Independence County Deed of Trust with Installment of Taxes and Insurance Form (Arkansas)
All Independence County specific forms and documents listed below are included in your immediate download package:
Deed of Trust with Installment of Taxes and Insurance Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Independence County compliant document last validated/updated 6/30/2025
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Independence County compliant document last validated/updated 7/2/2025
Completed Example of the Trust Deed Document
Example of a properly completed form for reference.
Included Independence County compliant document last validated/updated 2/21/2025
Promissory Note Form
Arkansas Promissory Note.
Included Independence County compliant document last validated/updated 7/2/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Independence County compliant document last validated/updated 3/7/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Independence County compliant document last validated/updated 5/13/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Independence County compliant document last validated/updated 4/22/2025
Subordination Argeements
Used to place priority on claim of debt. Included are 4 separate agreements for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Independence County compliant document last validated/updated 7/3/2025
The following Arkansas and Independence County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust with Installment of Taxes and Insurance forms, the subject real estate must be physically located in Independence County. The executed documents should then be recorded in the following office:
Independence County Circuit Clerk
Courthouse - 192 E Main St, Batesville, Arkansas 72501
Hours: 8:00am to 4:30pm M-F
Phone: (870) 793-8833
Local jurisdictions located in Independence County include:
- Batesville
- Charlotte
- Cord
- Cushman
- Desha
- Floral
- Locust Grove
- Magness
- Newark
- Oil Trough
- Pleasant Plains
- Rosie
- Salado
- Sulphur Rock
- Thida
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Independence County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Independence County using our eRecording service.
Are these forms guaranteed to be recordable in Independence County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Independence County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust with Installment of Taxes and Insurance forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Independence County that you need to transfer you would only need to order our forms once for all of your properties in Independence County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Arkansas or Independence County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Independence County Deed of Trust with Installment of Taxes and Insurance forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
("Deed of trust" means a deed conveying real property in trust to secure the performance of an obligation of the grantor or any other person named in the deed to a beneficiary and conferring upon the trustee a power of sale for breach of an obligation of the grantor contained in the deed of trust;) (Ark. Statute 18-50-101(2)) A power of sale allows for a non-judicial foreclosure in the case of default, saving time and expense. If Lender invokes the power of sale, Lender shall execute or cause Trustee to execute the written notice of the occurrence of any event of default and Lender's election to cause the Property to be sold and shall cause such notice to be recorded in each county in which the Property or some portion thereof is located. Lender or Trustee shall mail copies of such notice in the manner prescribed by applicable law. 18-50-103.
(A trustee may not sell the trust property unless: The deed of trust or mortgage is filed for record with the recorder of the county in which the trust property is situated;) (Ark. Statute 18-50-103(1))
A deed of trust contains three (3) parties: Grantor/Trustor, Trustee, and Beneficiary/Lender
"Grantor" means the person conveying an interest in real property by a mortgage or deed of trust as security for the performance of an obligation; (Ark. Statute 18-50-101 (3))
"Beneficiary" means the person named or otherwise designated in a deed of trust as the person for whose benefit a deed of trust is given or his successor in interest; (Ark. Statute 18-50-101 (1))
("Trustee" means any person or legal entity to whom legal title to real property is conveyed by deed of trust or his or her successor in interest.) Examples of how a Trustee can be chosen are given. (Ark. Statute 18-50-101 (10)).
14-15-402. Instruments to be recorded. (a) It shall be the duty of each recorder to record in the books provided for his or her office all deeds, mortgages, conveyances, deeds of trust, bonds, covenants, defeasances, affidavits, powers of attorney, assignments, contracts, agreements, leases, or other instruments of writing of, or writing concerning, any lands and tenements or goods and chattels, which shall be proved or acknowledged according to law, that are authorized to be recorded in his or her office.
THIS DEED OF TRUST DIFFERS IN THAT IT ALLOWS THE LENDER TO COLLECT TAXES AND INSURANCE PAYMENTS MONTHLY. THIS GIVES THE LENDER MORE CONTROL, FOR EXAMPLE: A LENDER MIGHT NOT REALIZE TAXES AND/OR INSURANCE PAYMENTS ARE IN ARREARS UNTIL SIX (6) MONTHS AFTER DELINQUENCY. THIS FORM IS CONSISTENT WITH INVESTOR OR OWNER FINANCING.
Funds for Taxes and Insurance: Subject to applicable law or a written waiver by Lender, Borrower shall pay to lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum ("Funds") equal to one twelfth (1/12) of the yearly taxes and assessments which may attain priority over this Deed of Trust, and ground rents on the Property, if any, plus one twelfth (1/12) of yearly premium installments of hazard insurance, plus one twelfth (1/12) of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially and from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof.
For use in Arkansas only.
Our Promise
The documents you receive here will meet, or exceed, the Independence County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
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