Botetourt County Deed of Trust and Promissory Note Form

Botetourt County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Botetourt County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Botetourt County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Botetourt County Promissory Note Form
Note that is secured by the Deed of Trust.

Botetourt County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Botetourt County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Botetourt County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Botetourt County Annual Accounting Statement
Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Virginia and Botetourt County documents included at no extra charge:
Where to Record Your Documents
Botetourt Clerk of Circuit Court
Fincastle, Virginia 24090-0219
Hours: Monday - Friday 8:30am to 4:30pm
Phone: (540) 473-8274
Recording Tips for Botetourt County:
- Ensure all signatures are in blue or black ink
- Verify all names are spelled correctly before recording
- Bring extra funds - fees can vary by document type and page count
- Both spouses typically need to sign if property is jointly owned
- Some documents require witnesses in addition to notarization
Cities and Jurisdictions in Botetourt County
Properties in any of these areas use Botetourt County forms:
- Blue Ridge
- Buchanan
- Cloverdale
- Daleville
- Eagle Rock
- Fincastle
- Glen Wilton
- Oriskany
- Roanoke
- Troutville
Hours, fees, requirements, and more for Botetourt County
How do I get my forms?
Forms are available for immediate download after payment. The Botetourt County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Botetourt County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Botetourt County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Botetourt County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Botetourt County?
Recording fees in Botetourt County vary. Contact the recorder's office at (540) 473-8274 for current fees.
Questions answered? Let's get started!
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Important: Your property must be located in Botetourt County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Botetourt County.
Our Promise
The documents you receive here will meet, or exceed, the Botetourt County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Botetourt County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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August 10th, 2021
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November 19th, 2020
Love this site, so easy to work with and customer service is amazing.
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February 26th, 2022
Easy to use and just what I was looking for
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Dan B.
June 6th, 2022
Excellent service even faster then I expected. Very pleased and a reasonable priced document. I encourage people too use Deeds.Com
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Carol S.
February 18th, 2022
Unfortunately for me this website was of no help, due to the amount of paperwork that needed to be submitted. One thing I can say they responded with answer really quickly. If this is a website that only deals with quick and fast deed issues, then it should indicate what they can and cannot do.
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John F.
January 28th, 2021
The document I purchased was perfect for what I needed done. Very easy to obtain the document. Website very easy to navigate. Would use again and would recommend to anyone who needs the documents.
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David P.
February 23rd, 2019
Thank you. I was just looking but still think it is a great website. Used it a couple of years ago for a deed. Thank you.
Thank you for your feedback. We really appreciate it. Have a great day!
James H.
January 14th, 2020
Very satisfied. Download was easy, completing the form was easy, got our signatures notarized and submitted it to the register of deeds. The only item was that the register of deeds did not immediately recognize the TOD deed form as the usual form they receive. After carefully reviewing all the information and wording on the deed she accepted it.
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Richard H.
January 29th, 2020
Excellent service--couldn't be more complete and useful !
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John C N.
June 17th, 2023
Just the website I needed. Very detailed and efficient.
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Sherry P.
November 24th, 2020
It would be helpful to have a frequently asked questions section. That would make it easier to know I have the correct form. Sherry
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Roxanne B.
December 16th, 2020
This is an excellent service during a pandemic! Recording documents can be challenging with changing hours and rules. Yesterday I was able to file an important document from the comfort of my home.
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Kayreen B.
April 24th, 2023
Very happy with my experience with using Deeds.com! Especially easy to use with the sample page of what a form looks like filled out. saved a lot of money and it worked!
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Thomas D.
April 30th, 2020
The documents themselves are fine and the information provided with them is helpful. I find the actual processing of the documents, however, to be difficult particularly once the document has been saved. First, I note that the box for the date only allows entry of the last 2 digits of the year. Unfortunately, my download only allows me to enter one of the 2 digits required. When I delete it repeatedly, it eventually allows both digits to be entered but puts them in extremely small text and in superscrypt. I have not found a solution to this problem and am not sure the deed can even be recorded with this problem. Another problem is that if you try to revise the document after you have saved it the curser goes to the end of the line after each key entry. This means that there basically is no way to efficiently save the document for reworking later since you will have to delete everything you have entered in the text box unless you only need to make a single keystroke change or are willing to replace the curser after each entry. Try that with a long property description! Please note that I am using a Mac to prepare my documents and perhaps this is part of an "incompatibility problem". However, I didn't see a disclaimer regarding Mac use and so would expect the documents to perform correctly. Overall, I give the program a "2 star" rating because I am experiencing significant difficulties in entering dates in the documents even before saving them and because saving your work for later revision appears to be basically unworkable.
Thank you for your feedback Thomas, we appreciate you being specific about the issues you encountered. Adobe and Mac have a fairly long history of issues working together.
Timothy G.
June 3rd, 2019
Downloadable documents, instructions and a completed sample form were just what I needed. Very pleased and easy to use. Deeds.com will be my first stop for any future documents I may need. Thank you!
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