Arlington County Deed of Trust and Promissory Note Form (Virginia)

All Arlington County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Arlington County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Arlington County compliant document last validated/updated 5/22/2025

Deed of Trust Guidelines

Arlington County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Arlington County compliant document last validated/updated 6/6/2025

Completed Example of the Deed of Trust

Arlington County Completed Example of the Deed of Trust

Example of a properly completed form for reference.
Included Arlington County compliant document last validated/updated 12/16/2024

Promissory Note Form

Arlington County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Arlington County compliant document last validated/updated 5/30/2025

Promissory Note Guidelines

Arlington County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Arlington County compliant document last validated/updated 6/19/2025

Completed Example of the Promissory Note Document

Arlington County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Arlington County compliant document last validated/updated 6/4/2025

Subordination Agreements

Arlington County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Arlington County compliant document last validated/updated 4/15/2025

Annual Accounting Statement

Arlington County Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
Included Arlington County compliant document last validated/updated 4/30/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Arlington County. The executed documents should then be recorded in the following office:

Clerk of Circuit Court: Land Records

1425 N Courthouse Rd, Suite 6200, Arlington, Virginia 22201

Hours: 8:00 to 4:00 M-F / Recording until 3:30

Phone: (703) 228-4369

Local jurisdictions located in Arlington County include:

  • Arlington
  • Ft Myer

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Arlington County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Arlington County using our eRecording service.
Are these forms guaranteed to be recordable in Arlington County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Arlington County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Arlington County that you need to transfer you would only need to order our forms once for all of your properties in Arlington County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Virginia or Arlington County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Arlington County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Our Promise

The documents you receive here will meet, or exceed, the Arlington County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Arlington County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

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Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

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Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

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Teri A S.

November 21st, 2019

Received the quit claim form as ordered. Seemed clear and concise, easy to follow instructions and the completed example was helpful.

Reply from Staff

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Fernando C.

August 2nd, 2020

I was happy with my purchase. I honestly received more than I expected .
I recommend you expand to offer more forms such as Living Will.

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Lou H.

April 27th, 2019

5 stars.

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Desiree T.

September 4th, 2020

In a world where "immediate satisfaction" takes too long, Deeds provided exceptionally satisfying service. Answered all of my questions quickly, and had my document recorded within one day. Thank you so much!

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Pamela C.

October 5th, 2022

It was easy to download. And your guide was informative as was the completed form for an example. But I wish that I had been able to edit the forms online and then print.

My handwritten info is just not as crisp.

Reply from Staff

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Kathryn C.

February 14th, 2022

The transfer deed documents are laid out the way county offices need, but I don't like the requirements so I'm going to leave a bad review.

Reply from Staff

Well, thanks we guess.

Larry A.

December 17th, 2021

Provided exactly the form I was looking for at a reasonable price. Easy to do as well.

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Byron G.

June 23rd, 2022

So easy to use. Would recommend.

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Thanh P.

July 18th, 2024

Awesome services. Quick and efficient.

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Larry J.

May 20th, 2019

we are hoping this is what we need. Thanks

Reply from Staff

Thank you!

Jennifer K.

March 4th, 2021

User friendly!

Reply from Staff

Thank you!

Todd J.

February 4th, 2021

Super Easy!

Reply from Staff

Thank you!