Botetourt County Deed of Trust and Promissory Note Form

Botetourt County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Botetourt County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Botetourt County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Botetourt County Promissory Note Form
Note that is secured by the Deed of Trust.

Botetourt County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Botetourt County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Botetourt County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Botetourt County Annual Accounting Statement
Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Virginia and Botetourt County documents included at no extra charge:
Where to Record Your Documents
Botetourt Clerk of Circuit Court
Fincastle, Virginia 24090-0219
Hours: Monday - Friday 8:30am to 4:30pm
Phone: (540) 473-8274
Recording Tips for Botetourt County:
- Ensure all signatures are in blue or black ink
- Verify all names are spelled correctly before recording
- Ask if they accept credit cards - many offices are cash/check only
- Bring extra funds - fees can vary by document type and page count
Cities and Jurisdictions in Botetourt County
Properties in any of these areas use Botetourt County forms:
- Blue Ridge
- Buchanan
- Cloverdale
- Daleville
- Eagle Rock
- Fincastle
- Glen Wilton
- Oriskany
- Roanoke
- Troutville
Hours, fees, requirements, and more for Botetourt County
How do I get my forms?
Forms are available for immediate download after payment. The Botetourt County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Botetourt County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Botetourt County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Botetourt County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Botetourt County?
Recording fees in Botetourt County vary. Contact the recorder's office at (540) 473-8274 for current fees.
Questions answered? Let's get started!
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Important: Your property must be located in Botetourt County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Botetourt County.
Our Promise
The documents you receive here will meet, or exceed, the Botetourt County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Botetourt County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4573 Reviews )
Janice S.
August 27th, 2019
Well, you couldn't find the deeds, but you didn't charge me for it so great! Thanks Jan
Thank you for your feedback. Sorry we were not able to assist you better with your deed search. Have a wonderful day!
Jan K.
August 21st, 2019
Very simple and easy, quick!
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Troy B.
July 8th, 2020
Very pleased with website very simple to navigate through
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Morgan K.
August 24th, 2021
When I brought this deed to the county assessor, they were so impressed that I had done it correctly on my first try, and said they wished everyone would do such a good job on their paperwork.
Thank you for your feedback. We really appreciate it. Have a great day!
Charles F.
March 12th, 2025
I found the information easy to understand, and the forms to be correct for my needs.
Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.
Gary A.
March 15th, 2019
I believe this is the way to go without the need of a lawyer. Fast downloads, very informative, Now the work starts
Thank you Gary.
David M.
July 30th, 2022
Very easy to use and modify if necessary. Spot on with each county requirement for recording and Notarizing
Thank you for your feedback. We really appreciate it. Have a great day!
Garrett R.
May 24th, 2022
I am a real estate attorney in CA. These Wyoming model deeds look too basic and barely adequate: no usual name and address at the top for tax statements and who recorded it. Some old fashioned legalese that only obfuscates. I won't use them. Your background info was good though.
Thank you for your feedback. We really appreciate it. Have a great day!
James M.
July 22nd, 2023
Great selection of documents. Easy to use, with guidance material.
Thank you for taking the time to leave your feedback James. We appreciate you.
Kelly Y.
September 1st, 2022
The document was easy to locate, pay for and download. I hope it will be this easy to process by the County!
Thank you!
Karen F.
June 6th, 2022
The documents' format contained information needed to complete the necessary paperwork for filing with Georgia. However, the fields were not large enough to put the legal description in, and there was no way to enlarge the area. These were only semi-helpful in providing what I needed per Georgia's filing requirement.
Thank you!
GERALD P.
September 19th, 2019
Product is as advertised. Most beneficial is including detailed instructions and examples. Most other options did not include instructions.
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Daniel B.
October 29th, 2019
A very easy to use and reasonably priced site. My documents were immediately available as was my receipt.
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Remi W.
April 13th, 2020
Submitting documents electronically through Deeds.com saved me time and provided the best possible service for me in the comfort of my own home. There's no faster, better way to record documents than e-recording with Deeds.com.
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Tracey T.
January 20th, 2022
I downloaded the Lady Bird deed. The process was quick and easy to download. Just select your county, fill out the form. You will need the property description from your original deed. In my case I had to go downtown Wayne County (Detroit). (Make an appt online). 1st you will have to get the property tax certified to ensure all taxes are paid to date (5th floor at the Wayne County Treasurer office). Give them the form you just filled out and they will stamp certified $5. After that take the form to the Register of Deeds (7th floor) appt needed. $18. Make sure it is properly notarized and all signatures completed. Once approved, they will scan it, stamp it, give it back with a receipt and mail a copy also. All Done. Worked beautifully. My co worker go a lawyer and paid over $250. I just used deeds.com and total for forms and going downtown with notarizing was less than $40 Yea!
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