Roanoke County Deed of Trust and Promissory Note Form
Last validated August 11, 2026 by our Forms Development Team
Roanoke County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Roanoke County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Roanoke County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Roanoke County Promissory Note Form
Note that is secured by the Deed of Trust.

Roanoke County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Roanoke County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Roanoke County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Roanoke County Annual Accounting Statement
Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Virginia and Roanoke County documents included at no extra charge:
Where to Record Your Documents
Roanoke County Circuit Court Clerk
Salem, Virginia 24153
Hours: 8:30 to 4:30 M-F
Phone: (540) 387-6205
Recording Tips for Roanoke County:
- Documents must be on 8.5 x 11 inch white paper
- Bring extra funds - fees can vary by document type and page count
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Roanoke County
Properties in any of these areas use Roanoke County forms:
- Bent Mountain
- Catawba
- Roanoke
- Vinton
Hours, fees, requirements, and more for Roanoke County
How do I get my forms?
Forms are available for immediate download after payment. The Roanoke County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Roanoke County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Roanoke County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Roanoke County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Roanoke County?
Recording fees in Roanoke County vary. Contact the recorder's office at (540) 387-6205 for current fees.
Questions answered? Let's get started!
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Important: Your property must be located in Roanoke County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Roanoke County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Roanoke County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Roanoke County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4774 Reviews )
Carol S.
November 18th, 2020
Excellent ...easy, timely!
Thank you for your feedback. We really appreciate it. Have a great day!
Julia C.
May 18th, 2025
Deeds.com was such a blessing in order for me to get something done that my lawyers could not get done. Transferring a mineral right from my deceased parents to me and my husband. The mineral company person I worked with went above and beyond helping me fill the paperwork out perfectly so that it had “right of survivorship” (and other things phrased properly) so that either my husband or I won’t have the issue I have had. Had it not been for deeds.com I don’t think I would have been able to complete this process. I hope anyone that ever needs something such as this learns about I deeds.com.
Thank you, Julia, for your kind and thoughtful review. We're truly honored to have played a role in helping you and your husband secure your mineral rights — especially after such a frustrating experience elsewhere. It’s great to hear that our team and resources were able to guide you through the process with clarity and care. Your words mean a lot to us, and we hope others in similar situations find the support they need through Deeds.com, just like you did. Wishing you continued peace of mind and security with your property.
Terrence R.
January 24th, 2020
So far so good I was able to find the documents I needed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Betty J W.
May 31st, 2022
Was Totally Amazed, it was so easy to follow the example and I am 75 years old. I took my paper work in and it passed with flying colors. Thank-You So much saved me $665.00. BJW
Thank you!
Annette L.
August 25th, 2024
Excellent customer service and value!
Thank you for your positive words! We’re thrilled to hear about your experience.
Yvonne A.
April 25th, 2021
love your Deeds.com website...
Thank you!
MARY LACEY M.
May 28th, 2025
Deeds.com has become a great assistant to our firm! The service is of highest quality and consistently helpful to our law firm in its recording needs. It's summer in Arizona and no one I know wants to drive to downtown Phoenix to record a property deed so think I will add "grateful" to my praise.
Thank you, Mary! We appreciate your kind words and are glad to help make recording easier — especially when it means avoiding a summer trip to downtown Phoenix. We’re grateful for your continued trust.
Angela B.
September 19th, 2020
Great forms! Quick, easy, and to the point. The completed document, when printed out, looks really professional.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Robert A.
August 5th, 2020
A well constructed site, easy to navigate and a pleasure to use. I'd give it a 10 on 10
Thank you for your feedback. We really appreciate it. Have a great day!
Beaugwynn Wigley S.
October 26th, 2021
Thanks so much for all your help! That was painless.
Thank you!
Jennifer A.
May 20th, 2020
Great site
Thank you!
Annie R.
December 7th, 2019
Excellent service. Documents easy to understand and use.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
eric m.
January 28th, 2025
it was a smooth superb timely experience
Your feedback is valuable to us and helps us improve. Thank you for sharing your thoughts!
Rosa Leticia A.
March 1st, 2022
Outstanding service, quick and efficient. Provides promptly updates of the process, highly recommended.
Thank you!
Barbara G.
September 20th, 2025
Easy to use. I especially am thankful for the guide.
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!