Gilmer County Deed of Trust and Promissory Note Form
Last validated September 21, 2026 by our Forms Development TeamFormatted for recording in Gilmer County, for property anywhere in the county: rural and unincorporated areas as well as Cedarville, Coxs Mills, Glenville, Linn, Normantown, Rosedale, Sand Fork, Shock and 1 more.
- 8 documents included
- Immediate PDF download
- Formatting guarantee

Gilmer County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Gilmer County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Gilmer County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.

Gilmer County Promissory Note Form
Note that is secured by the Deed of Trust.

Gilmer County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Gilmer County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Gilmer County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Gilmer County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional West Virginia and Gilmer County documents included at no extra charge:
Where to Record Your Documents
Gilmer County Clerk Office
Glenville, West Virginia 26351-1296
Hours: Monday-Friday 8am-5pm
Phone: (304) 461-7641
Recording Tips for Gilmer County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Bring extra funds - fees can vary by document type and page count
- Check margin requirements - usually 1-2 inches at top
- Leave recording info boxes blank - the office fills these
Cities and Jurisdictions in Gilmer County
Properties in any of these areas use Gilmer County forms:
- Cedarville
- Coxs Mills
- Glenville
- Linn
- Normantown
- Rosedale
- Sand Fork
- Shock
- Troy
Hours, fees, requirements, and more for Gilmer County
How do I get my forms?
Forms are available for immediate download after payment. The Gilmer County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Gilmer County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Gilmer County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Gilmer County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Gilmer County?
Recording fees in Gilmer County vary. Contact the recorder's office at (304) 461-7641 for current fees.
Questions answered? Let's get started!
There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."
Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.
(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.
Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".
Terms:
A- Principle Owed and Maturity Date of Loan
B- Payments - Traditional Installment or installments with a Balloon Payment.
C- Late Payments: So much $ owed after X number of days, plus $ for each day after.
D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.
E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.
G- Venue: If legal action is required, Lender provides the County of such actions.
This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.
(West Virginia DOT Package includes forms, guidelines, and completed examples)
Important: Your property must be located in Gilmer County to use these forms. Documents should be recorded at the county recording office listed above.
This Deed of Trust and Promissory Note meets all recording requirements specific to Gilmer County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Gilmer County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Gilmer County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4,805 Reviews )
Melody P. 5 out of 5 stars
Thanks again for such excellent service, and always a pleasure!
Thank you!
Kim C. 5 out of 5 stars
Very user-friendly and easy to obtain exactly what I needed. I am impressed by the sample forms as well. I will definitely be using Deeds.com again!!
Thank you for your feedback. We really appreciate it. Have a great day!
MICHAEL H. 5 out of 5 stars
Smooth and efficient. Great site for what you may need.
We’re always here to help. Thank you for your feedback.
Steve C. 5 out of 5 stars
Everything I had hoped for. Easy and formatted correctly.
We welcome your positive feedback and are thrilled to have met your expectations. Thank you for choosing our services.
wayne s. 5 out of 5 stars
Wonderful forms! Thanks for making this available.
Thank you Wayne, have a great day!
Charles C. 5 out of 5 stars
Using an I pad and cannot type on form that was downloaded. I do not have a computer Charles
Thank you for your feedback Charles. You might want to make sure you have the Adobe app on your Ipad: https://itunes.apple.com/us/app/adobe-fill-sign/id950099951?mt=8
Tim T. 5 out of 5 stars
Fast and efficient
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Sean M. 5 out of 5 stars
This was exactly what I needed. For $25-$30 it gave me the formatted document I needed and made it so easy to input the info. I wouldn't recommend it to someone who has no clue what they're doing, but for somebody who knows all the info and just needs a formatted page to input it onto, this is perfect.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Valerie W. 5 out of 5 stars
I haven't gotten around to filling out the forms yet, but they look fine to me on the surface. looking forward to getting to them as soon as I can!
Thank you, Valerie. When you’re ready, everything will be available in your account.
Wilma E. 5 out of 5 stars
Very satisfied with service and form. Completed form, printed, and submitted to county for processing. Everything went well.
Thank you for your feedback. We really appreciate it. Have a great day!
Kathryn C. 5 out of 5 stars
I truly appreciate you and you service for all you do to help me ThankYou kathrynchertock
Thank you for your feedback. We really appreciate it. Have a great day!
Maryel T. 4 out of 5 stars
Good site, had the information I needed. Quicker than I expected. Thanks.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Roger G. 4 out of 5 stars
was difficult to find the location on the website to actually download the form I needed. Initially was directed only to information pages related to the form I needed
Thank you for your feedback. We really appreciate it. Have a great day!
Carol C. 5 out of 5 stars
Thanks. So easy to navigate. Also very useful. I recommend.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Matthew G. 5 out of 5 stars
Second time using Deeds.com. Easy and professional
Thank you Matthew. Have a great day!