Bay County Final Payment Affidavit Form (Florida)
All Bay County specific forms and documents listed below are included in your immediate download package:
Final Payment Affidavit Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Bay County compliant document last validated/updated 5/13/2025
Final Payment Affidavit Guide

Line by line guide explaining every blank on the form.
Included Bay County compliant document last validated/updated 5/7/2025
Completed Example of the Final Payment Affidavit

Example of a properly completed form for reference.
Included Bay County compliant document last validated/updated 7/4/2025
The following Florida and Bay County supplemental forms are included as a courtesy with your order:
When using these Final Payment Affidavit forms, the subject real estate must be physically located in Bay County. The executed documents should then be recorded in the following office:
Bay County Clerk of the Court
300 East 4th St, Panama City, Florida 32401
Hours: 8:00am - 4:30pm M-F
Phone: (850) 763-9061
Local jurisdictions located in Bay County include:
- Fountain
- Lynn Haven
- Mexico Beach
- Panama City
- Panama City Beach
- Youngstown
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Bay County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Bay County using our eRecording service.
Are these forms guaranteed to be recordable in Bay County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Bay County including margin requirements, content requirements, font and font size requirements.
Can the Final Payment Affidavit forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Bay County that you need to transfer you would only need to order our forms once for all of your properties in Bay County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Florida or Bay County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Bay County Final Payment Affidavit forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Why do I need a contractor's final payment affidavit?
Florida law requires that the contractor's final payment affidavit be presented to the owner when it's time to make the final payment on the project. The affidavit is only required by contractors, so subcontractors and materialmen need not provide any individual documents. The affidavit sets forth the amount of final payment due and affirms that all lienors have been paid in full (except for those specifically listed in the document as remaining unpaid). The affidavit is used in order to prevent the owner from having to pay twice.
If you fail to serve the owner with the final payment affidavit, you forfeit any lien right or right of action against the owner for labor, services, or materials furnished under the direct contract. Note that erroneously including or omitting any information in the affidavit, even if the owner accepts it, does not defeat an otherwise valid lien. Regardless, accuracy matters because the statement is given under oath, and an incorrect affidavit may be used in court to discredit the contractor's claims.
The contractor must execute the affidavit and deliver it to the owner at least 5 days before instituting an action to enforce his or her lien even if the final payment is not due or because the contract is terminated for a reason other than completion. This is required regardless of whether the contractor has any lienors working under him or her.
Filing the affidavit is a necessary precondition in order to eventually secure a mechanics lien on the owner's property to encourage payment. As such, take care when completing the affidavit to ensure everything is accurate when the owner receives it. The owner has the right to rely on the contractor's affidavit in making the final payment for all lienors listed within it.
Each case is unique, so contact an attorney with specific questions or for complex situations.
Our Promise
The documents you receive here will meet, or exceed, the Bay County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Bay County Final Payment Affidavit form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4569 Reviews )
Ronald P.
July 24th, 2025
Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.
Thank you, Ronald. We're glad you found the forms easy to download, though we're sorry to hear about the printing and fill-in experience. Our forms are designed to be fillable and printable using free software like Adobe Reader. If you ever run into issues, our support team is happy to help!
Charlene H.
July 22nd, 2025
Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.
Thank you, Charlene! We're so glad to hear you had a great experience. We truly appreciate your recommendation and look forward to helping you again in the future.
Kimberly B.
July 22nd, 2025
Great service, quick and easy!
We are grateful for your feedback and looking forward to serving you again. Thank you!
Patrick A.
April 13th, 2019
Real value. Excellent forms, guidance & samples. Included Homestead Exemption form & info are also valuable & greatly appreciated.
Thank you for your feedback. We really appreciate it. Have a great day!
Lynda D S.
November 2nd, 2022
Sorry, I did not see that I was in the wrong review and just sent a review of a "product" I ordered online. As for Deeds.com I was very happy with the process and speed of getting the forms. I have used this site before. Highly recommend.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Victoria L.
February 25th, 2019
This is a fantastic website and financial savings to many. Being able to download and complete the document I needed vs having my attorney complete saved me $800. I would highly recommend this website.
Thank you for the kind words Victoria. Have a great day!
lee s.
March 21st, 2019
Over all quality of document was good. The issue I had was where it states claimant did not have a contract with the owner or their agent. I did have a contract with their agent, and there was no option for both. So had improvise.
Thank you for your feedback. We really appreciate it. Have a great day!
Craig J.
June 7th, 2021
Package downloaded without any problems. Help sheet was fair. Maybe they could cross reference the help number on the help sheet to the form better - somehow. Overall, I was pleased. I was able to download, fill in the blanks and do what edits I thought it needed with ease. Cost was very reasonable. I'll give it a 5.
Thank you for your feedback. We really appreciate it. Have a great day!
Connie J L.
August 26th, 2020
Fast and easy to use. Easy to print.
Thank you!
Emmy M.
August 20th, 2020
I loved using this process to record my deeds. it was fast and everytime I sent a message I received a response very quickly. I am so glad they have this option. for the extra $15 to have the convenience to do it from home and not worry about finding parking, etc. so well worth it!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Gerry A.
September 6th, 2019
It was easy, affordable and I appreciate this service.
Thank you!
Lan S.
November 23rd, 2020
extremely satisfied with the service. I could not get file size correctly at the beginning. I received quick responses pointing out specific problem, which was very helpful for me to correct the mistake. It took 5 or 6 times due to different errors to finally achieve the qualified version. The customer care team was very patient walking me through the process.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
tao a.
June 23rd, 2021
excellent. I will this service again.
Thank you!
Jo Carol K.
October 17th, 2020
The information/forms/and ease of filling in the blanks provided me with the confidence to "do it myself". Excellent customer service. Thank you for being there.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Gloria L.
June 18th, 2022
Quick and simple process! I wish I would have used them sooner!
Thank you for your feedback. We really appreciate it. Have a great day!