Roanoke County Deed of Trust and Promissory Note Form

Last validated April 17, 2026 by our Forms Development Team

Roanoke County Deed of Trust Form

Roanoke County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 3/17/2026
Roanoke County Deed of Trust Guidelines

Roanoke County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/17/2026
Roanoke County Completed Example of the Deed of Trust

Roanoke County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 1/30/2026
Roanoke County Promissory Note Form

Roanoke County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 3/10/2026
Roanoke County Promissory Note Guidelines

Roanoke County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 3/17/2026
Roanoke County Completed Example of the Promissory Note Document

Roanoke County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 4/16/2026
Roanoke County Subordination Agreements

Roanoke County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 3/20/2026
Roanoke County Annual Accounting Statement

Roanoke County Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)

Document Last Validated 3/17/2026

All 8 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Roanoke County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Roanoke County Circuit Court Clerk

Address:
County Courthouse - 305 E Main St, Rm 200
Salem, Virginia 24153

Hours: 8:30 to 4:30 M-F

Phone: (540) 387-6205

Recording Tips for Roanoke County:
  • Documents must be on 8.5 x 11 inch white paper
  • Bring extra funds - fees can vary by document type and page count
  • Leave recording info boxes blank - the office fills these
  • Recorded documents become public record - avoid including SSNs
  • Recording early in the week helps ensure same-week processing

Cities and Jurisdictions in Roanoke County

Properties in any of these areas use Roanoke County forms:

  • Bent Mountain
  • Catawba
  • Roanoke
  • Vinton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Roanoke County

How do I get my forms?

Forms are available for immediate download after payment. The Roanoke County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Roanoke County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Roanoke County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Roanoke County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Roanoke County?

Recording fees in Roanoke County vary. Contact the recorder's office at (540) 387-6205 for current fees.

Questions answered? Let's get started!

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Important: Your property must be located in Roanoke County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Roanoke County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Roanoke County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Roanoke County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4694 Reviews )

Kasie K.

May 15th, 2020

This was such an easy transaction and quicker than if I went to the recording office. During this time of COVID19 and not being able to record documents in person it helped us to get what we needed and quickly. Thank you!

Reply from Staff

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Christin A.

July 7th, 2020

Super Quick! and Easy!

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Kevin L.

May 31st, 2019

All the paperwork I need......Great service

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Frank R.

January 20th, 2020

Our notary. Marie was prompt, courteous and professional. Would definitely use again and reccomend

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Traci M.

February 5th, 2026

Deeds.com made it easy to obtain and download the deed form I needed - I will keep this account active!

Reply from Staff

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Adriane L.

November 20th, 2024

great experience. Great communication and very fast turn around ty Adriane

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Paul F.

December 26th, 2018

Excellent - no reservations. I used them on a Sunday and had my info on Monday. Not only did they execute the order flawlessly, the fixed my screw up* immediately. *I hit refresh before the "secured" page transmitted, so I created (2) two orders of the same item.

Reply from Staff

Thanks for the review Paul, glad you were happy with the service and staff. Our staff is pretty good at catching the few duplicate orders that get through.

Lisa G.

January 4th, 2019

Rec'd downloads for quitclaim deed process in Florida. Recorded with the clerk of courts today and the form was done perfectly--she had no changes to make. Well worth the money--thanks

Reply from Staff

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August 27th, 2020

sweet & easy

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Kendall B.

September 24th, 2019

Good

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Laura B.

May 5th, 2020

Quick and easy! Took the hassle out of trying to locate information during this quarantine.

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Pat A.

July 18th, 2019

I was impressed that the forms were easy to read and the directions were helpful. Thank you for providing this.

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April 30th, 2020

Exactly what I needed and VERY fair price. I paid $19.97 for what a local attorney wanted $200 to do. I filled out the form using the line by line guide and filed it at the court house today. Absolutely no problems.

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Bernadette W.

April 11th, 2022

It was very easy to use the website. I wish there was an option to pay for multiple documents at once instead of having to pay for each one individually.

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Lori W.

March 14th, 2021

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