line by line guide explaining every blank on the Discharge of Mortgage (Two Individual Cotrustees) form.
Lamoille County Completed Example of the Discharge of Mortgage (Two Individual Cotrustees) Document
Example of a properly completed Vermont Discharge of Mortgage (Two Individual Cotrustees) document for reference.
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Additional Vermont and Lamoille County documents included at no extra charge:
Where to Record Your Documents
Town Clerk of Belvidere
Belvidere, Vermont 05442
Hours: Tu, W, Th 8:30 - 3:30
Phone: (802) 644-6621
Town Clerk of Cambridge
Jeffersonville, Vermont 05464
Hours: M-F 8:00 - 4:00
Phone: (802) 644-2251
Town Clerk of Eden
Eden Mills, Vermont 05653
Hours: M-Th 8:00 to 4:00
Phone: (802) 635-2528
Town Clerk of Elmore
Lake Elmore, Vermont 05657
Hours: Tu through Th 9:00 to 3:00
Phone: (802) 888-2637
Town Clerk of Hyde Park
Hyde Park, Vermont 05655
Hours: M-F 8:00 - 4:00
Phone: (802) 888-2300 x1
Town Clerk of Johnson
Johnson, Vermont 05656
Hours: M-F 7:30 to 4:00
Phone: (802) 635-2611
Town Clerk of Morristown
Morrisville, Vermont 05661
Hours: M-F 8:30 to 4:30; W until 12:00 only
Phone: (802) 888-6370
Town Clerk of Stowe
Stowe, Vermont 05672
Hours: M-F 8:00 to 4:30
Phone: (802) 253-6133
Town Clerk of Waterville
Waterville, Vermont 05492
Hours: M, Tu, Th 9:00 - 1:30
Phone: (802) 644-8865
Town Clerk of Wolcott
Wolcott, Vermont 05680
Hours: Tue 8:00 to 6:00, Wed-Fri 8:00 to 4:00
Phone: (802) 888-2746
Lamoille County Clerk
Hyde Park, Vermont 05655
Hours: M-Th 7:00 to 12:00
Phone: (802) 888-0631
Recording Tips for Lamoille County:
- Ask if they accept credit cards - many offices are cash/check only
- Request a receipt showing your recording numbers
- Leave recording info boxes blank - the office fills these
- Both spouses typically need to sign if property is jointly owned
Cities and Jurisdictions in Lamoille County
Properties in any of these areas use Lamoille County forms:
- Belvidere Center
- Eden
- Eden Mills
- Hyde Park
- Jeffersonville
- Johnson
- Lake Elmore
- Morrisville
- Moscow
- North Hyde Park
- Stowe
- Waterville
- Wolcott
Hours, fees, requirements, and more for Lamoille County
How do I get my forms?
Forms are available for immediate download after payment. The Lamoille County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Lamoille County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Lamoille County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Lamoille County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Lamoille County?
Recording fees in Lamoille County vary. Contact the recorder's office at (802) 644-6621 for current fees.
Questions answered? Let's get started!
Two fiduciary signatures, two acknowledgment certificates, and one paid mortgage cleared from a Vermont town's land records: that is the configuration this form carries. It is a Vermont discharge of mortgage by separate instrument under 27 V.S.A. section 463, set up for a mortgage held of record by a trust with exactly two individuals serving as cotrustees, and it provides a signature block and a notary certificate for each of them.
A trust as the lender of record
Private lending runs through trusts more often than the word mortgagee suggests. A family trust finances the sale of a farmhouse and takes back a mortgage; an investment trust buys a seasoned loan and records an assignment; a settlor moves a seller financed note and mortgage into a revocable trust as part of an estate plan. When the loan pays off, the trust side of the record has to close the loop. Vermont law puts a clock on it: under 27 V.S.A. section 464, the mortgagee of record executes and delivers a valid and complete discharge within 30 days after full performance, together with any instrument necessary to establish record ownership and the authority to execute the discharge, and a holder that misses the window faces statutory damages of $25.00 per day up to $5,000.00, plus consequential damages, punitive damages, court costs, and reasonable attorney's fees where an aggrieved party substantially prevails.
The section 463 certification
Vermont's separate instrument route is deliberately compact. Section 463(a) supplies a short statutory certification and directs that the discharge be substantially in that form: a certification that the described mortgage is paid in full and satisfied, identifying the mortgagor, the mortgagee, the mortgage date, and the book, page, and town of the land records where the mortgage is recorded. This form carries that certification word for word as its operative language, wrapped in numbered sections that collect the trust's name, the cotrustees, any recorded assignments that connect an original lender to the trust, and the property. Section 463(b) states the payoff: once the satisfaction is acknowledged before a notary public and recorded, it discharges the mortgage and bars actions brought on it. The same instrument is what many customers search for as a satisfaction of mortgage, a mortgage release, or a lien release; in Vermont the statute calls it a discharge.
Two cotrustees, both signing
The variant is the execution architecture. The form recites the trust as mortgagee of record, names the two cotrustees, and states that each signs as cotrustee and not individually. Vermont's Trust Code lets cotrustees who cannot reach unanimity act by majority under 14A V.S.A. section 703, and with exactly two cotrustees no majority smaller than both exists, so the form carries both signatures and treats them independently: each cotrustee has a separate acknowledgment certificate, so the two fiduciaries may sign on different dates, before different notaries, or in different states. The form is not set up as a sole trustee instrument, a corporate trustee instrument, or an individual mortgagee instrument; its recitals and certificates fit the two individual cotrustee pattern.
Recording in the town, not the county
Vermont records land documents municipally, so the completed discharge goes to the clerk of the town or city whose land records hold the mortgage, at the statewide fee of $15.00 per page under 32 V.S.A. section 1671. No property transfer tax return accompanies a discharge, because the return requirement reaches documents evidencing a transfer of title. The form reserves the top of its first page for the clerk's recording information and prints on letter size paper.
The purchase delivers the fillable discharge form, a completed example showing a plausible trust payoff from start to finish, and a line by line guide to the statutes and the blanks. The materials are informational and are not legal advice; a Vermont attorney can apply these rules to a particular loan or trust.
Important: Your property must be located in Lamoille County to use these forms. Documents should be recorded at the office below.
This Discharge of Mortgage (Two Individual Cotrustees) meets all recording requirements specific to Lamoille County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Lamoille County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
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