Snohomish County Deed of Trust and Promissory Note Form (Washington)

All Snohomish County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Snohomish County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Snohomish County compliant document last validated/updated 5/29/2025

Deed of Trust Guidelines

Snohomish County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Snohomish County compliant document last validated/updated 6/24/2025

Completed Example of the Deed of Trust Document

Snohomish County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.
Included Snohomish County compliant document last validated/updated 4/2/2025

Promissory Note Form

Snohomish County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Snohomish County compliant document last validated/updated 2/13/2025

Promissory Note Guidelines

Snohomish County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Snohomish County compliant document last validated/updated 6/5/2025

Completed Example of the Promissory Note Document

Snohomish County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Snohomish County compliant document last validated/updated 6/23/2025

Subordination Agreements

Snohomish County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Snohomish County compliant document last validated/updated 4/29/2025

Annual Accounting Statement Form

Snohomish County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Snohomish County compliant document last validated/updated 4/16/2025

Request for Reconveyance Form

Snohomish County Request for Reconveyance Form

Used by lender to request reconveyance by trustee.
Included Snohomish County compliant document last validated/updated 6/9/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Snohomish County. The executed documents should then be recorded in the following office:

Snohomish County Auditor: Recording

Robert J. Drewel Building - 3000 Rockefeller Ave, 1st floor, Everett, Washington 98201

Hours: Mon-Thu 9:00-12:00 & 1:00-5:00; Fri 9:00-12:00 & 1:00-4:00

Phone: (425) 388-3483

Local jurisdictions located in Snohomish County include:

  • Arlington
  • Bothell
  • Darrington
  • Edmonds
  • Everett
  • Gold Bar
  • Granite Falls
  • Index
  • Lake Stevens
  • Lynnwood
  • Marysville
  • Mill Creek
  • Monroe
  • Mountlake Terrace
  • Mukilteo
  • North Lakewood
  • Silvana
  • Snohomish
  • Stanwood
  • Startup
  • Sultan

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Snohomish County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Snohomish County using our eRecording service.
Are these forms guaranteed to be recordable in Snohomish County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Snohomish County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Snohomish County that you need to transfer you would only need to order our forms once for all of your properties in Snohomish County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Washington or Snohomish County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Snohomish County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In Washington, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within. In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

RCW 61.24.020- Deeds subject to all mortgage laws---Foreclosure---Recording and indexing---Trustee and beneficiary, separate entities, exception.
Except as provided in this chapter, a deed of trust is subject to all laws relating to mortgages on real property. A deed conveying real property to a trustee in trust to secure the performance of an obligation of the grantor or another to the beneficiary may be foreclosed by trustee's sale. The county auditor shall record the deed as a mortgage and shall index the name of the grantor as mortgagor and the names of the trustee and beneficiary as mortgagee. No person, corporation or association may be both trustee and beneficiary under the same deed of trust: PROVIDED, That any agency of the United States government may be both trustee and beneficiary under the same deed of trust. A deed of trust conveying real property that is used principally for agricultural purposes may be foreclosed as a mortgage. Pursuant to *RCW 62A.9-501(4), when a deed of trust encumbers both real and personal property, the trustee is authorized to sell all or any portion of the grantor's interest in that real and personal property at a trustee's sale.

For us in Washington Only, formatted for county recording requirements. (Washington DOT Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Snohomish County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Snohomish County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4562 Reviews )

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

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Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

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Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

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Frank G B.

December 21st, 2019

site is very helpful and easy to use.

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Mary L.

March 25th, 2023

Super easy, fast recording time. 100% recommend.

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Ira S.

June 8th, 2022

Hi,
1. I need a password to be able to copy and paste from the deed.

2. It would be more convenient if all documents could be downloaded together.

Ira

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Masud K.

June 20th, 2020

Deeds.com did an excellent job in providing me the Real Estate documents I needed. You delivered the documents fast and they were accurate. I greatly appreciate your help. Thanks for everything

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Larry B.

September 30th, 2020

Clear Directions; worked well.

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IVAN G.

August 21st, 2020

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Linda W.

January 22nd, 2021

Fast service. From the time I sent my Quit Claim Deed to deeds.com, and six hours later my deed was recorded. It was painless, great convenience.

Reply from Staff

Thank you!

Paula B.

August 8th, 2019

I'm transferring a property into a trust and ordered the QuitClaim Deed. Everything was pretty straight forward and user friendly. However, the Additional Information/Instructions for the Preliminary Change of Ownership Report skips from Section "I" to "M" and does not address "K". It would have been very helpful to have an explanation of the difference between the three options in that section. Thank you.

Reply from Staff

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Martin E.

February 16th, 2021

documents and guidance need to properly comply with court

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Scott M.

August 21st, 2024

Complete Package rndon't spend good money for a title co. to do this

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John G.

July 25th, 2022

I was actually quite pleased with the ease of use of this site. I really, really liked the step by step instructions and examples of the finished product !!

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ROBERT J.

March 26th, 2020

Easy to order!

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